HDFC Sky

Invest Directly In US Stock Market

Diversify with 10,000+ U.S. Stocks and ETFs

By signing up I certify terms, conditions & privacy policy

By signing up I certify terms, conditions & privacy policy

Invest In US Stocks & ETFs

What makes investing in the US worth while

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Fractional Investing

Affordable access to expensive stocks.

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Invest in your favourite global brands​

Invest in your dream companies.

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Choose from the basket of Stocks​

A basket of stocks is a ready‑made collection of companies.

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Diversify Your Portfolio​

Helps reducing risk.

Powerful features that make Global Investing easy

How To Get Started ?

Step 1 - Create Account
Step 2 - Complete KYC
Step 3 - Add Funds
Step 1 - Create Account
Step 2 - Complete KYC
Step 3 - Add Funds
Create Your Account Sign up using email or social sign-in
Create Your Account Sign up using email or social sign-in

Sign up for Global Investing with HDFC Sky powered by Vested Finance to begin trading in US stocks. This includes sign up with email, Google, or Apple.

Pricing

BASIC
Free
-
Sign Up Now
  • ₹0 Account Opening Fees
  • Unlimited Investing Power
  • Limited Curated Baskets
  • No Tax Loss Harvesting
  • No Priority Customer Support

  • Brokerage / Trade Charges
    • $2.99 per trade
    • $2.99 up to 299 shares
    • $0.01 per share beyond
SILVER
₹3,999
Annually
Sign Up Now
  • ₹0 Account Opening Fees
  • Unlimited Investing Power
  • All Baskets(Curated Baskets)
  • Tax Loss Harvesting
  • No Priority Customer Support

  • Brokerage / Trade Charges
    • $0.99 per trade
    • Up to 99 shares
    • $0.01 per share beyond

  • Research & Tools
    • In-depth Research
    • All Screeners
    • All Valuation Charts

  • Annual Validity
GOLD
₹13,999
Annually
Sign Up Now
  • ₹0 Account Opening Fees
  • Unlimited Investing Power
  • All Baskets(Curated Baskets)
  • Tax Loss Harvesting
  • Priority Customer Support

  • Brokerage / Trade Charges
    • 1 cent per share

  • Research & Tools
    • In-depth Research
    • All Screeners
    • All Valuation Charts

  • Annual Validity
SUPER GOLD
₹49,999
One Time
Sign Up Now
  • ₹0 Account Opening Fees
  • Unlimited Investing Power
  • All Baskets(Curated Baskets)
  • Tax Loss Harvesting
  • Priority Customer Support

  • Brokerage / Trade Charges
    • 1 cent per share

  • Research & Tools
    • In-depth Research
    • All Screeners
    • All Valuation Charts
  • Lifetime Validity
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First time in India: Simplified fund transfer with HDFC Bank

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Do-It-Yourself (Customised) portfolios

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Recurring Investments (SIPs)

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Extended Hours Trading

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Fundamental and technical analysis tools

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Tax Module for Indian Tax Filing

How to Invest in U.S Stocks from India

Are you ready to broaden your investment horizons and look beyond Indian markets? Buying U. S. stocks in India is one way to help diversify your portfolio and tap into global growth. Having the opportunity to buy some of the world’s largest companies such as Apple, Amazon, Microsoft and͏ more, the US market holds unique opportunities for investors.

Why Invest in U.S. Stocks?

Investing in U.S. stocks from India several benefits

  1. Broader Diversification
    You get access to companies and sectors that are not represented in the Indian markets. This diversifies risk and has the potential to enhance long-term growth potential.
  2. High Liquidity & Large͏ Markets
    U.S. exchanges such as the NYSE and NASDAQ are among the most liquid globally, which provides ample opportunities for buying and selling shares
  3. Global Exposure͏
    Investing in U.S. stocks gives you access to global markets and currencies, providing a hedge against shifts in the domestic economy. It also expands your investment perspective and exposes you͏ to diverse international market trends.
  4. Historical Growth Potential
    The U.S. stock market appeals investors looking to build wealth over time. By accessing this market from India, investors can participate in global opportunities without leaving home.

Understanding the Process and Requirements for Indian Investors

  1. Open a Global Trading Account
    Choose a registered brokerage firm that allows international investments (e.g., Vested’s VF Securities, Inc., a FINRA/SIPC member).
  2. Complete KYC and Documentation
    • Submit identity proof (PAN, passport, Aadhaar).
    • Provide address proof and bank statements.
    • Submit tax identification documents if required (e.g., Form W8BEN).
    • Some platforms may require additional compliance paperwork.
  3. Fund Your Account
    Transfer funds from India under the Reserve Bank of India’s LRS limit (up to USD 250,000 per financial year).
  4. Start Investing
    Once your account is funded, you can explore U.S. stocks, ETFs, and other investment opportunities.
  5. Be Aware of Restrictions
    • Indian investors must follow RBI rules, including annual remittance limits.
    • Consider currency exchange rates, as fluctuations can affect returns.
    • Factor in taxes on dividends and capital gains in both India and the U.S.
  6. Plan Ahead
    Understanding these steps and regulations upfront helps navigate the complexities of investing in U.S. stocks effectively.

Risks and Challenges of Investing in U.S. Stocks from India

Investing in U.S. stocks from India can be rewarding, but it comes with its own set of risks and challenges. Understanding these factors is crucial for making informed investment decisions.

  1. Currency Exchange Risk
    One of the main challenges is the fluctuation of currency rates. Changes in the value of the Indian rupee against the U.S. dollar can directly impact your returns. Even if the stock performs well in the U.S. market, currency depreciation in India could reduce your overall gains.
  2. Taxation and Regulatory Complexity
    Investing abroad involves navigating tax rules and regulations in both India and the U.S. Dividend income is subject to U.S. withholding tax, and capital gains may also attract Indian taxes. Understanding treaties like the Double Taxation Avoidance Agreement (DTAA) is important to avoid overpaying taxes. Compliance with these regulations can sometimes be time-consuming and complex.
  3. Geopolitical and Economic Factors
    Global events, government policies, or economic changes in either country can impact U.S. stock prices unpredictably. For example, shifts in trade policies, interest rates, or international tensions can create market volatility.
  4. Market Volatility and Investment Knowledge
    Foreign markets can be inherently volatile. Investors may be unfamiliar with specific U.S. companies or sectors, increasing the risk of making uninformed decisions. Conducting thorough research and staying updated on global economic trends is essential to mitigate these risks.

Key Strategies for Investing in U.S. Stocks from India

Stock market investment can give good returns if approached carefully. The following strategies can help you make informed decisions and manage your investments effectively.

  1. Conduct Thorough Research
    Before investing, take the time to research U.S. companies, sectors, and market trends. Stay updated on global events and economic developments that may impact your investments. Knowledge is key to making confident investment decisions.
  2. Diversify Your Portfolio
    Spread your investments across different sectors, industries, and types of assets. Diversification reduces risk and helps protect your portfolio during market fluctuations. Consider including a mix of growth stocks, ETFs, and other instruments to balance potential returns and risk.
  3. Use Dollar-Cost Averaging
    Invest a fixed amount regularly, regardless of market conditions. This strategy, known as dollar-cost averaging, helps reduce the impact of short-term volatility and can smooth out returns over time.
  4. Monitor Currency Exchange Rates
    Changes in the value of the Indian rupee against the U.S. dollar can affect your overall returns. Keep an eye on exchange rates and consider using platforms or services that offer competitive conversion rates for better outcomes.
  5. Stay Disciplined and Patient
    Avoid making impulsive decisions based on short-term market movements. Stick to your investment plan and long-term goals, and maintain a disciplined approach to maximize the benefits of global investing.

Conclusion

Investing in U.S. stocks from India offers a unique chance to diversify, access global growth, and build long-term wealth. By understanding the process, managing risks, and following disciplined strategies, Indian investors can tap into international opportunities and broaden their investment horizon while navigating the complexities of global markets effectively.

Global Investing FAQs

What is Global Investing?

Global investing refers to allocating capital into international markets – primarily US-listed stocks, ETFs, and overseas companies rather than limiting exposure to domestic equities alone.

Through HDFC Sky, Indian investors can access some of the world’s most recognised companies, including Apple, Amazon, Nvidia, and Tesla. Investors typically explore global markets for:

  • Portfolio diversification across multiple economies
  • Exposure to high-growth sectors such as AI, semiconductors, and Big Tech
  • Participation in innovation-driven businesses that are not yet represented on Indian exchanges

Can I buy US stocks directly from India?

Yes. Through HDFC Sky’s partnership with Vested, you can open a dedicated US brokerage account and invest in US-listed stocks directly from India via your smartphone.

What are the risks of investing in US stocks?

Investing in international markets carries several risks that investors should be aware of:

  • Market volatility : Global events, US Federal Reserve policy decisions, and macroeconomic shifts can cause significant price swings.
  • Currency risk : INR-USD fluctuations can materially impact your effective returns, even when the underlying stock performs well.
  • Company-specific risk : Individual business performance, earnings, or regulatory issues can affect stock prices.
  • Geopolitical uncertainty : Trade tensions, sanctions, and global policy changes introduce additional risk.
    While geographic diversification can reduce concentration risk, it does not eliminate market volatility.

What taxes apply when I invest in US stocks from India?

As of 2026, the following tax rules apply to Indian residents investing in US markets:

Tax Type Rules
Long-Term Capital Gains  (held > 24 months) Taxed at 12.5%
Short-Term Capital Gains (held ≤ 24 months) Added to your total income and taxed as per your applicable income tax slab
Dividends Withheld at 25% in the US; claimable as a tax credit in India under the Double Taxation Avoidance Agreement (DTAA)
TCS (Tax Collected at Source) 20% TCS applies on remittances above ₹10 lakh per financial year; adjustable against your tax liability when filing your ITR

(Tax laws are subject to change. We recommend consulting a qualified tax advisor for guidance specific to your financial situation.)

Is it legal to invest in US markets from India?

Yes. Indian residents are legally permitted to invest in international markets, including US stocks and ETFs, through RBI-approved channels under the Liberalised Remittance Scheme (LRS). HDFC Sky operates within this regulatory framework.

What is the minimum investment amount for US stocks?

There is no fixed minimum investment amount. HDFC Sky supports fractional investing, which allows you to invest with small amounts and purchase a fraction of a high-priced US stock, rather than needing to buy a full share.

What is the maximum amount I can invest in US markets?

Under RBI’s Liberalised Remittance Scheme (LRS), Indian residents can remit up to USD 250,000 per financial year for overseas investments, including US stocks, ETFs, and other eligible overseas assets.

Can NRIs use HDFC Sky for US investing?

Yes. NRIs can invest in US stocks through HDFC Sky, subject to applicable eligibility criteria and regulatory requirements.

Is there an account opening fee?

Account opening fees may vary based on the pricing structure in effect at the time of application. Please refer to the official HDFC Sky platform for the most current fee details.

How do I add funds to my account?

To fund your HDFC Sky account:

  • Initiate a transfer from your own registered bank account (third-party transfers are not supported).
  • Beneficiary details will be made available within the Transfer section of the platform after your account has been approved and verified.

Which banks are supported for fund transfers?

Funds can generally be transferred from all major Indian banks, subject to LRS compliance guidelines.

Can I add a nominee to my account?

Yes. Nominee addition is available for eligible accounts on HDFC Sky.

How does fractional investing work?

Fractional investing allows you to purchase a portion of a stock rather than a full share. This means you can invest in high-value US stocks based on a rupee or dollar amount of your choice – regardless of the stock’s per-share price.

This feature enables investors with smaller capital to build a diversified portfolio of global stocks progressively.

Can I invest in US ETFs and global funds?

Yes. HDFC Sky provides access to selected US-listed ETFs and global investment products. ETFs are a popular choice among investors as they offer:

  • Diversified exposure across sectors, indices, or investment themes
  • Reduced company-specific concentration risk
  • Typically lower costs compared to actively managed funds

Can I invest in US IPOs?

No. US IPOs are generally not accessible to Indian retail investors at the time of the primary offering. However, once a company’s shares begin trading in the secondary market, they can be purchased through HDFC Sky like any other listed stock.

Will I get access to research and investment insights?

Yes. Through Vested, users have access to research tools, curated portfolios, and market insights to help explore global investment opportunities more effectively.

What are US stock market trading hours in Indian time?

US stock markets (NYSE and NASDAQ) are open during the following hours in IST:

  • Summer (Daylight Saving Time) 7:00 PM – 1:30 AM IST
  • Winter (Standard Time) 8:00 PM – 2:30 AM IST

Markets are closed on US public holidays. Pre-market and after-hours trading may be available depending on your account settings.

How do I transfer shares from another broker into my Vested account?

You can initiate an inbound share transfer via the Vested portal by following these steps:

  1. Log in to your Vested account using your registered email address.
  2. Navigate to Transfer & Wallet from the left-hand menu.
  3. Select Transfer from Another Broker.
  4. Choose your source broker and enter the required account details to initiate the transfer.

Vested does not charge a fee for incoming share transfers. However, your existing (source) broker may charge an outgoing transfer fee. Please ensure your source account holds a sufficient balance to cover any applicable charges, as insufficient funds may result in the transfer being rejected.

“Attention to Investors” & DisclaimerToggle disclaimer

Attention To Investors

Prevent unauthorised transactions in your account. Update your mobile numbers/email IDs with us. Receive information of your transactions directly from Stock Exchange / Depositories on your mobile/email at the end of the day.

ASBA: “No need to issue cheques by investors while subscribing to IPO. Just write the bank account number and sign in the application form to authorise your bank to make payment in case of allotment. No worries for refund as the money remains in investors account.”

The securities are quoted as an example and not as a recommendation. Investment in securities market are subject to market risks, read all the related documents carefully before investing.

KYC is one time exercise while dealing in securities markets – once KYC is done through a SEBI registered intermediary (broker, DP, Mutual Fund etc.), you need not undergo the same process again when you approach another intermediary.

Kindly note that as per NSE circulars nos: NSE/INVG/36333 dated November 17, 2018, NSE/INVG/37765 dated May 15.2018 and BSE circular nos: 20171117-18 dated November 17, 2018, 20180515-39 dated May 15.2018, trading in securities in which unsolicited messages are being circulated is restricted. The list of such stocks are available on the website of NSE & BSE. Investors are advised not to blindly follow the unfounded rumours, Tips given in social networks, SMS, WhatsApp, Blogs etc. and invest only after conducting appropriate analysis of respective companies.

Disclaimer

Investments in securities market are subject to market risks, read all the related documents carefully before investing. Involvement of HDFC securities (HSL SKY) is restricted to Referral only. HDFC securities does not offer this product directly to customers hdfcsky.com/global-investing. Global Investing is not a Exchange traded product and all disputes related to the distribution activity of Global Investing will not have access to Exchange investor redressal. Historical growth cannot be used as an implied assurance of future performance. This is not a SEBI regulated product and hence the grievance redressal mechanism of SEBI / Exchanges shall not be available. The account will be opened and maintained by VF Securities who is a registered broker in United States of America under registration no.: 315194/SEC#: 8-70745. Clients details will be shared with third party stockbroker Vested Finance with expressed consent from clients. All dealings including KYC will be executed by third party stockbroker Vested Finance directly with client and HDFC Securities will not incur any personal financial liability.

SEBI Registration No.: INZ000186937 (NSE, BSE, MSEI, MCX) |NSE Trading Member Code: 11094 | BSE Clearing Number: 393 | MSEI Trading Member Code: 30000 | MCX Member Code: 56015 | IN-DP-372-2018 (CDSL, NSDL) | CDSL DP ID: 12086700 | NSDL DP ID: IN304279 | AMFI Reg No. ARN -13549 | PFRDA Reg. No – POP 11092018 | Registration Scheme: NPS | Validity of Registration: October 30, 2030 | IRDA Corporate Agent Licence No.CA0062 | Research Analyst Reg. No. INH000002475 | Validity of Registration-Perpetual, Principal Officer: Mr. Devarsh Vakil Contact Number 022-30753481, Email Id- Devarsh.Vakil@hdfcsec.com | Investment Adviser: INA000011538-Type-Non Individual , Validity of Registration-Perpetual, Principal Officer: Pranab Uniyal Contact Number 022-30753400, Email Id- investmentadvisers@hdfcsec.com | CIN – U67120MH2000PLC152193

Registered Address: I Think Techno Campus, Building, B, Alpha, Office Floor 8, Near Kanjurmarg Station, Kanjurmarg (East), Mumbai -400 042. Tel -022 30753400. Compliance Officer: Mr. Murli V Karkera. Ph: 022-691 51436, Email: complianceofficer@hdfcsec.com.