Tools & Calculators
By HDFC SKY | Updated at: Apr 29, 2025 10:59 AM IST

Akshaya Tritiya, a day radiating auspiciousness and the promise of unending prosperity, holds a special place in the hearts and calendars of Indians. Traditionally celebrated around April or May, this day is synonymous with new beginnings and, most notably, with investments aimed at securing future wealth. The most time-honoured tradition is buying gold in Akshaya Tritiya, viewed as an invitation to Goddess Lakshmi for everlasting fortune.
Alongside this, making a fresh stock investment has also gained traction as a way to participate in growth. As Akshaya Tritiya 2025 dawns, the question arises for many investors: which path offers better prospects for lasting prosperity – the traditional safety of gold or the growth potential of stocks? This article explores the gold vs stocks dilemma to help guide your Akshaya Tritiya 2025 investment decisions.
Akshaya Tritiya and gold investment go hand in hand since ancient times. However, in the present times, buying gold on Akshaya Tritiya can be done in different ways. Now, you do not have to go to a jewellery store to make your Akshaya Tritiya purchase. Nowadays, there are convenient, online means that make gold investing simple, secure, and convenient. Following are some favourite modes of Akshaya Tritiya 2025 gold investment:
Declaring one asset universally “better” than the other is misleading. Both gold investment and stock investment have distinct characteristics and roles within a diversified portfolio. Although stocks provide greater opportunity for returns, gold remains sentimental and cultural during this holiday. Wider choices today enable you to prepare for a 2025 Akshaya Tritiya purchase in a better, more convenient manner, depending on your goals, budget, and convenience.
Here’s a comparative look of Gold vs. Stocks for a better comparison:
| Gold Investment | Stock Investment |
| Tangible precious metal (physical) or financial asset (digital/paper). Seen as a store of value and safe haven. | Represents ownership (equity) in a business. A growth-oriented asset linked to corporate performance. |
| Moderate long-term returns, often acting as an inflation hedge. Influenced by global factors. | Potential for high long-term returns via capital appreciation and dividends, linked to economic growth. |
| Lower price volatility compared to stocks generally. Risks include price fluctuation, purity concerns (physical), counterparty risk (some digital forms). | Higher volatility and market risk. Exposed to company performance, governance issues, and economic cycles. Potential for capital loss. |
| Physical gold requires finding buyers/verification while Digital Gold, Gold ETFs, Sovereign Gold Bonds (SGBs) offer easier trading. But overall liquidity is lower compared to stocks | High liquidity is available for actively traded stocks on major exchanges (NSE/BSE). |
| Storage/insurance for physical gold. Demat charges for ETFs/SGBs. Minimal for digital gold (may have platform fees). | Demat account maintenance charges. |
| Physical market less standardised. SGBs by RBI. ETFs/MFs by SEBI. | Highly regulated stock market ecosystem under SEBI. |
The benefits of gold investment on Akshaya Tritiya transcend tradition, as highlighted below:
Similarly, there are various benefits of investing in stocks:
Though gold is a very popular Akshaya Tritiya purchase option, it has risks of its own.
Conversely, stock investment has its own set of cons:
Still wondering – Is it good to buy gold on Akshaya Tritiya or go for stock investment? Gold has long been a demanding choice for Akshaya Tritiya purchase because of its cultural value and perceived steadiness. In 2025, gold prices have shot through the roof, fuelled in part by international uncertainty and trade tensions, including recent tariffs enacted by President Trump. Those tariffs pushed investors to the safe-haven asset, increasing the popularity of gold.
Conversely, stock investment holds growth potential but at greater volatility, particularly in times of prevailing economic uncertainty. Investors are advised to review their risk appetite and investment horizon. In case of prioritising stability, gold is still an attractive option. Yet, for investors with expectations of higher returns and who are able to withstand market fluctuations, stocks might be appropriate.
Finally, diversifying your Akshaya Tritiya purchase between both assets may hit the right risk-reward balance, allowing you to maximise this good time.
The Akshaya Tritiya purchase is a meaningful tradition for many Indians, symbolising an investment in future prosperity. Deciding between the timeless allure of gold and the dynamic potential of stocks for your Akshaya Tritiya 2025 investment depends on your unique financial landscape. Is it good to buy gold on Akshaya Tritiya? Yes, for its cultural significance, perceived safety, and diversification benefits. However, for long-term wealth creation potential, stock investment (directly or via mutual funds) has historically proven more potent. Often, the most prudent approach involves diversification – perhaps using this auspicious occasion to add balance to your portfolio according to your goals and risk profile. Whichever path you choose, ensure it aligns with your long-term financial well-being.
Yes, you can invest in both. Blending gold and stocks in your Akshaya Tritiya purchase enables you to reap the security of gold and the growth potential of equities. This combination balances risk while taking full advantage of the festive mood.
Gold gains are taxed based on holding period—short-term gains are taxed as per your slab, while long-term gains incur 20% with indexation. Stocks are taxed under LTCG and STCG as per their gain value holding period. Knowing this helps plan your Akshaya Tritiya purchase smartly.
Digital gold provides security, convenient storage, and versatile buying options—perfect for small Akshaya Tritiya purchases. There are no making charges or storage concerns, unlike gold. It’s also simpler to convert or sell when required, so it’s a contemporary, convenient option.
Festival euphoria occasionally boosts market mood, and investors can realise short-term profits. Nevertheless, the performance of a stock is subject to numerous factors other than the occasion. Although an Akshaya Tritiya purchase in stocks can be opportune, prioritise long-term fundamentals over seasonal patterns.
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