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Akshaya Tritiya 2025: Gold or Stocks, What to Choose?

By HDFC SKY | Updated at: Apr 29, 2025 10:59 AM IST

Akshaya Tritiya 2025: Gold or Stocks, What to Choose?
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Akshaya Tritiya, a day radiating auspiciousness and the promise of unending prosperity, holds a special place in the hearts and calendars of Indians. Traditionally celebrated around April or May, this day is synonymous with new beginnings and, most notably, with investments aimed at securing future wealth. The most time-honoured tradition is buying gold in Akshaya Tritiya, viewed as an invitation to Goddess Lakshmi for everlasting fortune.

Alongside this, making a fresh stock investment has also gained traction as a way to participate in growth. As Akshaya Tritiya 2025 dawns, the question arises for many investors: which path offers better prospects for lasting prosperity – the traditional safety of gold or the growth potential of stocks? This article explores the gold vs stocks dilemma to help guide your Akshaya Tritiya 2025 investment decisions.

Gold vs Stocks: Which is Better for Investment?

Akshaya Tritiya and gold investment go hand in hand since ancient times. However, in the present times, buying gold on Akshaya Tritiya can be done in different ways. Now, you do not have to go to a jewellery store to make your Akshaya Tritiya purchase. Nowadays, there are convenient, online means that make gold investing simple, secure, and convenient. Following are some favourite modes of Akshaya Tritiya 2025 gold investment:

  • Physical Gold
  • Digital Gold
  • Sovereign Gold Bonds (SGBs)
  • Gold ETFs (Exchange Traded Funds)
  • Gold Mutual Funds

Declaring one asset universally “better” than the other is misleading. Both gold investment and stock investment have distinct characteristics and roles within a diversified portfolio. Although stocks provide greater opportunity for returns, gold remains sentimental and cultural during this holiday. Wider choices today enable you to prepare for a 2025 Akshaya Tritiya purchase in a better, more convenient manner, depending on your goals, budget, and convenience.

Here’s a comparative look of Gold vs. Stocks for a better comparison:

Gold Investment Stock Investment
Tangible precious metal (physical) or financial asset (digital/paper). Seen as a store of value and safe haven. Represents ownership (equity) in a business. A growth-oriented asset linked to corporate performance.
Moderate long-term returns, often acting as an inflation hedge. Influenced by global factors. Potential for high long-term returns via capital appreciation and dividends, linked to economic growth.
Lower price volatility compared to stocks generally. Risks include price fluctuation, purity concerns (physical), counterparty risk (some digital forms). Higher volatility and market risk. Exposed to company performance, governance issues, and economic cycles. Potential for capital loss.
Physical gold requires finding buyers/verification while Digital Gold, Gold ETFs, Sovereign Gold Bonds (SGBs) offer easier trading. But overall liquidity is lower compared to stocks High liquidity is available for actively traded stocks on major exchanges (NSE/BSE).
Storage/insurance for physical gold. Demat charges for ETFs/SGBs. Minimal for digital gold (may have platform fees). Demat account maintenance charges.
Physical market less standardised. SGBs by RBI. ETFs/MFs by SEBI. Highly regulated stock market ecosystem under SEBI.

Benefits of Investing in Gold and Stocks

The benefits of gold investment on Akshaya Tritiya transcend tradition, as highlighted below:

  • Cultural Significance: Investing in gold during Akshaya Tritiya is considered lucky and a sign of sustained prosperity.
  • Inflation Hedge: Over long periods, gold has demonstrated an ability to preserve purchasing power against rising inflation.
  • Flexible Options: You can now invest in SGBs, digital gold, or Gold ETFs—no need to keep it in physical form.
  • Safe-Haven Asset: Gold provides stability during times of uncertainty in the market. SIPs and small-ticket investments control high costs.

Similarly, there are various benefits of investing in stocks:

  • Greater Growth Potential: Stocks can provide more long-term gains than gold, making them attractive to young investors.
  • Diversification: Distribute your investment among sectors and companies to control risk.
  • Simple Access: Online platforms allow you to begin stock investing at any time with instant control over your portfolio.
  • Dividend Income: Regular dividends from established companies can provide a passive income stream.

Risks of Investing in Gold and Stocks

Though gold is a very popular Akshaya Tritiya purchase option, it has risks of its own.

  • Gold prices can move violently in the short term, so timing becomes difficult.
  • While viewed by many as an inflation hedge, it’s price doesn’t necessarily appreciate with inflation levels.
  • Political developments also impact international gold prices.
  • Lastly, safely storing physical gold incurs additional expense.

Conversely, stock investment has its own set of cons:

  • Stock prices are determined by economic conditions, the performance of the company, and market sentiment.
  • Stocks can give high returns, but they can also result in huge losses, particularly during a decline in the market.
  • The global economy and media gossip affect stock rates a lot.

Should You Choose Gold or Stocks in 2025?

Still wondering – Is it good to buy gold on Akshaya Tritiya or go for stock investment? Gold has long been a demanding choice for Akshaya Tritiya purchase because of its cultural value and perceived steadiness. In 2025, gold prices have shot through the roof, fuelled in part by international uncertainty and trade tensions, including recent tariffs enacted by President Trump. Those tariffs pushed investors to the safe-haven asset, increasing the popularity of gold.

Conversely, stock investment holds growth potential but at greater volatility, particularly in times of prevailing economic uncertainty. Investors are advised to review their risk appetite and investment horizon. In case of prioritising stability, gold is still an attractive option. Yet, for investors with expectations of higher returns and who are able to withstand market fluctuations, stocks might be appropriate.

Finally, diversifying your Akshaya Tritiya purchase between both assets may hit the right risk-reward balance, allowing you to maximise this good time.

Conclusion

The Akshaya Tritiya purchase is a meaningful tradition for many Indians, symbolising an investment in future prosperity. Deciding between the timeless allure of gold and the dynamic potential of stocks for your Akshaya Tritiya 2025 investment depends on your unique financial landscape. Is it good to buy gold on Akshaya Tritiya? Yes, for its cultural significance, perceived safety, and diversification benefits. However, for long-term wealth creation potential, stock investment (directly or via mutual funds) has historically proven more potent. Often, the most prudent approach involves diversification – perhaps using this auspicious occasion to add balance to your portfolio according to your goals and risk profile. Whichever path you choose, ensure it aligns with your long-term financial well-being.

FAQs on Investing in Gold or Stocks this Akshaya Tritiya

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