Tools & Calculators
Select the interval when the interest is compounded
Invested Amount
Total Interest
Total Value
The YES Bank FD Calculator is a simple online tool that helps investors estimate the maturity amount and interest earnings from fixed deposits with YES Bank. By entering key details like the investment amount, interest rate, and tenure, users can quickly calculate the returns on their FD without manual effort.
The calculator uses the compound interest formula for cumulative FDs and simple interest for non-cumulative options:
A = P × (1 + r/n)n × t
Interest = (P × R × T) / 100
| Tenure | Regular Rate (p.a.) | Senior Citizen Rate (p.a.) |
|---|---|---|
| 7 days to 14 days | 3.25% | 3.75% |
| 15 days to 45 days | 3.70% | 4.20% |
| 46 days to 90 days | 4.10% | 4.60% |
| 91 days to 180 days | 4.75% | 5.25% |
| 181 days to 271 days | 5.75% | 6.25% |
| 272 days to <1 year | 6.00% | 6.50% |
| 1 year to <18 months | 7.25% | 7.75% |
| 18 months to <3 years | 7.75% | 8.25% |
| 3 years to ≤10 years | 7.25% | 8.00% |
Rates are subject to change. Always verify with YES Bank before investing.
Disclaimer : The results given by the above calculator are for illustration purpose only. They are often based on a number of assumptions. The results given are in no way any guarantee of the returns that will be given. Investments in stock markets and securities markets are subject to market risks and other risks. There is no guarantee of the return that will be actually given. Investment in other financial products may also be subject to market risks and other risks. There is no guarantee of the returns that will be given by them. The calculator also does not make any recommendation directly or indirectly. Please consult a registered Financial Advisor before taking any investment decision.
The minimum deposit amount is ₹10,000 for regular customers.
Interest is compounded quarterly for cumulative FDs and paid out periodically for non-cumulative FDs.
Yes, senior citizens receive 0.50% extra interest over regular rates.
Yes, but it does not account for tax deductions or exemptions. Only the maturity value is shown.
Premature withdrawal is allowed but may involve reduced interest and penalty as per bank norms.
Yes, FD interest is fully taxable as per your income tax slab, and TDS may apply if interest exceeds ₹40,000 (₹50,000 for seniors) in a financial year.
YES Bank allows auto-renewal or reinvestment on maturity as per your instructions.
Yes, non-cumulative options like monthly or quarterly payouts typically offer a slightly lower effective yield.
Yes, but the maturity amount remains the same regardless of single or joint account status.
Yes, for cumulative FDs, quarterly compounding is assumed by default, as followed by YES Bank.
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