YES Bank FD Calculator

The YES Bank FD Calculator is a simple online tool that helps investors estimate the maturity amount and interest earnings from fixed deposits with YES Bank. By entering key details like the investment amount, interest rate, and tenure, users can quickly calculate the returns on their FD without manual effort.

How the YES Bank FD Calculator Works

The calculator uses the compound interest formula for cumulative FDs and simple interest for non-cumulative options:

Compound Interest Formula (for cumulative FDs)

A = P × (1 + r/n)^{n × t}

Simple Interest Formula (for non-cumulative FDs)

Interest = (P × R × T) / 100

• A: Maturity amount
• P: Principal amount
• r: Annual interest rate (in decimal)
• n: Number of compounding periods per year
• t: Tenure in years

Inputs Required

• Deposit Amount: Minimum ₹10,000 for regular FDs
• Tenure: Ranges from 7 days to 10 years
• Interest Rate: YES Bank FD rates vary based on tenure and depositor type (general/senior citizen)
• Type of FD: Choose cumulative or non-cumulative
• Customer Type: General or senior citizen

YES Bank FD Interest Rates (As of Q1 FY 2024–25)

Tenure	Regular Rate (p.a.)	Senior Citizen Rate (p.a.)
7 days to 14 days	3.25%	3.75%
15 days to 45 days	3.70%	4.20%
46 days to 90 days	4.10%	4.60%
91 days to 180 days	4.75%	5.25%
181 days to 271 days	5.75%	6.25%
272 days to <1 year	6.00%	6.50%
1 year to <18 months	7.25%	7.75%
18 months to <3 years	7.75%	8.25%
3 years to ≤10 years	7.25%	8.00%

Rates are subject to change. Always verify with YES Bank before investing.

Benefits of Using the YES Bank FD Calculator

• Instant Results: Quickly view maturity amount and interest earned
• Accurate Calculations: Avoid manual errors
• Customizable: Try different amounts and tenures to compare options
• Helps in Planning: Use it to align FD returns with your financial goals

Disclaimer : The results given by the above calculator are for illustration purpose only. They are often based on a number of assumptions. The results given are in no way any guarantee of the returns that will be given. Investments in stock markets and securities markets are subject to market risks and other risks. There is no guarantee of the return that will be actually given. Investment in other financial products may also be subject to market risks and other risks. There is no guarantee of the returns that will be given by them. The calculator also does not make any recommendation directly or indirectly. Please consult a registered Financial Advisor before taking any investment decision.