Bajaj Finance Adds 4.7 Million Customers in Q1 FY26, AUM Crosses ₹4.4 Lakh Crore Mark
By Shishta Dutta | Published at: Jul 4, 2025 10:54 AM IST
Mumbai, 4 July 2025: Bajaj Finance Ltd (NSE: BAJFINANCE, BSE: 500034) reported strong business growth for the quarter ended 30 June 2025 (Q1 FY26), led by robust customer additions, rising loan volumes, and a significant expansion in its asset and deposit base. The company’s performance reflects sustained demand for retail credit and effective digital lending strategies.
Following its strong Q1 FY26 business update, Bajaj Finance Ltd’s share price rose sharply during early trading on 4 July 2025. At 10:05 am IST, the stock was trading at ₹934.70, marking a gain of ₹24.55 or 2.70% for the day. It opened at ₹922.00, touched an intraday high of ₹940.70, and remained above its opening price. With a market capitalisation of ₹5.81 lakh crore, the stock trades close to its 52-week high of ₹978.80.
Customer Base Grows Nearly 21% as Digital Expansion Pays Off
Bajaj Finance’s customer franchise rose to 106.51 million, a 20.9% year-on-year increase from 88.11 million in Q1 FY25. The company added 4.69 million new customers during the quarter, demonstrating the strength of its distribution and digital acquisition models.
New loan bookings also showed healthy momentum, reaching 13.49 million, up 23% from 10.97 million in the same period last year, indicating strong credit demand and efficient onboarding.
AUM Jumps 25% YoY, Touches ₹4.41 Lakh Crore Amid Broad-Based Lending Growth
The company’s Assets Under Management (AUM) stood at approximately ₹4.41 lakh crore as of 30 June 2025, reflecting a 25% year-on-year rise from ₹3.54 lakh crore. On a sequential basis, the AUM increased by ₹24,750 crore during Q1 FY26, driven by sustained lending across consumer, SME, and commercial segments.
Deposit Book Climbs 15% YoY, Showing Continued Investor Trust
Bajaj Finance’s deposit book expanded to ₹72,100 crore, up 15% YoY from ₹62,774 crore. The consistent rise in deposits highlights strong retail participation and investor confidence in the company’s liability strategy.
Key Financial and Operational Metrics (Q1 FY26)
| Metric | Q1 FY26 | Q1 FY25 | YoY Growth |
|---|---|---|---|
| Customer Franchise (in million) | 106.51 | 88.11 | 20.9% |
| New Loans Booked (in million) | 13.49 | 10.97 | 23% |
| AUM (₹ crore) | 4,41,400 | 3,54,192 | 25% |
| Deposit Book (₹ crore) | 72,100 | 62,774 | 15% |
SEBI-Compliant Disclosure Signals Business Strength, Awaiting Audit Review
The operational update was shared in accordance with Regulation 30 of SEBI LODR Regulations, 2015, and remains provisional, subject to a review by statutory auditors. While no detailed commentary was issued, the company underlined strong momentum across business lines and customer segments.
About Bajaj Finance: A Leader in Digital Consumer Lending
Part of the Bajaj Finserv group, Bajaj Finance Ltd is one of India’s leading non-banking financial companies (NBFCs). It operates across consumer finance, SME lending, commercial loans, and wealth management, with a strong focus on digital transformation. The company is listed on both NSE and BSE, and continues to maintain its reputation as a trusted and technology-forward financial services provider.
REF: https://nsearchives.nseindia.com/corporate/BAJFINANCE_03072025180712_BFLPreResultsearningdisclsoureforQ1FY26.pdf
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