Unifinz Capital Allots ₹20 Crore Secured NCDs; Shares Rise 1.07%

Mumbai, May 29: Unifinz Capital India has approved the allotment of 20,000 listed, rated, senior, secured, redeemable non-convertible debentures (NCDs) with an aggregate nominal value of ₹20 crore through a private placement.

The company said its Finance Committee approved the allotment on Friday. The NCDs carry a face value of ₹10,000 each and were issued at ₹10,032.06 per debenture, with the issue price factoring in accrued interest.

According to the disclosure, the debentures carry a fixed coupon rate of 13% per annum, payable monthly. The instruments are proposed to be listed on the Wholesale Debt Market segment of BSE.

The NCDs have a tenure of 23 months and 21 days from the deemed date of allotment, with the final redemption date falling on May 20, 2028.

The issue has been rated ‘BBB-/Stable’ by CRISIL Ratings and is secured against identified book debts and receivables of the company, with security cover required to remain at least 1.2 times the outstanding debenture amount.

Stock Market Snapshot

Unifinz Capital shares traded in positive territory after the company disclosed the NCD allotment.

As of 12:15 IST on May 29, 2026, the stock was trading at ₹99.00, up ₹1.05 or 1.07% from the previous close of ₹97.95.

The Unifinz Capital share price opened at ₹101.00 and ₹101.00 before moderating later in the session. The stock remained above its previous closing level, indicating a measured market response to the fundraising announcement.

Investors typically monitor such debt issuances for their impact on liquidity, funding costs and future lending capacity, particularly for non-banking financial companies.

Company Background

Unifinz Capital India Ltd. operates in the financial services sector and provides lending and related financial solutions.

Like many NBFCs, the company periodically accesses debt markets to diversify its funding sources and support business growth. Private placement of secured NCDs remains a commonly used financing route due to its flexibility and access to institutional investors.

The latest issuance provides additional capital that can be deployed towards business operations while extending the company’s liability profile.

Conclusion

The ₹20 crore NCD allotment strengthens Unifinz Capital’s funding base through a secured debt instrument carrying a fixed 13% coupon rate.

While relatively modest in size, the fundraising reflects the company’s continued access to debt capital markets and provides additional resources to support its financing activities over the medium term.

Source:

• https://www.bseindia.com/stock-share-price/unifinz-capital-india-ltd/ucil/541358
• https://www.bseindia.com/xml-data/corpfiling/AttachLive/2ce94fcd-4b9f-4ca3-976a-e4e99facdf1d.pdf