Bajaj Allianz’s Life Insurance Premiums in July at Rs 3,467 Crore

Pune, August 8, 2025: Bajaj Finserv has reported strong premium collections for July 2025 from its insurance subsidiaries, Bajaj Allianz General Insurance and Bajaj Allianz Life Insurance. The year-to-date figures for the general insurance business have surpassed ₹7,272 crore, while new life insurance premiums have reached ₹3,467 crore.

At the end of today’s market session, the shares of Bajaj Finserv closed 0.27% or ₹5.20 higher at ₹1,919.20. The shares made an intrday high of ₹1,929.70 and a low of ₹1,906.40.

Bajaj Finserv Limited, headquartered in Pune, operates a diversified financial services business that includes lending, insurance, and wealth management through its subsidiaries. It is listed on the BSE with the ticker 532978 and on the NSE with the ticker BAJAJFINSV. The company serves customers across India through a multi-channel distribution network.

What Does This Mean For The Investors?

• Strong start to FY26
  The company’s insurance arms have reported healthy premium collections early in the year, signaling good business momentum.
• Robust growth in general insurance
  With ₹7,272 crore in gross premiums in just four months, the general insurance segment shows steady demand and expansion.
• Life insurance business gaining traction
  ₹3,467 crore in new life insurance premiums indicates rising customer interest and effective sales across segments.
• Diversified premium mix
  A balanced contribution from both individual and group policies highlights the strength of distribution and product offerings.
• Steady stock performance
  The stock ended higher by 0.27%, showing market confidence in the company’s stable performance and growth outlook.
• Positive outlook for core business
  Consistent premium inflow supports future revenue and profitability, which is encouraging for long-term investors.
• Healthy position in the insurance sector
  These numbers reinforce the company’s standing as a strong and growing player in the Indian insurance market.

Key Financial Highlights

The company’s general insurance arm, Bajaj Allianz General Insurance Company Ltd (BAGIC), recorded a gross direct premium of ₹2,101.80 crore in July alone. For the period from April to July 2025, BAGIC’s total gross direct premium underwritten stood at ₹7,272.40 crore, demonstrating a steady start to the financial year.

The life insurance arm, Bajaj Allianz Life Insurance Company Ltd (BALIC), also showed robust performance in new business premiums. For July 2025, the company collected a total of ₹1,151.66 crore, with significant contributions from the individual non-single premium segment at ₹580.74 crore and the group single premium segment at ₹447.63 crore. The year-to-date (April-July 2025) new business premiums totalled ₹3,467.72 crore, with individual non-single premiums accounting for the largest share at ₹1,819.63 crore.

REF: https://nsearchives.nseindia.com/corporate/walimbelk_08082025160737_BFSBAGICBALICUPSIJULY25SD.pdf

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