ICICI Bank Stock Price Up by More Than 2%, Post June Quarter Result
By Ankur Chandra | Published at: Jul 21, 2025 03:30 PM IST
Mumbai, July 21, 2025 – ICICI Bank Ltd (NSE: ICICIBANK) stock price is up by 2.75%, at Rs 1,465 at 3 p.m. today, 21st July, 2025.
Net profit of the company in the June quarter was up year-on-year by 15.5%. Its asset quality also improved in the quarter.
The bank also approved the ₹2,035 crore acquisition of ICICI Prudential Pension Funds Management to make it a wholly owned subsidiary. Further, the bank issued ₹1,000 crore in Tier 2 bonds to bolster capital.
Stock Market Action
As of 11:14 AM IST on July 21, ICICI Bank traded at ₹1,460.70, up by 34.90 from the previous close. The stock hit an intraday high of ₹1,465.90 with a VWAP of ₹1,453.92. Turnover stood at ₹1,067.81 crore on 73.44 lakh shares.
| Metric | Value |
|---|---|
| Previous Close | ₹1,425.80 |
| Day’s High | ₹1,465.90 |
| Day’s Low | ₹1,437.00 |
| VWAP | ₹1,453.92 |
| Market Cap | ₹10.42 lakh crore |
Key Financial Highlights – Q1FY26 (Standalone)
| Metric | Q1FY26 | Q1FY25 | YoY Change |
|---|---|---|---|
| Net Profit (₹ crore) | 12,768 | 11,059 | ↑ 15.5% |
| Net Interest Income (NII) | 21,635 | 19,553 | ↑ 10.6% |
| Core Operating Profit | 17,505 | 15,412 | ↑ 13.6% |
| Net Interest Margin (NIM) | 4.34% | 4.36% | – |
| Provisions | 1,815 | 1,332 | ↑ 36.2% |
| Gross NPA (%) | 1.67% | 2.15% | ↓ |
| Net NPA (%) | 0.41% | 0.43% | ↓ |
| CET-1 Ratio | 16.31% | 15.96% | ↑ |
| Total Capital Adequacy Ratio | 16.97% | 15.96% | ↑ |
Segment Performance and Growth
Advances and Deposits
- Total advances rose to ₹13.64 lakh crore, up 11.5% YoY and 1.7% QoQ.
- Retail loans grew 6.9% YoY, comprising 52.2% of total loans.
- Deposits increased by 12.8% YoY to ₹16.08 lakh crore.
- CASA ratio (average) stood at 38.7% during the quarter.
Asset Quality
- Gross NPA additions stood at ₹6,245 crore vs ₹5,916 crore YoY.
- PCR (Provision Coverage Ratio) held firm at 75.3%.
- Net additions to GNPA were ₹3,034 crore after recoveries and upgrades.
Consolidated Highlights
| Metric | Q1FY26 | Q1FY25 | YoY Change |
|---|---|---|---|
| Consolidated Net Profit (₹ Cr) | 13,558 | 11,696 | ↑ 15.9% |
| Consolidated Assets (₹ Cr) | 26,68,636 | 24,07,395 | ↑ 10.9% |
Subsidiary Performance
| Company | Q1FY26 PAT (₹ Cr) | Q1FY25 PAT (₹ Cr) | YoY Change |
|---|---|---|---|
| ICICI Prudential Life | 302 | 225 | ↑ 34.2% |
| ICICI Lombard General | 747 | 580 | ↑ 28.7% |
| ICICI Prudential AMC | 782 | Not disclosed | – |
| ICICI Securities | 391 | 527 | ↓ 25.8% |
Strategic Updates
- The Board approved the acquisition of 100% stake in ICICI Prudential Pension Funds Management Ltd, currently held by ICICI Life, for ₹2,035 crore, making it a wholly owned subsidiary. The deal is subject to approvals from RBI and PFRDA.
- ICICI Bank issued ₹1,000 crore in Basel III Tier 2 bonds during the quarter to strengthen its capital base.
Outlook
ICICI Bank’s strong earnings, improved asset quality, and capital actions signal preparedness for sustained credit growth. The market sees these developments as supportive of future expansion. Focus now shifts to margin trends and efficient use of capital.
About the Company
ICICI Bank Ltd is one of India’s leading private sector banks with a strong presence in retail, corporate, and digital banking. Listed on the NSE, BSE, and NYSE, the bank was incorporated in 1994 and has a vast network of over 7,000 branches and 13,000+ ATMs & CRMs as of June 2025. The bank has consistently maintained strong asset quality and capital adequacy.
REF: https://nsearchives.nseindia.com/corporate/ICICI2022_19072025150019_NSEBSE_19072025_.pdf
Disclaimer: At HDFC SKY, we take utmost care and due diligence in curating and presenting news and market-related content. However, inadvertent errors or omissions may occasionally occur.
If you have any concerns, questions, or wish to point out any discrepancies in our content, please feel free to write to us at content@hdfcsec.com.
Please note that the information shared is intended solely for informational purposes and does not make any investment recommendations
