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Scheme Information
Bank of India Balanced Advantage Reg Gr
as of 23 Apr 2026, 09:03 AM
Scheme Asset Size₹139.84 Cr
Expense Ratio2.3%
Cash Holding7.52882%
Fund TypeOpen-End
PlanDividend
BenchmarkNifty Composite Debt Index TR INR
Launch Date2014-03-14
Exit LoadExit load of 1.00% for investments if redeemed within 3 Months
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
2
rated by Value Research
Scheme Riskometer
Your principal will be at Very High Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months 4.83%
In the last 3 months 3.85%
In the last 6 months 3.20%
In the last 1 Years 9.70%
In the last 3 Years 0.41%
In the last 5 Years 0.69%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| Nifty April 2026 Future | - | EL | 8.34% |
| Reliance Industries Ltd | Energy | E | 5.05% |
| IRB InvIT Fund Units 2017-Series IV | Industrials | E | 4.15% |
| ICICI Bank Ltd | Financial Services | E | 3.97% |
| National Bank For Agriculture And Rural Development | - | B | 3.59% |
| Small Industries Development Bank Of India | - | B | 3.56% |
| HDFC Bank Ltd | Financial Services | E | 3.16% |
| 11/06/2026 Maturing 364 DTB | - | BT | 3.14% |
| Indian Railway Finance Corporation Limited | - | B | 2.85% |
| Bharti Airtel Ltd | Communication Services | E | 2.61% |
| ITC Ltd | Consumer Defensive | E | 2.47% |
| Torrent Pharmaceuticals Ltd | - | B | 2.12% |
| NTPC Ltd | Utilities | E | 2.10% |
| Shriram Finance Ltd | Financial Services | E | 2.07% |
| State Bank of India | Financial Services | E | 2.00% |
| Adani Ports & Special Economic Zone Ltd | Industrials | E | 1.98% |
| 7.1% Govt Stock 2029 | - | BT | 1.82% |
| Muthoot Finance Limited | - | B | 1.81% |
| IndiGrid Infrastructure Trust Units Series - IV | Utilities | E | 1.79% |
| Axis Bank Ltd | Financial Services | E | 1.49% |
| Britannia Industries Ltd | Consumer Defensive | E | 1.47% |
| Bharat Electronics Ltd | Industrials | E | 1.44% |
| Manappuram Finance Limited | - | B | 1.43% |
| Larsen & Toubro Ltd | Industrials | E | 1.43% |
| Titan Co Ltd | Consumer Cyclical | E | 1.37% |
| Bajaj Finance Ltd | Financial Services | E | 1.28% |
| Mahindra & Mahindra Ltd | Consumer Cyclical | E | 1.27% |
| Infosys Ltd | Technology | E | 1.21% |
| Power Grid Corp Of India Ltd | Utilities | E | 1.20% |
| Hindalco Industries Ltd | Basic Materials | E | 1.20% |
| Kotak Mahindra Bank Ltd | Financial Services | E | 1.11% |
| 6.48% Govt Stock 2035 | - | BT | 1.03% |
| JSW Steel Ltd | Basic Materials | E | 1.03% |
| Tata Power Co Ltd | Utilities | E | 1.00% |
| Eternal Ltd | Consumer Cyclical | E | 1.00% |
| Tata Consultancy Services Ltd | Technology | E | 0.99% |
| Hero MotoCorp Ltd | Consumer Cyclical | E | 0.91% |
| Sun Pharmaceuticals Industries Ltd | Healthcare | E | 0.88% |
| HCL Technologies Ltd | Technology | E | 0.76% |
| Tech Mahindra Ltd | Technology | E | 0.74% |
| Hindustan Unilever Ltd | Consumer Defensive | E | 0.73% |
| UltraTech Cement Ltd | Basic Materials | E | 0.70% |
| SBI Life Insurance Co Ltd | Financial Services | E | 0.69% |
| Bajaj Auto Ltd | Consumer Cyclical | E | 0.58% |
| Oil & Natural Gas Corp Ltd | Energy | E | 0.56% |
| Coal India Ltd | Energy | E | 0.56% |
| Adani Enterprises Ltd | Energy | E | 0.53% |
| Maruti Suzuki India Ltd | Consumer Cyclical | E | 0.53% |
| Grasim Industries Ltd | Basic Materials | E | 0.53% |
| Asian Paints Ltd | Basic Materials | E | 0.49% |
| Apollo Hospitals Enterprise Ltd | Healthcare | E | 0.48% |
| Bank of Baroda | Financial Services | E | 0.48% |
| Tata Steel Ltd | Basic Materials | E | 0.47% |
| Nestle India Ltd | Consumer Defensive | E | 0.46% |
| Eicher Motors Ltd | Consumer Cyclical | E | 0.45% |
| Dr Reddy's Laboratories Ltd | Healthcare | E | 0.45% |
| Trent Ltd | Consumer Cyclical | E | 0.44% |
| Divi's Laboratories Ltd | Healthcare | E | 0.39% |
| Tbill | - | BT | 0.38% |
| Cipla Ltd | Healthcare | E | 0.34% |
| Tata Motors Ltd | Consumer Cyclical | E | 0.33% |
| HDFC Life Insurance Co Ltd | Financial Services | E | 0.30% |
| Wipro Ltd | Technology | E | 0.29% |
| Bajaj Finserv Ltd | Financial Services | E | 0.29% |
| InterGlobe Aviation Ltd | Industrials | E | 0.28% |
| Max Healthcare Institute Ltd Ordinary Shares | Healthcare | E | 0.28% |
| Jio Financial Services Ltd | Financial Services | E | 0.27% |
| Tata Consumer Products Ltd | Consumer Defensive | E | 0.27% |
| Tata Motors Passenger Vehicles Ltd | Consumer Cyclical | E | 0.25% |
| Net Receivables / (Payables) | - | C | 4.39% |
| IndusInd Bank Ltd | - | E | - |
| Adani Enterprises Ltd Ordinary Shares (Partly Paid Rs.0.75) | - | E | - |
| Kwality Walls India Ltd | - | E | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Equity
73.88%
Debt
18.59%
Cash
7.53%
Equity sector allocation
Loading chart…
Basic Materials
4.42%
Communication Services
2.61%
Consumer Cyclical
7.14%
Consumer Defensive
5.41%
Energy
6.7%
Financial Services
17.1%
Healthcare
2.82%
Industrials
9.28%
Technology
3.99%
Utilities
6.09%
Others
34.44%
Fund House Contact Details
Websitehttps://www.boimf.in/
Phone022-61249000
Bank of India Investment Managers Private Limited
Asset Management Company
Funds in this Category
ICICI Pru Ret Pure Eq Plan Reg Gr
Allocation
Min. Investment
₹5000
Category Returns
20.26%
26.41%
3Y Returns
+26.41%
ICICI Pru Ret Pure Eq Plan Reg IDCW-P
Allocation
Min. Investment
₹5000
Category Returns
20.26%
26.41%
3Y Returns
+26.41%
SBI Children's Bnf - IP Reg Gr
Allocation
Min. Investment
₹5000
Category Returns
20.26%
26.41%
3Y Returns
+23.83%
About Bank of India Balanced Advantage Reg Gr
Investment Objective of the Scheme
The Fund aims at providing long term capital appreciation / income from a dynamic mix of equity and debt investments. There is no assurance that the investment objectives of the Scheme will be realized and the Scheme does not assure or guarantee any returns.
Key Features of The Fund
5-year return
+11.08%
Fund Manager
Alok Singh
Risk Profile
Very High Risk
Expense Ratio
2.30%
Fund Size
₹139.84 Cr
FAQ's
What has been the returns generated by Bank of India Balanced Advantage Reg Gr over different time periods?
The Bank of India Balanced Advantage Reg Gr has given returns
1-Year
9.70
3-Year
12.13
5-Year
11.08
What is the expense ratio of Bank of India Balanced Advantage Reg Gr?
The expense ratio of Bank of India Balanced Advantage Reg Gr is 2.3%.
What is the AUM (Assets Under Management) of Bank of India Balanced Advantage Reg Gr?
The AUM, short for Assets Under Management of Bank of India Balanced Advantage Reg Gr is ₹139.84 Cr as of 25 Apr 2014.
What are the top stock holdings of Bank of India Balanced Advantage Reg Gr?
The Bank of India Balanced Advantage Reg Gr has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| Nifty April 2026 Future | 8.34% |
| Reliance Industries Ltd | 5.05% |
| IRB InvIT Fund Units 2017-Series IV | 4.15% |
| ICICI Bank Ltd | 3.97% |
| National Bank For Agriculture And Rural Development | 3.59% |
| Small Industries Development Bank Of India | 3.56% |
| HDFC Bank Ltd | 3.16% |
| 11/06/2026 Maturing 364 DTB | 3.14% |
| Indian Railway Finance Corporation Limited | 2.85% |
| Bharti Airtel Ltd | 2.61% |
| ITC Ltd | 2.47% |
| Torrent Pharmaceuticals Ltd | 2.12% |
| NTPC Ltd | 2.10% |
| Shriram Finance Ltd | 2.07% |
| State Bank of India | 2.00% |
| Adani Ports & Special Economic Zone Ltd | 1.98% |
| 7.1% Govt Stock 2029 | 1.82% |
| Muthoot Finance Limited | 1.81% |
| IndiGrid Infrastructure Trust Units Series - IV | 1.79% |
| Axis Bank Ltd | 1.49% |
| Britannia Industries Ltd | 1.47% |
| Bharat Electronics Ltd | 1.44% |
| Manappuram Finance Limited | 1.43% |
| Larsen & Toubro Ltd | 1.43% |
| Titan Co Ltd | 1.37% |
| Bajaj Finance Ltd | 1.28% |
| Mahindra & Mahindra Ltd | 1.27% |
| Infosys Ltd | 1.21% |
| Power Grid Corp Of India Ltd | 1.20% |
| Hindalco Industries Ltd | 1.20% |
| Kotak Mahindra Bank Ltd | 1.11% |
| 6.48% Govt Stock 2035 | 1.03% |
| JSW Steel Ltd | 1.03% |
| Tata Power Co Ltd | 1.00% |
| Eternal Ltd | 1.00% |
| Tata Consultancy Services Ltd | 0.99% |
| Hero MotoCorp Ltd | 0.91% |
| Sun Pharmaceuticals Industries Ltd | 0.88% |
| HCL Technologies Ltd | 0.76% |
| Tech Mahindra Ltd | 0.74% |
| Hindustan Unilever Ltd | 0.73% |
| UltraTech Cement Ltd | 0.70% |
| SBI Life Insurance Co Ltd | 0.69% |
| Bajaj Auto Ltd | 0.58% |
| Oil & Natural Gas Corp Ltd | 0.56% |
| Coal India Ltd | 0.56% |
| Adani Enterprises Ltd | 0.53% |
| Maruti Suzuki India Ltd | 0.53% |
| Grasim Industries Ltd | 0.53% |
| Asian Paints Ltd | 0.49% |
| Apollo Hospitals Enterprise Ltd | 0.48% |
| Bank of Baroda | 0.48% |
| Tata Steel Ltd | 0.47% |
| Nestle India Ltd | 0.46% |
| Eicher Motors Ltd | 0.45% |
| Dr Reddy's Laboratories Ltd | 0.45% |
| Trent Ltd | 0.44% |
| Divi's Laboratories Ltd | 0.39% |
| Tbill | 0.38% |
| Cipla Ltd | 0.34% |
| Tata Motors Ltd | 0.33% |
| HDFC Life Insurance Co Ltd | 0.30% |
| Wipro Ltd | 0.29% |
| Bajaj Finserv Ltd | 0.29% |
| InterGlobe Aviation Ltd | 0.28% |
| Max Healthcare Institute Ltd Ordinary Shares | 0.28% |
| Jio Financial Services Ltd | 0.27% |
| Tata Consumer Products Ltd | 0.27% |
| Tata Motors Passenger Vehicles Ltd | 0.25% |
| Net Receivables / (Payables) | 4.39% |
| IndusInd Bank Ltd | - |
| Adani Enterprises Ltd Ordinary Shares (Partly Paid Rs.0.75) | - |
| Kwality Walls India Ltd | - |
In which sectors has Bank of India Balanced Advantage Reg Gr invested in?
The Bank of India Balanced Advantage Reg Gr has invested the majority of its money in the stocks of the following sectors -
| Company | Percentage of Portfolio |
|---|---|
| Basic Materials | 4.42% |
| Communication Services | 2.61% |
| Consumer Cyclical | 7.14% |
| Consumer Defensive | 5.41% |
| Energy | 6.70% |
| Financial Services | 17.10% |
| Healthcare | 2.82% |
| Industrials | 9.28% |
| Real Estate | - |
| Technology | 3.99% |
| Utilities | 6.09% |
What is the risk level of Bank of India Balanced Advantage Reg Gr?
This is a Dynamic Asset Allocation fund comes with Very High Risk.
Who are the fund managers of Bank of India Balanced Advantage Reg Gr?
Bank of India Balanced Advantage Reg Gr fund managers are Alok Singh.
Is there a minimum SIP amount to invest in Bank of India Balanced Advantage Reg Gr?
The minimum SIP amount to start investment in Bank of India Balanced Advantage Reg Gr is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in Bank of India Balanced Advantage Reg Gr both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in Bank of India Balanced Advantage Reg Gr on the basis of your investment objective and risk tolerance.
How to invest in Bank of India Balanced Advantage Reg Gr?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in Bank of India Balanced Advantage Reg Gr:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of Bank of India Balanced Advantage Reg Gr.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of Bank of India Balanced Advantage Reg Gr?
The exit load of Bank of India Balanced Advantage Reg Gr is as follows:
Exit load of 1.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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