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Scheme Information
PGIM India Retirement Reg IDCW-P
as of 22 May 2026, 16:43 PM
Scheme Asset Size₹86.63 Cr
Expense Ratio2.33%
Cash Holding5.14848%
Fund TypeOpen-End
PlanGrowth
BenchmarkBSE 500 India INR
Launch Date2024-04-19
Exit LoadExit load of 0.00% for investments if redeemed within 1 Years
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
-
rated by Value Research
Scheme Riskometer
Your principal will be at Very High Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months 9.27%
In the last 3 months 1.58%
In the last 6 months -5.48%
In the last 1 Years 1.32%
In the last 3 Years 0.00%
In the last 5 Years 0.00%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial Services | E | 5.42% |
| Reliance Industries Ltd | Energy | E | 4.31% |
| HDFC Bank Ltd | Financial Services | E | 4.10% |
| Bharti Airtel Ltd | Communication Services | E | 2.15% |
| Multi Commodity Exchange of India Ltd | Financial Services | E | 2.04% |
| Solar Industries India Ltd | Basic Materials | E | 1.98% |
| J.B. Chemicals & Pharmaceuticals Ltd | Healthcare | E | 1.89% |
| Rubicon Research Ltd | Healthcare | E | 1.78% |
| Bajaj Finance Ltd | Financial Services | E | 1.78% |
| Navin Fluorine International Ltd | Basic Materials | E | 1.75% |
| Tata Consultancy Services Ltd | Technology | E | 1.63% |
| Eternal Ltd | Consumer Cyclical | E | 1.53% |
| Supreme Industries Ltd | Industrials | E | 1.49% |
| Sai Life Sciences Ltd | Healthcare | E | 1.48% |
| Krishna Institute of Medical Sciences Ltd | Healthcare | E | 1.45% |
| Max Healthcare Institute Ltd Ordinary Shares | Healthcare | E | 1.45% |
| Coromandel International Ltd | Basic Materials | E | 1.44% |
| Varun Beverages Ltd | Consumer Defensive | E | 1.44% |
| ICICI Lombard General Insurance Co Ltd | Financial Services | E | 1.42% |
| Bharti Hexacom Ltd | Communication Services | E | 1.39% |
| Mankind Pharma Ltd | Healthcare | E | 1.37% |
| UltraTech Cement Ltd | Basic Materials | E | 1.34% |
| Computer Age Management Services Ltd Ordinary Shares | Technology | E | 1.18% |
| Dixon Technologies (India) Ltd | Technology | E | 1.17% |
| SRF Ltd | Industrials | E | 1.14% |
| Bikaji Foods International Ltd | Consumer Defensive | E | 1.10% |
| Vishal Mega Mart Ltd | Consumer Cyclical | E | 1.09% |
| Anthem Biosciences Ltd | Healthcare | E | 1.08% |
| NTPC Ltd | Utilities | E | 1.04% |
| Carborundum Universal Ltd | Industrials | E | 1.02% |
| AU Small Finance Bank Ltd | Financial Services | E | 0.95% |
| JSW Dulux Ltd | Basic Materials | E | 0.94% |
| ICICI Prudential Asset Management Co Ltd | Financial Services | E | 0.94% |
| Prestige Estates Projects Ltd | Real Estate | E | 0.94% |
| Tube Investments of India Ltd Ordinary Shares | Industrials | E | 0.93% |
| DOMS Industries Ltd | Industrials | E | 0.92% |
| Info Edge (India) Ltd | Communication Services | E | 0.91% |
| Gabriel India Ltd | Consumer Cyclical | E | 0.90% |
| Data Patterns (India) Ltd | Industrials | E | 0.90% |
| Nestle India Ltd | Consumer Defensive | E | 0.89% |
| JSW Infrastructure Ltd | Industrials | E | 0.89% |
| Nippon Life India Asset Management Ltd Ordinary Shares | Financial Services | E | 0.89% |
| FSN E-Commerce Ventures Ltd | Consumer Cyclical | E | 0.89% |
| Bharat Electronics Ltd | Industrials | E | 0.88% |
| Larsen & Toubro Ltd | Industrials | E | 0.87% |
| JSW Cement Ltd | Basic Materials | E | 0.87% |
| CG Power & Industrial Solutions Ltd | Industrials | E | 0.85% |
| Clean Max Enviro Energy Solutions Ltd | Utilities | E | 0.84% |
| Maruti Suzuki India Ltd | Consumer Cyclical | E | 0.84% |
| Persistent Systems Ltd | Technology | E | 0.83% |
| Endurance Technologies Ltd | Consumer Cyclical | E | 0.82% |
| Torrent Pharmaceuticals Ltd | Healthcare | E | 0.81% |
| Affle 3i Ltd | Communication Services | E | 0.81% |
| UNO Minda Ltd | Consumer Cyclical | E | 0.80% |
| Sona BLW Precision Forgings Ltd | Consumer Cyclical | E | 0.80% |
| LG Electronics India Ltd | Technology | E | 0.79% |
| Blue Star Ltd | Industrials | E | 0.79% |
| Gillette India Ltd | Consumer Defensive | E | 0.78% |
| Sumitomo Chemical India Ltd Ordinary Shares | Basic Materials | E | 0.75% |
| Neuland Laboratories Ltd | Healthcare | E | 0.74% |
| International Gemological Institute Ltd | Basic Materials | E | 0.73% |
| Blackbuck Ltd | Technology | E | 0.71% |
| Ashok Leyland Ltd | Industrials | E | 0.70% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | Consumer Defensive | E | 0.70% |
| Eureka Forbes Ltd | Consumer Cyclical | E | 0.70% |
| SBI Life Insurance Co Ltd | Financial Services | E | 0.69% |
| Global Health Ltd | Healthcare | E | 0.68% |
| Bharat Forge Ltd | Consumer Cyclical | E | 0.64% |
| PhysicsWallah Ltd | Consumer Defensive | E | 0.64% |
| Home First Finance Co India Ltd --- | Financial Services | E | 0.63% |
| 360 One Wam Ltd Ordinary Shares | Financial Services | E | 0.61% |
| KEI Industries Ltd | Industrials | E | 0.61% |
| Pidilite Industries Ltd | Basic Materials | E | 0.56% |
| Triveni Turbine Ltd | Industrials | E | 0.56% |
| K.P.R. Mill Ltd | Consumer Cyclical | E | 0.55% |
| United Spirits Ltd | Consumer Defensive | E | 0.54% |
| Sagility Ltd | Healthcare | E | 0.51% |
| PB Fintech Ltd | Financial Services | E | 0.51% |
| Sun Pharmaceuticals Industries Ltd | Healthcare | E | 0.49% |
| Hexaware Technologies Ltd Ordinary Shares | Technology | E | 0.46% |
| Timken India Ltd | Industrials | E | 0.40% |
| Torrent Power Ltd | Utilities | E | 0.38% |
| Awfis Space Solutions Ltd | Industrials | E | 0.38% |
| Amagi Media Labs Ltd | Technology | E | 0.37% |
| Devyani International Ltd | Consumer Cyclical | E | 0.36% |
| Pine Labs Ltd | Technology | E | 0.31% |
| Safari Industries (India) Ltd | Consumer Cyclical | E | 0.31% |
| Container Corporation of India Ltd | Industrials | E | 0.30% |
| Dr Agarwal'S Eye Hospital Ltd | Healthcare | E | 0.24% |
| Bluestone Jewellery And Lifestyle Ltd | Consumer Cyclical | E | 0.23% |
| 29/10/2026 Maturing 364 DTB | - | BT | 0.17% |
| Clearing Corporation Of India Ltd. | - | CR | 5.05% |
| Net Receivables / (Payables) | - | C | 0.10% |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Equity
94.68%
Debt
0.17%
Cash
5.15%
Equity sector allocation
Loading chart…
Basic Materials
10.35%
Communication Services
5.26%
Consumer Cyclical
10.46%
Consumer Defensive
6.09%
Energy
4.31%
Financial Services
19.98%
Healthcare
13.96%
Industrials
13.62%
Real Estate
0.94%
Technology
7.45%
Utilities
2.27%
Others
5.31%
Fund House Contact Details
Websitehttp://www.pgimindiamf.com/
Phone+91 22 61593000
PGIM India Asset Management Private Limited
Asset Management Company
Funds in this Category
ICICI Pru Ret Pure Eq Plan Reg IDCW-P
Allocation
Min. Investment
₹5000
Category Returns
19.18%
23.94%
3Y Returns
+23.94%
ICICI Pru Ret Pure Eq Plan Reg Gr
Allocation
Min. Investment
₹5000
Category Returns
19.18%
23.94%
3Y Returns
+23.93%
Quant Multi Asset Allocation Gr
Allocation
Min. Investment
₹5000
Category Returns
19.18%
23.94%
3Y Returns
+23.67%
About PGIM India Retirement Reg IDCW-P
Investment Objective of the Scheme
The investment objective of the scheme is to provide capital appreciation and income to investors in line with their retirement goals by investing in a mix of securities comprising of equity, equity related instruments, REITs and InvITs, and fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
Key Features of The Fund
5-year return
-
Fund Manager
Vinay Paharia
Risk Profile
Very High Risk
Expense Ratio
2.33%
Fund Size
₹86.63 Cr
FAQ's
What is the expense ratio of PGIM India Retirement Reg IDCW-P?
The expense ratio of PGIM India Retirement Reg IDCW-P is 2.33%.
What is the AUM (Assets Under Management) of PGIM India Retirement Reg IDCW-P?
The AUM, short for Assets Under Management of PGIM India Retirement Reg IDCW-P is ₹86.63 Cr as of 15 Jun 1997.
What are the top stock holdings of PGIM India Retirement Reg IDCW-P?
The PGIM India Retirement Reg IDCW-P has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| ICICI Bank Ltd | 5.42% |
| Reliance Industries Ltd | 4.31% |
| HDFC Bank Ltd | 4.10% |
| Bharti Airtel Ltd | 2.15% |
| Multi Commodity Exchange of India Ltd | 2.04% |
| Solar Industries India Ltd | 1.98% |
| J.B. Chemicals & Pharmaceuticals Ltd | 1.89% |
| Rubicon Research Ltd | 1.78% |
| Bajaj Finance Ltd | 1.78% |
| Navin Fluorine International Ltd | 1.75% |
| Tata Consultancy Services Ltd | 1.63% |
| Eternal Ltd | 1.53% |
| Supreme Industries Ltd | 1.49% |
| Sai Life Sciences Ltd | 1.48% |
| Krishna Institute of Medical Sciences Ltd | 1.45% |
| Max Healthcare Institute Ltd Ordinary Shares | 1.45% |
| Coromandel International Ltd | 1.44% |
| Varun Beverages Ltd | 1.44% |
| ICICI Lombard General Insurance Co Ltd | 1.42% |
| Bharti Hexacom Ltd | 1.39% |
| Mankind Pharma Ltd | 1.37% |
| UltraTech Cement Ltd | 1.34% |
| Computer Age Management Services Ltd Ordinary Shares | 1.18% |
| Dixon Technologies (India) Ltd | 1.17% |
| SRF Ltd | 1.14% |
| Bikaji Foods International Ltd | 1.10% |
| Vishal Mega Mart Ltd | 1.09% |
| Anthem Biosciences Ltd | 1.08% |
| NTPC Ltd | 1.04% |
| Carborundum Universal Ltd | 1.02% |
| AU Small Finance Bank Ltd | 0.95% |
| JSW Dulux Ltd | 0.94% |
| ICICI Prudential Asset Management Co Ltd | 0.94% |
| Prestige Estates Projects Ltd | 0.94% |
| Tube Investments of India Ltd Ordinary Shares | 0.93% |
| DOMS Industries Ltd | 0.92% |
| Info Edge (India) Ltd | 0.91% |
| Gabriel India Ltd | 0.90% |
| Data Patterns (India) Ltd | 0.90% |
| Nestle India Ltd | 0.89% |
| JSW Infrastructure Ltd | 0.89% |
| Nippon Life India Asset Management Ltd Ordinary Shares | 0.89% |
| FSN E-Commerce Ventures Ltd | 0.89% |
| Bharat Electronics Ltd | 0.88% |
| Larsen & Toubro Ltd | 0.87% |
| JSW Cement Ltd | 0.87% |
| CG Power & Industrial Solutions Ltd | 0.85% |
| Clean Max Enviro Energy Solutions Ltd | 0.84% |
| Maruti Suzuki India Ltd | 0.84% |
| Persistent Systems Ltd | 0.83% |
| Endurance Technologies Ltd | 0.82% |
| Torrent Pharmaceuticals Ltd | 0.81% |
| Affle 3i Ltd | 0.81% |
| UNO Minda Ltd | 0.80% |
| Sona BLW Precision Forgings Ltd | 0.80% |
| LG Electronics India Ltd | 0.79% |
| Blue Star Ltd | 0.79% |
| Gillette India Ltd | 0.78% |
| Sumitomo Chemical India Ltd Ordinary Shares | 0.75% |
| Neuland Laboratories Ltd | 0.74% |
| International Gemological Institute Ltd | 0.73% |
| Blackbuck Ltd | 0.71% |
| Ashok Leyland Ltd | 0.70% |
| Mrs Bectors Food Specialities Ltd Ordinary Shares | 0.70% |
| Eureka Forbes Ltd | 0.70% |
| SBI Life Insurance Co Ltd | 0.69% |
| Global Health Ltd | 0.68% |
| Bharat Forge Ltd | 0.64% |
| PhysicsWallah Ltd | 0.64% |
| Home First Finance Co India Ltd --- | 0.63% |
| 360 One Wam Ltd Ordinary Shares | 0.61% |
| KEI Industries Ltd | 0.61% |
| Pidilite Industries Ltd | 0.56% |
| Triveni Turbine Ltd | 0.56% |
| K.P.R. Mill Ltd | 0.55% |
| United Spirits Ltd | 0.54% |
| Sagility Ltd | 0.51% |
| PB Fintech Ltd | 0.51% |
| Sun Pharmaceuticals Industries Ltd | 0.49% |
| Hexaware Technologies Ltd Ordinary Shares | 0.46% |
| Timken India Ltd | 0.40% |
| Torrent Power Ltd | 0.38% |
| Awfis Space Solutions Ltd | 0.38% |
| Amagi Media Labs Ltd | 0.37% |
| Devyani International Ltd | 0.36% |
| Pine Labs Ltd | 0.31% |
| Safari Industries (India) Ltd | 0.31% |
| Container Corporation of India Ltd | 0.30% |
| Dr Agarwal'S Eye Hospital Ltd | 0.24% |
| Bluestone Jewellery And Lifestyle Ltd | 0.23% |
| 29/10/2026 Maturing 364 DTB | 0.17% |
| Clearing Corporation Of India Ltd. | 5.05% |
| Net Receivables / (Payables) | 0.10% |
In which sectors has PGIM India Retirement Reg IDCW-P invested in?
The PGIM India Retirement Reg IDCW-P has invested the majority of its money in the stocks of the following sectors -
| Company | Percentage of Portfolio |
|---|---|
| Basic Materials | 10.35% |
| Communication Services | 5.26% |
| Consumer Cyclical | 10.46% |
| Consumer Defensive | 6.09% |
| Energy | 4.31% |
| Financial Services | 19.98% |
| Healthcare | 13.96% |
| Industrials | 13.62% |
| Real Estate | 0.94% |
| Technology | 7.45% |
| Utilities | 2.27% |
What is the risk level of PGIM India Retirement Reg IDCW-P?
This is a Retirement fund comes with Very High Risk.
Who are the fund managers of PGIM India Retirement Reg IDCW-P?
PGIM India Retirement Reg IDCW-P fund managers are Vinay Paharia, Puneet Pal, Anandha Padmanabhan Anjeneyan, Vivek Sharma.
Is there a minimum SIP amount to invest in PGIM India Retirement Reg IDCW-P?
The minimum SIP amount to start investment in PGIM India Retirement Reg IDCW-P is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in PGIM India Retirement Reg IDCW-P both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in PGIM India Retirement Reg IDCW-P on the basis of your investment objective and risk tolerance.
How to invest in PGIM India Retirement Reg IDCW-P?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in PGIM India Retirement Reg IDCW-P:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of PGIM India Retirement Reg IDCW-P.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of PGIM India Retirement Reg IDCW-P?
The exit load of PGIM India Retirement Reg IDCW-P is as follows:
Exit load of 0.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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