Bajaj Finance Q2 FY26 AUM Rises 24% YoY to ₹4.62 Lakh Crore; Stock Gains 1.94%

Mumbai, October 6, 2025: Bajaj Finance Ltd (NSE: BAJFINANCE, BSE: 500034) reported robust business growth for the quarter ended September 30, 2025 (Q2 FY26), with strong expansion in customer franchise, loan book, and assets under management (AUM), signaling healthy credit demand and continued retail momentum.

Bajaj Finance Reports Strong Q2 FY26 Performance

The firm announced healthy business growth for Q2 FY26, supported by strong performance across its customer, lending, and asset management business verticals.

• The company’s customer franchise grew to 110.64 million, from 92.09 million for Q2 FY25, which marks a year-on-year rise of 20.1%.
• New loans booked during the period were 12.17 million, compared with 9.69 million a year ago, up 26%.
• Assets under management (AUM) increased to ₹4,62,250 crore, a 24% increase over ₹3,73,924 crore a year earlier for the same period. AUM increased ₹20,800 crore during Q2 FY26 alone.
• The company’s deposit book stood at ₹69,750 crore, registering a rise of 5.5% over ₹66,131 crore witnessed during Q2 FY25.

These results confirm Bajaj Finance’s consistent performance on both the deposit and lending businesses, solidifying its position in the financial services market.

Management Update

The company’s disclosure states that the customer franchise expanded by 4.13 million for the quarter, evidencing robust origination strength. The AUM growth of ₹20,800 crore for Q2 FY26 demonstrates a steady performance across the consumer, SME, and commercial lending verticals. The deposits book also continued its upward trajectory at ₹69,750 crore, evidencing its diversified funding base. The company noted that these are preliminary results and are subject to statutory audit review.

Stock Performance (as on 2:38 PM IST)

As of 2:38 PM, Bajaj Finance Ltd. shares were trading at ₹1,009, representing a 1.94% gain from its previous close. The stock opened at ₹993, trading between ₹992.10 and ₹1,023 during the session. The company’s market capitalization stands at ₹6.28 lakh crore, with a P/E ratio of 36.00, reflecting healthy investor sentiment. Its dividend yield stands at 0.44%, based on a quarterly dividend payout of ₹1.11 per share. The stock has recorded a 52-week high of ₹1,036 and a low of ₹645.10.

Bajaj’s Q2 FY26 business update solidifies its position as the largest non-banking financial company (NBFC) of India, with diversified loan growth and robust asset quality. With a diversified lending business and increasing customer base, the company continues on track for sustained growth leading into the festive season quarter.

REF: https://nsearchives.nseindia.com/corporate/BAJFINANCE_03102025231627_BFL_SEIntimationPreearnings_Signed.pdf

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