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Scheme Information
DSP Savings Reg Mn IDCW-P
as of 07 May 2026, 15:41 PM
Scheme Asset Size₹8947.40 Cr
Expense Ratio0.4%
Cash Holding80.59616%
Fund TypeOpen-End
PlanDividend
BenchmarkCRISIL Money Market A-I TR INR
Launch Date2006-01-16
Exit LoadExit load of 0.00% for investments if redeemed within 1 Months
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
1
rated by Value Research
Scheme Riskometer
Your principal will be at Moderate Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months -0.00%
In the last 3 months -0.03%
In the last 6 months 0.92%
In the last 1 Years 4.20%
In the last 3 Years 0.20%
In the last 5 Years 0.31%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| 03/12/2026 Maturing 364 DTB | - | BT | 3.61% |
| India (Republic of) | - | GS | 1.48% |
| Tbill | - | BT | 1.34% |
| 6.54% Maharashtra Sdl 2027 | - | BT | 1.14% |
| ICICI Bank Ltd. | - | B | 1.05% |
| 7.86% Karnataka Sdl 2027 | - | BT | 0.97% |
| 7.14% Gujarat Sdl 2027 | - | BT | 0.80% |
| Tbill | - | BT | 0.80% |
| India (Republic of) | - | GS | 0.80% |
| National Bank for Agriculture and Rural Development | - | BD | 0.79% |
| T-Bill | - | BT | 0.75% |
| India (Republic of) | - | GS | 0.69% |
| 7.74% Tamilnadu SDL 2027 | - | BT | 0.57% |
| T-Bill | - | BT | 0.55% |
| Bank of Baroda | - | B | 0.54% |
| Canara Bank | - | BD | 0.52% |
| Small Industries Development Bank of India | - | B | 0.52% |
| 7.59% Karnataka Sdl 2027 | - | BT | 0.52% |
| 7.61% Tamilnadu SDL 2027 | - | BT | 0.46% |
| 7.08% Karnataka Sdl 2026 | - | BT | 0.30% |
| 7.39% Maharashtra Sdl 2026 | - | BT | 0.29% |
| Small Industries Development Bank of India | - | B | 0.27% |
| Sbi Funds Management Pvt Ltd/Fund Parent | - | EX | 0.27% |
| National Bank for Agriculture and Rural Development | - | BD | 0.21% |
| 7.38% Madhyapradesh Sdl 2026 | - | BT | 0.17% |
| Net Receivables/Payables | - | C | 4.79% |
| Treps / Reverse Repo Investments | - | CR | 4.26% |
| Panatone Finvest Limited | - | CP | 3.17% |
| Small Industries Development Bank Of India | - | CD | 2.90% |
| Punjab National Bank | - | CD | 2.89% |
| National Bank For Agriculture And Rural Development | - | CD | 2.37% |
| HDFC Bank Limited | - | CD | 2.13% |
| Canara Bank | - | CD | 2.11% |
| HDFC Bank Limited | - | CD | 2.11% |
| Small Industries Dev Bank Of India | - | CD | 1.84% |
| Bank Of Baroda | - | CD | 1.59% |
| National Bank For Agriculture And Rural Development | - | CD | 1.59% |
| HDFC Bank Limited | - | CD | 1.59% |
| Punjab National Bank | - | CD | 1.58% |
| Indusind Bank Limited | - | CD | 1.58% |
| Canara Bank | - | CD | 1.57% |
| IDFC First Bank Limited | - | CD | 1.48% |
| Bahadur Chand Investments Private Limited | - | CP | 1.35% |
| Union Bank Of India | - | CD | 1.32% |
| Muthoot Fincorp Limited | - | CP | 1.32% |
| Indian Bank | - | CD | 1.32% |
| Cholamandalam Investment And Finance Company Ltd | - | CP | 1.32% |
| HDFC Bank Ltd | - | CD | 1.32% |
| Canara Bank | - | CD | 1.31% |
| Small Industries Development Bank Of India** | - | CD | 1.08% |
| Bank Of Baroda | - | CD | 1.07% |
| Torrent Pharmaceuticals Limited | - | CP | 1.06% |
| Axis Bank Limited | - | CD | 1.06% |
| ICICI Bank Limited | - | CD | 1.06% |
| Bank Of Baroda | - | CD | 1.06% |
| Small Industries Dev Bank Of India | - | CD | 1.06% |
| National Bank For Agriculture And Rural Development | - | CD | 1.06% |
| IDFC First Bank Limited | - | CD | 1.06% |
| Motilal Oswal Financial Services Limited | - | CP | 1.05% |
| Export-Import Bank Of India | - | CD | 1.05% |
| National Bank For Financing Infrastructure And Development | - | CD | 1.05% |
| Canara Bank | - | CD | 1.05% |
| Small Industries Dev Bank Of India | - | CD | 1.05% |
| National Bank For Agriculture And Rural Development | - | CD | 1.05% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | - | CD | 1.05% |
| Kotak Securities Limited | - | CP | 1.05% |
| Equitas Small Finance Bank Limited | - | CD | 1.05% |
| Muthoot Fincorp Limited | - | CP | 1.04% |
| HDFC Bank Limited | - | CD | 0.81% |
| Bajaj Finance Limited | - | CP | 0.80% |
| Bank Of Baroda | - | CD | 0.80% |
| Punjab National Bank | - | CD | 0.80% |
| National Bank For Agriculture And Rural Development | - | CD | 0.79% |
| Bank Of Baroda | - | CD | 0.79% |
| Canara Bank | - | CD | 0.79% |
| Ujjivan Small Finance Bank Limited | - | CD | 0.55% |
| Muthoot Finance Limited | - | CP | 0.54% |
| Nuvama Wealth Management Limited | - | CP | 0.54% |
| Bank Of Baroda | - | CD | 0.54% |
| Bank Of Baroda | - | CD | 0.53% |
| Indian Bank | - | CD | 0.53% |
| Cholamandalam Investment And Finance Company Ltd | - | CP | 0.53% |
| Kotak Mahindra Bank Limited | - | CD | 0.53% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | - | CD | 0.53% |
| Canara Bank | - | CD | 0.53% |
| Axis Bank Ltd | - | CD | 0.53% |
| National Bank For Agriculture And Rural Development | - | CD | 0.53% |
| National Bank For Agriculture And Rural Development | - | CD | 0.53% |
| Tata Housing Development Company Limited | - | CP | 0.53% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | - | CD | 0.53% |
| Cholamandalam Investment And Finance Company Ltd | - | CP | 0.53% |
| Bank Of Baroda | - | CD | 0.53% |
| Axis Securities Limited | - | CP | 0.53% |
| HDFC Bank Limited | - | CD | 0.53% |
| Axis Securities Limited | - | CP | 0.52% |
| Nuvama Wealth Finance Limited | - | CP | 0.52% |
| Hero Housing Finance Limited | - | CP | 0.28% |
| Hero Housing Finance Limited | - | CP | 0.28% |
| Motilal Oswal Finvest Limited | - | CP | 0.28% |
| ICICI Securities Limited | - | CP | 0.27% |
| ICICI Securities Limited | - | CP | 0.27% |
| Bank Of Baroda | - | CD | 0.27% |
| Axis Bank Ltd | - | CD | 0.27% |
| Union Bank Of India | - | CD | 0.27% |
| HDFC Bank Limited | - | CD | 0.27% |
| Small Industries Dev Bank Of India | - | CD | 0.26% |
| Indian Bank | - | CD | 0.26% |
| Kotak Mahindra Bank Limited | - | CD | 0.26% |
| Small Industries Dev Bank Of India | - | CD | 0.26% |
| Punjab National Bank | - | CD | 0.26% |
| Bajaj Finance Ltd. | - | CP | 0.26% |
| HDFC Bank Limited | - | CD | 0.26% |
| Muthoot Fincorp Limited | - | CP | 0.26% |
| Equitas Small Finance Bank Limited | - | CD | - |
| Bank Of Baroda | - | CD | - |
| Punjab National Bank | - | CD | - |
| Bank of Baroda | - | B | - |
| Axis Bank Limited | - | CD | - |
| 04/02/2027 Maturing 364 DTB | - | BT | - |
| Julius Baer Capital (India) Private Limited | - | CP | - |
| HDFC Bank Limited | - | CD | - |
| 5.63% Govt Stock 2026 | - | BT | - |
| Canara Bank | - | CD | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Debt
19.14%
Cash
80.6%
Others
0.27%
Fund House Contact Details
Websitewww.dspim.com
Phone+91 18002084499
DSP Asset Managers Private Limited
Asset Management Company
About DSP Savings Reg Mn IDCW-P
Investment Objective of the Scheme
The primary investment objective of the Scheme is to generate income through investment in a portfolio comprising of money market instruments with maturity less than or equal to 1 year. There is no assurance that the investment objective of the Scheme will be realized.
Key Features of The Fund
5-year return
+5.54%
Fund Manager
Karan Mundhra
Risk Profile
Moderate Risk
Expense Ratio
0.40%
Fund Size
₹8947.40 Cr
FAQ's
What has been the returns generated by DSP Savings Reg Mn IDCW-P over different time periods?
The DSP Savings Reg Mn IDCW-P has given returns
1-Year
4.20
3-Year
6.31
5-Year
5.54
What is the expense ratio of DSP Savings Reg Mn IDCW-P?
The expense ratio of DSP Savings Reg Mn IDCW-P is 0.4%.
What is the AUM (Assets Under Management) of DSP Savings Reg Mn IDCW-P?
The AUM, short for Assets Under Management of DSP Savings Reg Mn IDCW-P is ₹8947.40 Cr as of 26 Apr 4805.
What are the top stock holdings of DSP Savings Reg Mn IDCW-P?
The DSP Savings Reg Mn IDCW-P has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| 03/12/2026 Maturing 364 DTB | 3.61% |
| India (Republic of) | 1.48% |
| Tbill | 1.34% |
| 6.54% Maharashtra Sdl 2027 | 1.14% |
| ICICI Bank Ltd. | 1.05% |
| 7.86% Karnataka Sdl 2027 | 0.97% |
| 7.14% Gujarat Sdl 2027 | 0.80% |
| Tbill | 0.80% |
| India (Republic of) | 0.80% |
| National Bank for Agriculture and Rural Development | 0.79% |
| T-Bill | 0.75% |
| India (Republic of) | 0.69% |
| 7.74% Tamilnadu SDL 2027 | 0.57% |
| T-Bill | 0.55% |
| Bank of Baroda | 0.54% |
| Canara Bank | 0.52% |
| Small Industries Development Bank of India | 0.52% |
| 7.59% Karnataka Sdl 2027 | 0.52% |
| 7.61% Tamilnadu SDL 2027 | 0.46% |
| 7.08% Karnataka Sdl 2026 | 0.30% |
| 7.39% Maharashtra Sdl 2026 | 0.29% |
| Small Industries Development Bank of India | 0.27% |
| Sbi Funds Management Pvt Ltd/Fund Parent | 0.27% |
| National Bank for Agriculture and Rural Development | 0.21% |
| 7.38% Madhyapradesh Sdl 2026 | 0.17% |
| Net Receivables/Payables | 4.79% |
| Treps / Reverse Repo Investments | 4.26% |
| Panatone Finvest Limited | 3.17% |
| Small Industries Development Bank Of India | 2.90% |
| Punjab National Bank | 2.89% |
| National Bank For Agriculture And Rural Development | 2.37% |
| HDFC Bank Limited | 2.13% |
| Canara Bank | 2.11% |
| HDFC Bank Limited | 2.11% |
| Small Industries Dev Bank Of India | 1.84% |
| Bank Of Baroda | 1.59% |
| National Bank For Agriculture And Rural Development | 1.59% |
| HDFC Bank Limited | 1.59% |
| Punjab National Bank | 1.58% |
| Indusind Bank Limited | 1.58% |
| Canara Bank | 1.57% |
| IDFC First Bank Limited | 1.48% |
| Bahadur Chand Investments Private Limited | 1.35% |
| Union Bank Of India | 1.32% |
| Muthoot Fincorp Limited | 1.32% |
| Indian Bank | 1.32% |
| Cholamandalam Investment And Finance Company Ltd | 1.32% |
| HDFC Bank Ltd | 1.32% |
| Canara Bank | 1.31% |
| Small Industries Development Bank Of India** | 1.08% |
| Bank Of Baroda | 1.07% |
| Torrent Pharmaceuticals Limited | 1.06% |
| Axis Bank Limited | 1.06% |
| ICICI Bank Limited | 1.06% |
| Bank Of Baroda | 1.06% |
| Small Industries Dev Bank Of India | 1.06% |
| National Bank For Agriculture And Rural Development | 1.06% |
| IDFC First Bank Limited | 1.06% |
| Motilal Oswal Financial Services Limited | 1.05% |
| Export-Import Bank Of India | 1.05% |
| National Bank For Financing Infrastructure And Development | 1.05% |
| Canara Bank | 1.05% |
| Small Industries Dev Bank Of India | 1.05% |
| National Bank For Agriculture And Rural Development | 1.05% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | 1.05% |
| Kotak Securities Limited | 1.05% |
| Equitas Small Finance Bank Limited | 1.05% |
| Muthoot Fincorp Limited | 1.04% |
| HDFC Bank Limited | 0.81% |
| Bajaj Finance Limited | 0.80% |
| Bank Of Baroda | 0.80% |
| Punjab National Bank | 0.80% |
| National Bank For Agriculture And Rural Development | 0.79% |
| Bank Of Baroda | 0.79% |
| Canara Bank | 0.79% |
| Ujjivan Small Finance Bank Limited | 0.55% |
| Muthoot Finance Limited | 0.54% |
| Nuvama Wealth Management Limited | 0.54% |
| Bank Of Baroda | 0.54% |
| Bank Of Baroda | 0.53% |
| Indian Bank | 0.53% |
| Cholamandalam Investment And Finance Company Ltd | 0.53% |
| Kotak Mahindra Bank Limited | 0.53% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | 0.53% |
| Canara Bank | 0.53% |
| Axis Bank Ltd | 0.53% |
| National Bank For Agriculture And Rural Development | 0.53% |
| National Bank For Agriculture And Rural Development | 0.53% |
| Tata Housing Development Company Limited | 0.53% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | 0.53% |
| Cholamandalam Investment And Finance Company Ltd | 0.53% |
| Bank Of Baroda | 0.53% |
| Axis Securities Limited | 0.53% |
| HDFC Bank Limited | 0.53% |
| Axis Securities Limited | 0.52% |
| Nuvama Wealth Finance Limited | 0.52% |
| Hero Housing Finance Limited | 0.28% |
| Hero Housing Finance Limited | 0.28% |
| Motilal Oswal Finvest Limited | 0.28% |
| ICICI Securities Limited | 0.27% |
| ICICI Securities Limited | 0.27% |
| Bank Of Baroda | 0.27% |
| Axis Bank Ltd | 0.27% |
| Union Bank Of India | 0.27% |
| HDFC Bank Limited | 0.27% |
| Small Industries Dev Bank Of India | 0.26% |
| Indian Bank | 0.26% |
| Kotak Mahindra Bank Limited | 0.26% |
| Small Industries Dev Bank Of India | 0.26% |
| Punjab National Bank | 0.26% |
| Bajaj Finance Ltd. | 0.26% |
| HDFC Bank Limited | 0.26% |
| Muthoot Fincorp Limited | 0.26% |
| Equitas Small Finance Bank Limited | - |
| Bank Of Baroda | - |
| Punjab National Bank | - |
| Bank of Baroda | - |
| Axis Bank Limited | - |
| 04/02/2027 Maturing 364 DTB | - |
| Julius Baer Capital (India) Private Limited | - |
| HDFC Bank Limited | - |
| 5.63% Govt Stock 2026 | - |
| Canara Bank | - |
What is the risk level of DSP Savings Reg Mn IDCW-P?
This is a Money Market fund comes with Moderate Risk.
Who are the fund managers of DSP Savings Reg Mn IDCW-P?
DSP Savings Reg Mn IDCW-P fund managers are Karan Mundhra, Shalini Vasanta.
Is there a minimum SIP amount to invest in DSP Savings Reg Mn IDCW-P?
The minimum SIP amount to start investment in DSP Savings Reg Mn IDCW-P is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in DSP Savings Reg Mn IDCW-P both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in DSP Savings Reg Mn IDCW-P on the basis of your investment objective and risk tolerance.
How to invest in DSP Savings Reg Mn IDCW-P?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in DSP Savings Reg Mn IDCW-P:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of DSP Savings Reg Mn IDCW-P.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of DSP Savings Reg Mn IDCW-P?
The exit load of DSP Savings Reg Mn IDCW-P is as follows:
Exit load of 0.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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