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Scheme Information
HDFC Credit Risk Debt Gr
as of 22 May 2026, 16:36 PM
Scheme Asset Size₹7522.14 Cr
Expense Ratio1.51%
Cash Holding14.63097%
Fund TypeOpen-End
PlanDividend
BenchmarkNIFTY Credit Risk Bond TR INR
Launch Date2014-03-25
Exit LoadExit load of 1.00% for investments if redeemed within 12 Months
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
3
rated by Value Research
Scheme Riskometer
Your principal will be at Moderately High Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months -0.33%
In the last 3 months 0.63%
In the last 6 months 1.96%
In the last 1 Years 5.19%
In the last 3 Years 0.23%
In the last 5 Years 0.36%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| GMR Airports Limited | - | B | 4.84% |
| TATA Projects Limited | - | B | 3.33% |
| The Tata Power Company Limited | - | B | 3.00% |
| Jubilant Beverages Limited | - | B | 2.76% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | - | B | 2.67% |
| Kalpataru Projects International Limited | - | B | 2.66% |
| SK Finance Limited | - | B | 2.65% |
| Jubilant Bevco Limited | - | B | 2.57% |
| Nirma Limited | - | B | 2.33% |
| JSW Energy Limited | - | B | 2.32% |
| Evonith Value Steel Limited | - | B | 2.31% |
| SIDDHIVINAYAK SECURITISATION TRUST | - | BY | 2.30% |
| Aditya Birla Renewables Limited | - | B | 2.13% |
| Jtpm Metal TRaders Limited | - | B | 2.09% |
| Kalpataru Projects International Limited | - | B | 2.00% |
| Kalpataru Projects International Limited | - | B | 1.99% |
| Kogta Financial (India) Limited | - | B | 1.97% |
| Indus Infra Trust Unit | Financial Services | E | 1.96% |
| Kosamattam Finance Limited | - | B | 1.95% |
| TVS Credit Services Limited | - | B | 1.40% |
| Mahindra Rural Housing Finance Limited | - | B | 1.34% |
| Godrej Industries Limited | - | B | 1.33% |
| Infopark Properties Limited | - | B | 1.33% |
| Raajmarg Infra Investment Trust | - | EX | 1.20% |
| 6.48% Govt Stock 2035 | - | BT | 1.02% |
| 7.34% Govt Stock 2064 | - | BT | 1.02% |
| National Bank For Agriculture And Rural Development | - | B | 1.00% |
| JM Financial Home Loans Limited | - | B | 1.00% |
| JM Financial Home Loans Limited | - | B | 0.99% |
| 7.1% Govt Stock 2034 | - | BT | 0.97% |
| Embassy Office Parks REIT | Real Estate | ER | 0.96% |
| 7.09% Govt Stock 2054 | - | BT | 0.94% |
| Ramco Industries Limited | - | B | 0.93% |
| 6.67% Govt Stock 2035 | - | BT | 0.87% |
| 7.23% Govt Stock 2039 | - | BT | 0.80% |
| VAJRA 009 TRUST | - | BY | 0.78% |
| Vastu Finserve India Private Limited | - | B | 0.78% |
| Mas Financial Services Limited | - | B | 0.73% |
| 7.24% Govt Stock 2055 | - | BT | 0.71% |
| 6.68% Govt Stock 2040 | - | BT | 0.69% |
| Cholamandalam Investment And Finance Company Limited | - | B | 0.67% |
| Ongc Petro Additions Limited | - | B | 0.67% |
| Aadhar Housing Finance Limited | - | B | 0.67% |
| 7.18% Govt Stock 2037 | - | BT | 0.67% |
| National Bank For Agriculture And Rural Development | - | B | 0.67% |
| Tata Capital Housing Finance Limited | - | B | 0.66% |
| IKF Finance Limited | - | B | 0.66% |
| Power Finance Corporation Limited | - | B | 0.66% |
| Indigrid Infrastructure Trust | - | B | 0.65% |
| National Bank For Agriculture And Rural Development | - | B | 0.65% |
| Vastu Finserve India Private Limited | - | B | 0.65% |
| Vastu Finserve India Private Limited | - | B | 0.65% |
| LIC Housing Finance Ltd | - | B | 0.64% |
| 7.3% Govt Stock 2053 | - | BT | 0.64% |
| Punjab National Bank | - | B | 0.63% |
| Mahindra Rural Housing Finance Limited | - | B | 0.56% |
| Muthoot Capital Services Limited | - | B | 0.54% |
| LIC Housing Finance Ltd | - | B | 0.50% |
| 7.25% Govt Stock 2063 | - | BT | 0.50% |
| POWERGRID Infrastructure Investment Trust Units | Utilities | E | 0.44% |
| Tmf Holdings Limited | - | B | 0.39% |
| INDIGO 041 | - | BY | 0.36% |
| Godrej Industries Limited | - | B | 0.33% |
| Ongc Petro Additions Limited | - | B | 0.33% |
| Gera Developments Private Limited | - | B | 0.33% |
| Corporate Debt Market Development Fund | - | EX | 0.33% |
| Motilal Oswal Home Finance Limited | - | B | 0.33% |
| Indian Railway Finance Corporation Limited | - | B | 0.33% |
| Bajaj Housing Finance Limited | - | B | 0.33% |
| SHIVSHAKTI SECURITISATION TRUST | - | BY | 0.33% |
| JSW Energy Limited | - | B | 0.32% |
| 6.92% Govt Stock 2039 | - | BT | 0.32% |
| Power Finance Corporation Limited | - | B | 0.27% |
| Power Finance Corporation Limited | - | B | 0.27% |
| Power Finance Corporation Limited | - | B | 0.27% |
| Power Finance Corporation Limited | - | B | 0.27% |
| Indigrid Infrastructure Trust | - | B | 0.27% |
| Power Finance Corporation Limited | - | B | 0.26% |
| IKF Finance Limited | - | B | 0.26% |
| Capital Infra Trust InvITs | Industrials | E | 0.25% |
| 6.9% Govt Stock 2065 | - | BT | 0.24% |
| INDIGO 049 | - | BY | 0.24% |
| VAJRA 004 TRUST | - | BY | 0.16% |
| Rec Limited | - | B | 0.14% |
| Rec Limited | - | B | 0.13% |
| 6.64% Govt Stock 2035 | - | BT | 0.13% |
| VAJRA 006 TRUST | - | BY | 0.10% |
| Bajaj Housing Finance Limited | - | B | 0.04% |
| 7.64% Andhra Sgs 2031 | - | BT | 0.02% |
| Treps - Tri-Party Repo | - | CR | 6.69% |
| Union Bank Of India | - | CD | 2.59% |
| Net Current Assets | - | C | 2.03% |
| Canara Bank | - | CD | 0.32% |
| Jm Financial ASset Reconstruction Company Limited | - | B | - |
| Ntpc Limited | - | B | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Equity
3.61%
Debt
80.23%
Cash
14.63%
Others
1.53%
Equity sector allocation
Loading chart…
Financial Services
1.96%
Industrials
0.25%
Real Estate
0.96%
Utilities
0.44%
Others
96.39%
Fund House Contact Details
Websitewww.hdfcfund.com
Phone+91 22 66316333
HDFC Asset Management Co Ltd
Asset Management Company
Funds in this Category
DSP Credit Risk Fund Reg Mly IDCW-R
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.50%
DSP Credit Risk Fund Reg Mly IDCW-P
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.50%
DSP Credit Risk Fund Reg Gr
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.42%
About HDFC Credit Risk Debt Gr
Investment Objective of the Scheme
To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.
Key Features of The Fund
5-year return
+6.35%
Fund Manager
Praveen Jain
Risk Profile
Moderately High Risk
Expense Ratio
1.51%
Fund Size
₹7522.14 Cr
FAQ's
What has been the returns generated by HDFC Credit Risk Debt Gr over different time periods?
The HDFC Credit Risk Debt Gr has given returns
1-Year
5.19
3-Year
7.07
5-Year
6.35
What is the expense ratio of HDFC Credit Risk Debt Gr?
The expense ratio of HDFC Credit Risk Debt Gr is 1.51%.
What is the AUM (Assets Under Management) of HDFC Credit Risk Debt Gr?
The AUM, short for Assets Under Management of HDFC Credit Risk Debt Gr is ₹7522.14 Cr as of 02 Sep 4353.
What are the top stock holdings of HDFC Credit Risk Debt Gr?
The HDFC Credit Risk Debt Gr has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| GMR Airports Limited | 4.84% |
| TATA Projects Limited | 3.33% |
| The Tata Power Company Limited | 3.00% |
| Jubilant Beverages Limited | 2.76% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | 2.67% |
| Kalpataru Projects International Limited | 2.66% |
| SK Finance Limited | 2.65% |
| Jubilant Bevco Limited | 2.57% |
| Nirma Limited | 2.33% |
| JSW Energy Limited | 2.32% |
| Evonith Value Steel Limited | 2.31% |
| SIDDHIVINAYAK SECURITISATION TRUST | 2.30% |
| Aditya Birla Renewables Limited | 2.13% |
| Jtpm Metal TRaders Limited | 2.09% |
| Kalpataru Projects International Limited | 2.00% |
| Kalpataru Projects International Limited | 1.99% |
| Kogta Financial (India) Limited | 1.97% |
| Indus Infra Trust Unit | 1.96% |
| Kosamattam Finance Limited | 1.95% |
| TVS Credit Services Limited | 1.40% |
| Mahindra Rural Housing Finance Limited | 1.34% |
| Godrej Industries Limited | 1.33% |
| Infopark Properties Limited | 1.33% |
| Raajmarg Infra Investment Trust | 1.20% |
| 6.48% Govt Stock 2035 | 1.02% |
| 7.34% Govt Stock 2064 | 1.02% |
| National Bank For Agriculture And Rural Development | 1.00% |
| JM Financial Home Loans Limited | 1.00% |
| JM Financial Home Loans Limited | 0.99% |
| 7.1% Govt Stock 2034 | 0.97% |
| Embassy Office Parks REIT | 0.96% |
| 7.09% Govt Stock 2054 | 0.94% |
| Ramco Industries Limited | 0.93% |
| 6.67% Govt Stock 2035 | 0.87% |
| 7.23% Govt Stock 2039 | 0.80% |
| VAJRA 009 TRUST | 0.78% |
| Vastu Finserve India Private Limited | 0.78% |
| Mas Financial Services Limited | 0.73% |
| 7.24% Govt Stock 2055 | 0.71% |
| 6.68% Govt Stock 2040 | 0.69% |
| Cholamandalam Investment And Finance Company Limited | 0.67% |
| Ongc Petro Additions Limited | 0.67% |
| Aadhar Housing Finance Limited | 0.67% |
| 7.18% Govt Stock 2037 | 0.67% |
| National Bank For Agriculture And Rural Development | 0.67% |
| Tata Capital Housing Finance Limited | 0.66% |
| IKF Finance Limited | 0.66% |
| Power Finance Corporation Limited | 0.66% |
| Indigrid Infrastructure Trust | 0.65% |
| National Bank For Agriculture And Rural Development | 0.65% |
| Vastu Finserve India Private Limited | 0.65% |
| Vastu Finserve India Private Limited | 0.65% |
| LIC Housing Finance Ltd | 0.64% |
| 7.3% Govt Stock 2053 | 0.64% |
| Punjab National Bank | 0.63% |
| Mahindra Rural Housing Finance Limited | 0.56% |
| Muthoot Capital Services Limited | 0.54% |
| LIC Housing Finance Ltd | 0.50% |
| 7.25% Govt Stock 2063 | 0.50% |
| POWERGRID Infrastructure Investment Trust Units | 0.44% |
| Tmf Holdings Limited | 0.39% |
| INDIGO 041 | 0.36% |
| Godrej Industries Limited | 0.33% |
| Ongc Petro Additions Limited | 0.33% |
| Gera Developments Private Limited | 0.33% |
| Corporate Debt Market Development Fund | 0.33% |
| Motilal Oswal Home Finance Limited | 0.33% |
| Indian Railway Finance Corporation Limited | 0.33% |
| Bajaj Housing Finance Limited | 0.33% |
| SHIVSHAKTI SECURITISATION TRUST | 0.33% |
| JSW Energy Limited | 0.32% |
| 6.92% Govt Stock 2039 | 0.32% |
| Power Finance Corporation Limited | 0.27% |
| Power Finance Corporation Limited | 0.27% |
| Power Finance Corporation Limited | 0.27% |
| Power Finance Corporation Limited | 0.27% |
| Indigrid Infrastructure Trust | 0.27% |
| Power Finance Corporation Limited | 0.26% |
| IKF Finance Limited | 0.26% |
| Capital Infra Trust InvITs | 0.25% |
| 6.9% Govt Stock 2065 | 0.24% |
| INDIGO 049 | 0.24% |
| VAJRA 004 TRUST | 0.16% |
| Rec Limited | 0.14% |
| Rec Limited | 0.13% |
| 6.64% Govt Stock 2035 | 0.13% |
| VAJRA 006 TRUST | 0.10% |
| Bajaj Housing Finance Limited | 0.04% |
| 7.64% Andhra Sgs 2031 | 0.02% |
| Treps - Tri-Party Repo | 6.69% |
| Union Bank Of India | 2.59% |
| Net Current Assets | 2.03% |
| Canara Bank | 0.32% |
| Jm Financial ASset Reconstruction Company Limited | - |
| Ntpc Limited | - |
In which sectors has HDFC Credit Risk Debt Gr invested in?
The HDFC Credit Risk Debt Gr has invested the majority of its money in the stocks of the following sectors -
| Company | Percentage of Portfolio |
|---|---|
| Basic Materials | - |
| Communication Services | - |
| Consumer Cyclical | - |
| Consumer Defensive | - |
| Energy | - |
| Financial Services | 1.96% |
| Healthcare | - |
| Industrials | 0.25% |
| Real Estate | 0.96% |
| Technology | - |
| Utilities | 0.44% |
What is the risk level of HDFC Credit Risk Debt Gr?
This is a Credit Risk fund comes with Moderately High Risk.
Who are the fund managers of HDFC Credit Risk Debt Gr?
HDFC Credit Risk Debt Gr fund managers are Praveen Jain, Dhruv Muchhal, Bhavyesh Divecha.
Is there a minimum SIP amount to invest in HDFC Credit Risk Debt Gr?
The minimum SIP amount to start investment in HDFC Credit Risk Debt Gr is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in HDFC Credit Risk Debt Gr both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in HDFC Credit Risk Debt Gr on the basis of your investment objective and risk tolerance.
How to invest in HDFC Credit Risk Debt Gr?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in HDFC Credit Risk Debt Gr:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of HDFC Credit Risk Debt Gr.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of HDFC Credit Risk Debt Gr?
The exit load of HDFC Credit Risk Debt Gr is as follows:
Exit load of 1.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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