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Scheme Information
ICICI Pru Banking & PSU Debt Qt IDCW-R
as of 22 May 2026, 16:38 PM
Scheme Asset Size₹9144.35 Cr
Expense Ratio0.62%
Cash Holding9.20775%
Fund TypeOpen-End
PlanDividend
BenchmarkNifty Banking & PSU Debt Idx A-II TR INR
Launch Date2013-05-02
Exit LoadExit load of 0.00% for investments if redeemed within 1 Years
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
3
rated by Value Research
Scheme Riskometer
Your principal will be at Moderate Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months -0.47%
In the last 3 months -0.60%
In the last 6 months -1.39%
In the last 1 Years 1.33%
In the last 3 Years 0.18%
In the last 5 Years 0.31%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| National Bank For Agriculture And Rural Development | - | B | 4.64% |
| LIC Housing Finance Ltd | - | B | 3.55% |
| National Bank For Agriculture And Rural Development | - | B | 3.29% |
| 7.34% Govt Stock 2064 | - | BT | 3.25% |
| Power Finance Corporation Limited | - | B | 2.98% |
| Small Industries Development Bank Of India | - | B | 2.71% |
| Rec Limited | - | B | 2.71% |
| 6.9% Govt Stock 2065 | - | BT | 2.52% |
| Mahanagar Telephone Nigam Limited | - | B | 2.40% |
| Small Industries Development Bank Of India | - | B | 2.19% |
| Power Finance Corporation Limited | - | B | 2.17% |
| SIDDHIVINAYAK SECURITISATION TRUST | - | BY | 2.17% |
| HDFC Bank Limited | - | B | 2.10% |
| 6.48% Govt Stock 2035 | - | BT | 1.99% |
| Small Industries Development Bank Of India | - | B | 1.88% |
| Bajaj Finance Limited | - | B | 1.63% |
| SHIVSHAKTI SECURITISATION TRUST | - | BY | 1.62% |
| Rec Limited | - | B | 1.48% |
| Export Import Bank Of India | - | B | 1.37% |
| National Bank For Agriculture And Rural Development | - | B | 1.36% |
| HDFC Bank Limited | - | B | 1.36% |
| Rural Electrification Corporation Limited | - | B | 1.35% |
| 7.57% Madhyapradesh Sgs 2045 | - | BT | 1.30% |
| HDFC Bank Limited | - | B | 1.23% |
| 7.24% Govt Stock 2055 | - | BT | 1.22% |
| Rural Electrification Corporation Limited | - | B | 1.12% |
| HDFC Bank Limited | - | B | 1.11% |
| HDFC Bank Limited | - | B | 1.10% |
| Power Finance Corporation Limited | - | B | 1.09% |
| Export Import Bank Of India | - | B | 1.08% |
| Housing And Urban Development Corporation Limited | - | B | 1.07% |
| Small Industries Development Bank Of India | - | B | 1.07% |
| 7.57% Madhyapradesh Sgs 2043 | - | BT | 1.07% |
| Small Industries Development Bank Of India | - | B | 0.98% |
| Export Import Bank Of India | - | B | 0.93% |
| Rec Limited | - | B | 0.88% |
| Mahanagar Telephone Nigam Limited | - | B | 0.87% |
| Power Finance Corporation Limited | - | B | 0.85% |
| National Bank For Agriculture And Rural Development | - | B | 0.82% |
| HDFC Bank Limited | - | B | 0.82% |
| INDIA UNIVERSAL TRUST AL1 | - | BY | 0.81% |
| HDFC Bank Limited | - | B | 0.73% |
| Citicorp Finance (India) Limited | - | B | 0.71% |
| Rec Limited | - | B | 0.68% |
| Axis Bank Limited | - | B | 0.61% |
| State Government Of Karnataka | - | BT | 0.61% |
| Indian Railway Finance Corporation Limited | - | B | 0.60% |
| Power Finance Corporation Limited | - | B | 0.59% |
| Rec Limited | - | B | 0.56% |
| Small Industries Development Bank Of India | - | B | 0.55% |
| Power Finance Corporation Limited | - | B | 0.55% |
| Power Finance Corporation Limited | - | B | 0.55% |
| National Bank For Agriculture And Rural Development | - | B | 0.55% |
| Housing And Urban Development Corporation Limited | - | B | 0.54% |
| Small Industries Development Bank Of India | - | B | 0.54% |
| Bharat Sanchar Nigam Limited | - | B | 0.54% |
| Indian Railway Finance Corporation Limited | - | B | 0.54% |
| Indian Railway Finance Corporation Limited | - | B | 0.53% |
| 7.12% Maharashtra Sgs 2038 | - | BT | 0.52% |
| Union Bank of India | - | BD | 0.51% |
| Telangana (Government of) | - | DS | 0.48% |
| ICICI Bank Limited | - | B | 0.43% |
| Power Finance Corporation Limited | - | B | 0.38% |
| 7.14% Maharashtra Sgs 2039 | - | BT | 0.36% |
| INDIA UNIVERSAL TRUST AL1 | - | BY | 0.34% |
| Corporate Debt Market Development Fund (Class A2) | - | EX | 0.33% |
| Small Industries Development Bank Of India | - | B | 0.33% |
| Power Finance Corporation Limited | - | B | 0.33% |
| INDIA UNIVERSAL TRUST AL2 | - | BY | 0.32% |
| 7.32% Chhattisgarh Sgs 2037 | - | BT | 0.29% |
| 7.12% Maharashtra Sgs 2047 | - | BT | 0.28% |
| Rec Limited | - | B | 0.28% |
| Housing And Urban Development Corporation Limited | - | B | 0.28% |
| Rec Limited | - | B | 0.27% |
| HDFC Bank Limited | - | B | 0.27% |
| Indian Railway Finance Corporation Limited | - | B | 0.27% |
| HDFC Bank Limited | - | B | 0.27% |
| ICICI Home Finance Company Limited | - | B | 0.27% |
| Power Finance Corporation Limited | - | B | 0.27% |
| National Bank For Agriculture And Rural Development | - | B | 0.27% |
| Rec Limited | - | B | 0.27% |
| Small Industries Development Bank Of India | - | B | 0.27% |
| National Bank For Agriculture And Rural Development | - | B | 0.27% |
| Bajaj Finance Limited | - | B | 0.27% |
| National Bank For Agriculture And Rural Development | - | B | 0.27% |
| Power Finance Corporation Limited | - | B | 0.26% |
| 7.13% Karnataka Sgs 2034 | - | BT | 0.25% |
| INDIA UNIVERSAL TRUST AL2 | - | BY | 0.24% |
| Rural Electrification Corporation Limited | - | B | 0.22% |
| 7.52% Bihar Sgs 2036 | - | BT | 0.18% |
| Rural Electrification Corporation Limited | - | B | 0.16% |
| Rec Limited | - | B | 0.16% |
| 7.09% Govt Stock 2054 | - | BT | 0.08% |
| Maharashtra State Development Loans | - | BT | 0.07% |
| INDIA UNIVERSAL TRUST AL2 | - | BY | 0.06% |
| 7.29% Westbengal Sgs 2038 | - | BT | 0.06% |
| Indian Railway Finance Corporation Limited | - | B | 0.06% |
| Power Finance Corporation Limited | - | B | 0.05% |
| Power Finance Corporation Limited | - | B | 0.05% |
| INDIA UNIVERSAL TRUST AL1 | - | BY | 0.05% |
| Kotak Mahindra Investments Limited | - | B | 0.03% |
| 6.75% Govt Stock 2033 | - | BT | 0.02% |
| 6.68% Govt Stock 2040 | - | BT | 0.00262% |
| 6.53% Govt Stock 2034 | - | BT | 0.00018% |
| Net Current Assets | - | C | 2.30% |
| Punjab National Bank | - | CD | 1.30% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | - | CD | 1.04% |
| Axis Bank Ltd | - | CD | 1.04% |
| HDFC Bank Limited | - | CD | 1.03% |
| Mashreq Bank Psc India Branch ** | - | C | 0.52% |
| Canara Bank | - | CD | 0.52% |
| Union Bank Of India | - | CD | 0.52% |
| Bank Of Baroda | - | CD | 0.52% |
| Treps | - | CR | 0.36% |
| Power Finance Corporation Limited | - | B | - |
| HDFC Bank Limited | - | CD | - |
| IDFC Bank Limited | - | CD | - |
| Small Industries Dev Bank Of India | - | CD | - |
| National Bank for Agriculture and Rural Development | - | BD | - |
| Rec Limited | - | B | - |
| Axis Bank Limited | - | CD | - |
| Power Finance Corporation Limited | - | B | - |
| Housing And Urban Development Corporation Limited | - | B | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Debt
90.46%
Cash
9.21%
Others
0.33%
Fund House Contact Details
Websitewww.icicipruamc.com
Phone+91 22 26428000
ICICI Prudential Asset Management Co Ltd
Asset Management Company
Funds in this Category
DSP Credit Risk Fund Reg Mly IDCW-R
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.50%
DSP Credit Risk Fund Reg Mly IDCW-P
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.50%
DSP Credit Risk Fund Reg Gr
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.42%
About ICICI Pru Banking & PSU Debt Qt IDCW-R
Investment Objective of the Scheme
To generate income through predominantly investing in Debt instruments of banks, Public Sector Undertakings, Public Financial Institutions and Municipal Bonds while maintaining the optimum balance of yield, safety and liquidity. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.
Key Features of The Fund
5-year return
+5.51%
Fund Manager
Manish Banthia
Risk Profile
Moderate Risk
Expense Ratio
0.62%
Fund Size
₹9144.35 Cr
FAQ's
What has been the returns generated by ICICI Pru Banking & PSU Debt Qt IDCW-R over different time periods?
The ICICI Pru Banking & PSU Debt Qt IDCW-R has given returns
1-Year
1.33
3-Year
5.82
5-Year
5.51
What is the expense ratio of ICICI Pru Banking & PSU Debt Qt IDCW-R?
The expense ratio of ICICI Pru Banking & PSU Debt Qt IDCW-R is 0.62%.
What is the AUM (Assets Under Management) of ICICI Pru Banking & PSU Debt Qt IDCW-R?
The AUM, short for Assets Under Management of ICICI Pru Banking & PSU Debt Qt IDCW-R is ₹9144.35 Cr as of 24 Sep 4867.
What are the top stock holdings of ICICI Pru Banking & PSU Debt Qt IDCW-R?
The ICICI Pru Banking & PSU Debt Qt IDCW-R has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| National Bank For Agriculture And Rural Development | 4.64% |
| LIC Housing Finance Ltd | 3.55% |
| National Bank For Agriculture And Rural Development | 3.29% |
| 7.34% Govt Stock 2064 | 3.25% |
| Power Finance Corporation Limited | 2.98% |
| Small Industries Development Bank Of India | 2.71% |
| Rec Limited | 2.71% |
| 6.9% Govt Stock 2065 | 2.52% |
| Mahanagar Telephone Nigam Limited | 2.40% |
| Small Industries Development Bank Of India | 2.19% |
| Power Finance Corporation Limited | 2.17% |
| SIDDHIVINAYAK SECURITISATION TRUST | 2.17% |
| HDFC Bank Limited | 2.10% |
| 6.48% Govt Stock 2035 | 1.99% |
| Small Industries Development Bank Of India | 1.88% |
| Bajaj Finance Limited | 1.63% |
| SHIVSHAKTI SECURITISATION TRUST | 1.62% |
| Rec Limited | 1.48% |
| Export Import Bank Of India | 1.37% |
| National Bank For Agriculture And Rural Development | 1.36% |
| HDFC Bank Limited | 1.36% |
| Rural Electrification Corporation Limited | 1.35% |
| 7.57% Madhyapradesh Sgs 2045 | 1.30% |
| HDFC Bank Limited | 1.23% |
| 7.24% Govt Stock 2055 | 1.22% |
| Rural Electrification Corporation Limited | 1.12% |
| HDFC Bank Limited | 1.11% |
| HDFC Bank Limited | 1.10% |
| Power Finance Corporation Limited | 1.09% |
| Export Import Bank Of India | 1.08% |
| Housing And Urban Development Corporation Limited | 1.07% |
| Small Industries Development Bank Of India | 1.07% |
| 7.57% Madhyapradesh Sgs 2043 | 1.07% |
| Small Industries Development Bank Of India | 0.98% |
| Export Import Bank Of India | 0.93% |
| Rec Limited | 0.88% |
| Mahanagar Telephone Nigam Limited | 0.87% |
| Power Finance Corporation Limited | 0.85% |
| National Bank For Agriculture And Rural Development | 0.82% |
| HDFC Bank Limited | 0.82% |
| INDIA UNIVERSAL TRUST AL1 | 0.81% |
| HDFC Bank Limited | 0.73% |
| Citicorp Finance (India) Limited | 0.71% |
| Rec Limited | 0.68% |
| Axis Bank Limited | 0.61% |
| State Government Of Karnataka | 0.61% |
| Indian Railway Finance Corporation Limited | 0.60% |
| Power Finance Corporation Limited | 0.59% |
| Rec Limited | 0.56% |
| Small Industries Development Bank Of India | 0.55% |
| Power Finance Corporation Limited | 0.55% |
| Power Finance Corporation Limited | 0.55% |
| National Bank For Agriculture And Rural Development | 0.55% |
| Housing And Urban Development Corporation Limited | 0.54% |
| Small Industries Development Bank Of India | 0.54% |
| Bharat Sanchar Nigam Limited | 0.54% |
| Indian Railway Finance Corporation Limited | 0.54% |
| Indian Railway Finance Corporation Limited | 0.53% |
| 7.12% Maharashtra Sgs 2038 | 0.52% |
| Union Bank of India | 0.51% |
| Telangana (Government of) | 0.48% |
| ICICI Bank Limited | 0.43% |
| Power Finance Corporation Limited | 0.38% |
| 7.14% Maharashtra Sgs 2039 | 0.36% |
| INDIA UNIVERSAL TRUST AL1 | 0.34% |
| Corporate Debt Market Development Fund (Class A2) | 0.33% |
| Small Industries Development Bank Of India | 0.33% |
| Power Finance Corporation Limited | 0.33% |
| INDIA UNIVERSAL TRUST AL2 | 0.32% |
| 7.32% Chhattisgarh Sgs 2037 | 0.29% |
| 7.12% Maharashtra Sgs 2047 | 0.28% |
| Rec Limited | 0.28% |
| Housing And Urban Development Corporation Limited | 0.28% |
| Rec Limited | 0.27% |
| HDFC Bank Limited | 0.27% |
| Indian Railway Finance Corporation Limited | 0.27% |
| HDFC Bank Limited | 0.27% |
| ICICI Home Finance Company Limited | 0.27% |
| Power Finance Corporation Limited | 0.27% |
| National Bank For Agriculture And Rural Development | 0.27% |
| Rec Limited | 0.27% |
| Small Industries Development Bank Of India | 0.27% |
| National Bank For Agriculture And Rural Development | 0.27% |
| Bajaj Finance Limited | 0.27% |
| National Bank For Agriculture And Rural Development | 0.27% |
| Power Finance Corporation Limited | 0.26% |
| 7.13% Karnataka Sgs 2034 | 0.25% |
| INDIA UNIVERSAL TRUST AL2 | 0.24% |
| Rural Electrification Corporation Limited | 0.22% |
| 7.52% Bihar Sgs 2036 | 0.18% |
| Rural Electrification Corporation Limited | 0.16% |
| Rec Limited | 0.16% |
| 7.09% Govt Stock 2054 | 0.08% |
| Maharashtra State Development Loans | 0.07% |
| INDIA UNIVERSAL TRUST AL2 | 0.06% |
| 7.29% Westbengal Sgs 2038 | 0.06% |
| Indian Railway Finance Corporation Limited | 0.06% |
| Power Finance Corporation Limited | 0.05% |
| Power Finance Corporation Limited | 0.05% |
| INDIA UNIVERSAL TRUST AL1 | 0.05% |
| Kotak Mahindra Investments Limited | 0.03% |
| 6.75% Govt Stock 2033 | 0.02% |
| 6.68% Govt Stock 2040 | 0.00% |
| 6.53% Govt Stock 2034 | 0.00% |
| Net Current Assets | 2.30% |
| Punjab National Bank | 1.30% |
| Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) | 1.04% |
| Axis Bank Ltd | 1.04% |
| HDFC Bank Limited | 1.03% |
| Mashreq Bank Psc India Branch ** | 0.52% |
| Canara Bank | 0.52% |
| Union Bank Of India | 0.52% |
| Bank Of Baroda | 0.52% |
| Treps | 0.36% |
| Power Finance Corporation Limited | - |
| HDFC Bank Limited | - |
| IDFC Bank Limited | - |
| Small Industries Dev Bank Of India | - |
| National Bank for Agriculture and Rural Development | - |
| Rec Limited | - |
| Axis Bank Limited | - |
| Power Finance Corporation Limited | - |
| Housing And Urban Development Corporation Limited | - |
What is the risk level of ICICI Pru Banking & PSU Debt Qt IDCW-R?
This is a Banking & PSU fund comes with Moderate Risk.
Who are the fund managers of ICICI Pru Banking & PSU Debt Qt IDCW-R?
ICICI Pru Banking & PSU Debt Qt IDCW-R fund managers are Manish Banthia, Rohit Lakhotia.
Is there a minimum SIP amount to invest in ICICI Pru Banking & PSU Debt Qt IDCW-R?
The minimum SIP amount to start investment in ICICI Pru Banking & PSU Debt Qt IDCW-R is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in ICICI Pru Banking & PSU Debt Qt IDCW-R both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in ICICI Pru Banking & PSU Debt Qt IDCW-R on the basis of your investment objective and risk tolerance.
How to invest in ICICI Pru Banking & PSU Debt Qt IDCW-R?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in ICICI Pru Banking & PSU Debt Qt IDCW-R:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of ICICI Pru Banking & PSU Debt Qt IDCW-R.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of ICICI Pru Banking & PSU Debt Qt IDCW-R?
The exit load of ICICI Pru Banking & PSU Debt Qt IDCW-R is as follows:
Exit load of 0.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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