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Scheme Information
SBI Banking & PSU Reg WkIDCW-P
as of 22 May 2026, 16:32 PM
Scheme Asset Size₹3747.89 Cr
Expense Ratio0.8%
Cash Holding35.54677%
Fund TypeOpen-End
PlanDividend
BenchmarkNIFTY Banking & PSU Debt TR INR
Launch Date2009-10-09
Exit LoadExit load of 0.00% for investments if redeemed within 1 Days
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
2
rated by Value Research
Scheme Riskometer
Your principal will be at Moderate Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months -0.30%
In the last 3 months 0.21%
In the last 6 months 0.88%
In the last 1 Years 3.19%
In the last 3 Years 0.20%
In the last 5 Years 0.30%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| Power Grid Corporation Of India Limited | - | B | 4.91% |
| Ongc Petro Additions Limited | - | B | 4.68% |
| GAil (India) Limited | - | B | 4.67% |
| India Infrastructure Finance Company Limited | - | B | 3.88% |
| 6.68% Govt Stock 2040 | - | BT | 3.77% |
| National Highways Infra TRust | - | B | 3.39% |
| Power Finance Corporation Limited | - | B | 3.31% |
| Equitas Small Finance Bank Ltd. | - | B | 3.24% |
| 6.9% Govt Stock 2065 | - | BT | 3.14% |
| Ongc Petro Additions Limited | - | B | 2.67% |
| HDFC Bank Ltd. | - | B | 2.60% |
| National Bank For Agriculture And Rural Development | - | B | 2.54% |
| National Bank for Agriculture and Rural Development | - | BD | 2.51% |
| Punjab National Bank | - | B | 2.50% |
| National Bank For Agriculture And Rural Development | - | B | 2.13% |
| 7.75% Tamilnadu SDL 2032 | - | BT | 2.03% |
| Rural Electrification Corporation Limited | - | B | 2.01% |
| Small Industries Development Bank Of India | - | B | 2.01% |
| Small Industries Development Bank Of India | - | B | 1.34% |
| Power Finance Corporation Limited | - | B | 1.34% |
| State Government Of West Bengal | - | BT | 1.07% |
| Small Industries Development Bank Of India | - | B | 0.94% |
| Nhpc Limited | - | B | 0.88% |
| Power Grid Corporation Of India Limited | - | B | 0.75% |
| Nhpc Limited | - | B | 0.67% |
| Rec Limited | - | B | 0.67% |
| Small Industries Development Bank Of India | - | B | 0.67% |
| Nuclear Power Corporation Of India Limited | - | B | 0.66% |
| National Bank For Agriculture And Rural Development | - | B | 0.66% |
| 6.48% Govt Stock 2035 | - | BT | 0.64% |
| Corporate Debt Market Development Fund-A2 | - | EX | 0.40% |
| Canara Bank | - | B | 0.27% |
| Power Grid Corporation Of India Limited | - | B | 0.14% |
| Nhpc Limited | - | B | 0.05% |
| Punjab National Bank | - | CD | 5.69% |
| HDFC Bank Limited | - | CD | 5.65% |
| Bank Of Baroda | - | CD | 5.06% |
| Union Bank Of India | - | CD | 5.02% |
| Canara Bank | - | CD | 3.77% |
| Canara Bank | - | CD | 2.51% |
| Treps | - | CR | 2.33% |
| Au Small Finance Bank Limited | - | CD | 1.95% |
| Axis Bank Limited | - | CD | 0.65% |
| Net Receivable / Payable | - | C | 0.24% |
| Union Bank of India | - | BD | - |
| West Bengal (Government of) 8.04% | - | DS | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Debt
64.06%
Cash
35.55%
Others
0.4%
Fund House Contact Details
Websitewww.sbimf.com
Phone022 - 61793000
SBI Funds Management Ltd
Asset Management Company
Funds in this Category
DSP Credit Risk Fund Reg Mly IDCW-R
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.50%
DSP Credit Risk Fund Reg Mly IDCW-P
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.50%
DSP Credit Risk Fund Reg Gr
Debt
Min. Investment
₹100
Category Returns
10.92%
15.50%
3Y Returns
+15.42%
About SBI Banking & PSU Reg WkIDCW-P
Investment Objective of the Scheme
The scheme seeks to generate regular income through a judicious mix of portfolio comprising predominantly debt and money market securities of Banks, Public Sector Undertakings, Public Financial Institutions and Municipal bodies.
Key Features of The Fund
5-year return
+5.42%
Fund Manager
Ardhendu Bhattacharya
Risk Profile
Moderate Risk
Expense Ratio
0.80%
Fund Size
₹3747.89 Cr
FAQ's
What has been the returns generated by SBI Banking & PSU Reg WkIDCW-P over different time periods?
The SBI Banking & PSU Reg WkIDCW-P has given returns
1-Year
3.19
3-Year
6.39
5-Year
5.42
What is the expense ratio of SBI Banking & PSU Reg WkIDCW-P?
The expense ratio of SBI Banking & PSU Reg WkIDCW-P is 0.8%.
What is the AUM (Assets Under Management) of SBI Banking & PSU Reg WkIDCW-P?
The AUM, short for Assets Under Management of SBI Banking & PSU Reg WkIDCW-P is ₹3747.89 Cr as of 29 Aug 3157.
What are the top stock holdings of SBI Banking & PSU Reg WkIDCW-P?
The SBI Banking & PSU Reg WkIDCW-P has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| Power Grid Corporation Of India Limited | 4.91% |
| Ongc Petro Additions Limited | 4.68% |
| GAil (India) Limited | 4.67% |
| India Infrastructure Finance Company Limited | 3.88% |
| 6.68% Govt Stock 2040 | 3.77% |
| National Highways Infra TRust | 3.39% |
| Power Finance Corporation Limited | 3.31% |
| Equitas Small Finance Bank Ltd. | 3.24% |
| 6.9% Govt Stock 2065 | 3.14% |
| Ongc Petro Additions Limited | 2.67% |
| HDFC Bank Ltd. | 2.60% |
| National Bank For Agriculture And Rural Development | 2.54% |
| National Bank for Agriculture and Rural Development | 2.51% |
| Punjab National Bank | 2.50% |
| National Bank For Agriculture And Rural Development | 2.13% |
| 7.75% Tamilnadu SDL 2032 | 2.03% |
| Rural Electrification Corporation Limited | 2.01% |
| Small Industries Development Bank Of India | 2.01% |
| Small Industries Development Bank Of India | 1.34% |
| Power Finance Corporation Limited | 1.34% |
| State Government Of West Bengal | 1.07% |
| Small Industries Development Bank Of India | 0.94% |
| Nhpc Limited | 0.88% |
| Power Grid Corporation Of India Limited | 0.75% |
| Nhpc Limited | 0.67% |
| Rec Limited | 0.67% |
| Small Industries Development Bank Of India | 0.67% |
| Nuclear Power Corporation Of India Limited | 0.66% |
| National Bank For Agriculture And Rural Development | 0.66% |
| 6.48% Govt Stock 2035 | 0.64% |
| Corporate Debt Market Development Fund-A2 | 0.40% |
| Canara Bank | 0.27% |
| Power Grid Corporation Of India Limited | 0.14% |
| Nhpc Limited | 0.05% |
| Punjab National Bank | 5.69% |
| HDFC Bank Limited | 5.65% |
| Bank Of Baroda | 5.06% |
| Union Bank Of India | 5.02% |
| Canara Bank | 3.77% |
| Canara Bank | 2.51% |
| Treps | 2.33% |
| Au Small Finance Bank Limited | 1.95% |
| Axis Bank Limited | 0.65% |
| Net Receivable / Payable | 0.24% |
| Union Bank of India | - |
| West Bengal (Government of) 8.04% | - |
What is the risk level of SBI Banking & PSU Reg WkIDCW-P?
This is a Banking & PSU fund comes with Moderate Risk.
Who are the fund managers of SBI Banking & PSU Reg WkIDCW-P?
SBI Banking & PSU Reg WkIDCW-P fund managers are Ardhendu Bhattacharya, Pradeep Kesavan.
Is there a minimum SIP amount to invest in SBI Banking & PSU Reg WkIDCW-P?
The minimum SIP amount to start investment in SBI Banking & PSU Reg WkIDCW-P is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in SBI Banking & PSU Reg WkIDCW-P both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in SBI Banking & PSU Reg WkIDCW-P on the basis of your investment objective and risk tolerance.
How to invest in SBI Banking & PSU Reg WkIDCW-P?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in SBI Banking & PSU Reg WkIDCW-P:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of SBI Banking & PSU Reg WkIDCW-P.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of SBI Banking & PSU Reg WkIDCW-P?
The exit load of SBI Banking & PSU Reg WkIDCW-P is as follows:
Exit load of 0.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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