- Offerings
- Tools & Platforms
Tools & Calculators
- Open API
- Calculators
- SIP Calculator
- CAGR Calculator
- Compound Interest Calculator
- FD Calculator
- RD Calculator
- EPF Calculator
- Retirement Calculator
- HDFC SIP Calculator
- Mutual Fund Return Calculator
- Lumpsum Calculator
- Step Up SIP Calculator
- ETF SIP Calculator
- Brokerage Calculator
- Equity Margin Calculator
- SWP Calculator
- EMI Calculator
- MTF Calculator
- Margin Pledge Calculator
- Markets
Stocks
F&O
Mutual Funds
- More
Scheme Information
UTI Banking & Fin Svcs IDCW-R
as of 05 May 2026, 15:27 PM
SIP Calculator
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Scheme Ratings
rated by Value Research
Scheme Riskometer
Your principal will be at Very High Risk
Investment Returns
Absolute Returns
CAGR
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial Services | E | 14.46% |
| HDFC Bank Ltd | Financial Services | E | 13.57% |
| Axis Bank Ltd | Financial Services | E | 10.62% |
| Kotak Mahindra Bank Ltd | Financial Services | E | 9.47% |
| Bajaj Finance Ltd | Financial Services | E | 5.91% |
| State Bank of India | Financial Services | E | 4.84% |
| Shriram Finance Ltd | Financial Services | E | 4.76% |
| Bajaj Finserv Ltd | Financial Services | E | 3.31% |
| Multi Commodity Exchange of India Ltd | Financial Services | E | 2.95% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | Financial Services | E | 2.72% |
| Cholamandalam Investment and Finance Co Ltd | Financial Services | E | 2.54% |
| HDFC Life Insurance Co Ltd | Financial Services | E | 2.14% |
| ICICI Lombard General Insurance Co Ltd | Financial Services | E | 2.11% |
| Max Financial Services Ltd | Financial Services | E | 1.92% |
| India Shelter Finance Corporation Ltd | Financial Services | E | 1.71% |
| Bank of Baroda | Financial Services | E | 1.63% |
| SBI Life Insurance Co Ltd | Financial Services | E | 1.61% |
| The Federal Bank Ltd | Financial Services | E | 1.50% |
| AAVAS Financiers Ltd | Financial Services | E | 1.33% |
| REC Ltd | Financial Services | E | 1.30% |
| UTI Liquid Dir Gr | - | FO | 0.99% |
| Karur Vysya Bank Ltd | Financial Services | E | 0.93% |
| IndusInd Bank Ltd | Financial Services | E | 0.73% |
| ICICI Prudential Asset Management Co Ltd | Financial Services | E | 0.69% |
| HDFC Asset Management Co Ltd | Financial Services | E | 0.68% |
| Seshaasai Technologies Ltd | Technology | E | 0.53% |
| Indian Bank | Financial Services | E | 0.49% |
| CreditAccess Grameen Ltd Ordinary Shares | Financial Services | E | 0.47% |
| AU Small Finance Bank Ltd | Financial Services | E | 0.45% |
| KFin Technologies Ltd | Technology | E | 0.42% |
| General Insurance Corp of India | Financial Services | E | 0.33% |
| Prudent Corporate Advisory Services Ltd | Financial Services | E | 0.07% |
| Net Current Assets | - | C | 2.79% |
| Clearing Corporation Of India Ltd. Std - Margin | - | CR | 0.00824% |
| HDB Financial Services Ltd | - | E | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Equity
96.21%
Cash
3.79%
Equity sector allocation
Financial Services
95.26%
Technology
0.95%
Others
3.79%
Fund House Contact Details
Asset Management Company
Funds in this Category
Nippon India Taiwan Equity Reg Gr
Equity
Min. Investment
₹500
Category Returns
31.92%
63.78%
3Y Returns
+63.78%
Mirae Asset NYSE FANG+ ETF FoF Reg Gr
Equity
Min. Investment
₹5000
Category Returns
31.92%
63.78%
3Y Returns
+48.34%
DSP Wld Gld Mng Ovrs Eq Omni FoF Gr
Equity
Min. Investment
₹100
Category Returns
31.92%
63.78%
3Y Returns
+45.98%
About UTI Banking & Fin Svcs IDCW-R
Investment Objective of the Scheme
Key Features of The Fund
5-year return
+13.06%
Fund Manager
Amit Premchandani
Risk Profile
Very High Risk
Expense Ratio
2.16%
Fund Size
₹1213.39 Cr
FAQ's
What has been the returns generated by UTI Banking & Fin Svcs IDCW-R over different time periods?
What is the expense ratio of UTI Banking & Fin Svcs IDCW-R?
What is the AUM (Assets Under Management) of UTI Banking & Fin Svcs IDCW-R?
What are the top stock holdings of UTI Banking & Fin Svcs IDCW-R?
The UTI Banking & Fin Svcs IDCW-R has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| ICICI Bank Ltd | 14.46% |
| HDFC Bank Ltd | 13.57% |
| Axis Bank Ltd | 10.62% |
| Kotak Mahindra Bank Ltd | 9.47% |
| Bajaj Finance Ltd | 5.91% |
| State Bank of India | 4.84% |
| Shriram Finance Ltd | 4.76% |
| Bajaj Finserv Ltd | 3.31% |
| Multi Commodity Exchange of India Ltd | 2.95% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | 2.72% |
| Cholamandalam Investment and Finance Co Ltd | 2.54% |
| HDFC Life Insurance Co Ltd | 2.14% |
| ICICI Lombard General Insurance Co Ltd | 2.11% |
| Max Financial Services Ltd | 1.92% |
| India Shelter Finance Corporation Ltd | 1.71% |
| Bank of Baroda | 1.63% |
| SBI Life Insurance Co Ltd | 1.61% |
| The Federal Bank Ltd | 1.50% |
| AAVAS Financiers Ltd | 1.33% |
| REC Ltd | 1.30% |
| UTI Liquid Dir Gr | 0.99% |
| Karur Vysya Bank Ltd | 0.93% |
| IndusInd Bank Ltd | 0.73% |
| ICICI Prudential Asset Management Co Ltd | 0.69% |
| HDFC Asset Management Co Ltd | 0.68% |
| Seshaasai Technologies Ltd | 0.53% |
| Indian Bank | 0.49% |
| CreditAccess Grameen Ltd Ordinary Shares | 0.47% |
| AU Small Finance Bank Ltd | 0.45% |
| KFin Technologies Ltd | 0.42% |
| General Insurance Corp of India | 0.33% |
| Prudent Corporate Advisory Services Ltd | 0.07% |
| Net Current Assets | 2.79% |
| Clearing Corporation Of India Ltd. Std - Margin | 0.01% |
| HDB Financial Services Ltd | - |
In which sectors has UTI Banking & Fin Svcs IDCW-R invested in?
The UTI Banking & Fin Svcs IDCW-R has invested the majority of its money in the stocks of the following sectors -
| Company | Percentage of Portfolio |
|---|---|
| Basic Materials | - |
| Communication Services | - |
| Consumer Cyclical | - |
| Consumer Defensive | - |
| Energy | - |
| Financial Services | 95.26% |
| Healthcare | - |
| Industrials | - |
| Real Estate | - |
| Technology | 0.95% |
| Utilities | - |
What is the risk level of UTI Banking & Fin Svcs IDCW-R?
Who are the fund managers of UTI Banking & Fin Svcs IDCW-R?
Is there a minimum SIP amount to invest in UTI Banking & Fin Svcs IDCW-R?
Can I invest in UTI Banking & Fin Svcs IDCW-R both in SIP and lump sum?
How to invest in UTI Banking & Fin Svcs IDCW-R?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in UTI Banking & Fin Svcs IDCW-R:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of UTI Banking & Fin Svcs IDCW-R.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of UTI Banking & Fin Svcs IDCW-R?
The exit load of UTI Banking & Fin Svcs IDCW-R is as follows:
Exit load of 1.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
By signing up I certify terms, conditions & privacy policy