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Scheme Information
UTI Banking & PSU Reg Gr
as of 01 May 2026, 15:17 PM
Scheme Asset Size₹1116.17 Cr
Expense Ratio0.46%
Cash Holding31.03934%
Fund TypeOpen-End
PlanDividend
BenchmarkNIFTY Banking and PSU Debt A-II TR INR
Launch Date2014-02-03
Exit LoadExit load of 0.00% for investments if redeemed within 1 Years
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
4
rated by Value Research
Scheme Riskometer
Your principal will be at Low To Moderate Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months 0.61%
In the last 3 months 1.40%
In the last 6 months 2.28%
In the last 1 Years 5.81%
In the last 3 Years 0.22%
In the last 5 Years 0.42%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| National Housing Bank | - | B | 5.38% |
| Axis Bank Limited | - | B | 4.92% |
| 7.38% Govt Stock 2027 | - | BT | 4.54% |
| Export Import Bank Of India | - | B | 4.49% |
| Small Industries Development Bank Of India | - | B | 4.48% |
| Power Finance Corporation Limited | - | B | 3.60% |
| National Bank For Agriculture And Rural Development | - | B | 3.59% |
| HDFC Bank Limited | - | B | 3.13% |
| Indian Railway Finance Corporation Limited | - | B | 2.70% |
| 7.86% Karnataka Sdl 2027 | - | BT | 2.27% |
| Aditya Birla Housing Finance Limited | - | B | 2.25% |
| Power Finance Corporation Limited | - | B | 2.25% |
| Kotak Mahindra Prime Limited | - | B | 2.24% |
| Power Finance Corporation Limited | - | B | 2.24% |
| National Housing Bank | - | B | 2.24% |
| Rec Limited | - | B | 2.24% |
| Export Import Bank Of India | - | B | 2.23% |
| LIC Housing Finance Ltd | - | B | 2.22% |
| 7.61% Tamilnadu SDL 2027 | - | BT | 1.81% |
| Toyota Financial Services India Limited | - | B | 1.80% |
| Bajaj Housing Finance Limited | - | B | 1.78% |
| ICICI Bank Limited | - | B | 1.34% |
| Nhpc Limited | - | B | 1.34% |
| National Bank for Agriculture and Rural Development | - | BD | 1.26% |
| Gujarat State Development Loans | - | BT | 0.90% |
| Nhpc Limited | - | B | 0.89% |
| Gs15dec2027c | - | BT | 0.56% |
| Corporate Debt Market Devt Fund - A2 Units | - | EX | 0.26% |
| Kotak Mahindra Bank Limited | - | CD | 6.40% |
| Union Bank Of India | - | CD | 6.36% |
| National Bank For Agriculture And Rural Development | - | CD | 4.23% |
| Poonawalla Fincorp Ltd | - | CP | 4.22% |
| Net Current Assets | - | C | 2.59% |
| Indian Bank | - | CD | 2.12% |
| Small Industries Dev Bank Of India | - | CD | 2.11% |
| ICICI Securities Limited | - | CP | 1.26% |
| Indian Bank | - | CD | 0.86% |
| HDFC Bank Limited | - | CD | 0.85% |
| Clearing Corporation Of India Ltd. Std - Margin | - | CR | 0.03% |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Debt
68.7%
Cash
31.04%
Others
0.26%
Fund House Contact Details
Websitehttps://www.utiwms.com
Phone+91-22-6678 6666
UTI Asset Management Co Ltd
Asset Management Company
Funds in this Category
About UTI Banking & PSU Reg Gr
Investment Objective of the Scheme
The investment objective of the scheme is to generate reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities issued by Banks, Public Sector Undertakings (PSUs), Public Financial Institutions (PFIs) and Municipal Bonds. However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.
Key Features of The Fund
5-year return
+7.20%
Fund Manager
Anurag Mittal
Risk Profile
Low To Moderate Risk
Expense Ratio
0.46%
Fund Size
₹1116.17 Cr
FAQ's
What has been the returns generated by UTI Banking & PSU Reg Gr over different time periods?
The UTI Banking & PSU Reg Gr has given returns
1-Year
5.81
3-Year
6.95
5-Year
7.20
What is the expense ratio of UTI Banking & PSU Reg Gr?
The expense ratio of UTI Banking & PSU Reg Gr is 0.46%.
What is the AUM (Assets Under Management) of UTI Banking & PSU Reg Gr?
The AUM, short for Assets Under Management of UTI Banking & PSU Reg Gr is ₹1116.17 Cr as of 13 Sep 2323.
What are the top stock holdings of UTI Banking & PSU Reg Gr?
The UTI Banking & PSU Reg Gr has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| National Housing Bank | 5.38% |
| Axis Bank Limited | 4.92% |
| 7.38% Govt Stock 2027 | 4.54% |
| Export Import Bank Of India | 4.49% |
| Small Industries Development Bank Of India | 4.48% |
| Power Finance Corporation Limited | 3.60% |
| National Bank For Agriculture And Rural Development | 3.59% |
| HDFC Bank Limited | 3.13% |
| Indian Railway Finance Corporation Limited | 2.70% |
| 7.86% Karnataka Sdl 2027 | 2.27% |
| Aditya Birla Housing Finance Limited | 2.25% |
| Power Finance Corporation Limited | 2.25% |
| Kotak Mahindra Prime Limited | 2.24% |
| Power Finance Corporation Limited | 2.24% |
| National Housing Bank | 2.24% |
| Rec Limited | 2.24% |
| Export Import Bank Of India | 2.23% |
| LIC Housing Finance Ltd | 2.22% |
| 7.61% Tamilnadu SDL 2027 | 1.81% |
| Toyota Financial Services India Limited | 1.80% |
| Bajaj Housing Finance Limited | 1.78% |
| ICICI Bank Limited | 1.34% |
| Nhpc Limited | 1.34% |
| National Bank for Agriculture and Rural Development | 1.26% |
| Gujarat State Development Loans | 0.90% |
| Nhpc Limited | 0.89% |
| Gs15dec2027c | 0.56% |
| Corporate Debt Market Devt Fund - A2 Units | 0.26% |
| Kotak Mahindra Bank Limited | 6.40% |
| Union Bank Of India | 6.36% |
| National Bank For Agriculture And Rural Development | 4.23% |
| Poonawalla Fincorp Ltd | 4.22% |
| Net Current Assets | 2.59% |
| Indian Bank | 2.12% |
| Small Industries Dev Bank Of India | 2.11% |
| ICICI Securities Limited | 1.26% |
| Indian Bank | 0.86% |
| HDFC Bank Limited | 0.85% |
| Clearing Corporation Of India Ltd. Std - Margin | 0.03% |
What is the risk level of UTI Banking & PSU Reg Gr?
This is a Banking & PSU fund comes with Low To Moderate Risk.
Who are the fund managers of UTI Banking & PSU Reg Gr?
UTI Banking & PSU Reg Gr fund managers are Anurag Mittal.
Is there a minimum SIP amount to invest in UTI Banking & PSU Reg Gr?
The minimum SIP amount to start investment in UTI Banking & PSU Reg Gr is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in UTI Banking & PSU Reg Gr both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in UTI Banking & PSU Reg Gr on the basis of your investment objective and risk tolerance.
How to invest in UTI Banking & PSU Reg Gr?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in UTI Banking & PSU Reg Gr:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of UTI Banking & PSU Reg Gr.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of UTI Banking & PSU Reg Gr?
The exit load of UTI Banking & PSU Reg Gr is as follows:
Exit load of 0.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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