Bandhan Bank Share Price Falls 4.95% After Q2 FY26 Profit Slumps 88% YoY

Kolkata, October 31: Bandhan Bank share price is witnessing negative investor demand today, on October 31. As of 9:45 AM, Bandhan Bank stock price is down by 4.95%, or 8.45 points, and is trading at ₹162.13. Until now, the shares have traded within a range of ₹164.90 and ₹160.31. The current traded volume stands at 1.67 crore shares, with the company’s market cap at ₹27,480 crore. The shares of Bandhan Bank have their 52-week high at ₹192.48 and their 52-week low at ₹128.16. The fall in the share price is a result of the company posting weak financials with profit declining by 88% year-on-year.

Shares Fall After Weak Q2 FY26 Financial Performance

The fall in the Bandhan Bank share price comes after the company announced weak Q2 FY26 financial results. In Q2 FY26, the bank’s total revenue was ₹31.4 billion, down 11.5% year-on-year and 10% quarter-on-quarter. Net Interest Income (NII) stood at ₹25.9 billion, a 11.8% YoY decline and 6.1% QoQ fall. Operating profit was ₹13.1 billion, down 29.4% YoY. Provisions remained stable at ₹11.5 billion. Profit After Tax (PAT) declined to ₹1.1 billion from ₹3.7 billion in Q1 FY26 and ₹9.4 billion in Q2 FY25, a 88.1% YoY decline. Net Interest Margin (NIM) was 5.8%, while ROA and ROE were 0.2% and 1.8%, respectively.

Gross advances were ₹1,400.4 billion, up 7.2% YoY and 4.8% QoQ. The non-EEB book (Housing, Retail, and Wholesale) grew 23.8% YoY to ₹883.1 billion. Total deposits rose 10.9% YoY to ₹1,580.7 billion. It was driven by a 16.1% growth in retail deposits at ₹1,121.3 billion. However, the CASA ratio fell to 28.0% from 33.2% a year ago.

However, the bank maintained stable asset quality. Its Gross NPA ratio was 5.0% and Net NPA ratio was 1.4%. The Provision Coverage Ratio (PCR) was at 73.7%, and credit cost remained high at 3.4%.

Share Price Witnessing Heavy Selloff

Bandhan Bank’s Q2 FY26 results showed a weak performance. The revenue fell 11.5% year-on-year to ₹31.4 billion and profit after tax declined 88.1% to ₹1.1 billion. However, the bank’s advances increased by 7.2% and deposits by 10.9%. Meanwhile, the shares are witnessing a heavy selloff and investors have become cautious about its long-term potential due to a sharp decline in its net profit. It remains to be seen how the Bandhan Bank stock performs for the rest of the trading day.

REF: https://nsearchives.nseindia.com/corporate/BANDHANBNK_30102025165859_SE_Disclosure_Investor_PPT_Q2_30102025_sd.pdf

Disclaimer: At HDFC SKY, we take utmost care and due diligence in curating and presenting news and market-related content. However, inadvertent errors or omissions may occasionally occur.

If you have any concerns, questions, or wish to point out any discrepancies in our content, please feel free to write to us at content@hdfcsec.com.

Please note that the information shared is intended solely for informational purposes and does not make any investment recommendations