Moneyboxx Finance Q2 FY26 Net Profit Falls to ₹27.85 Lakh; Board Approves 1:1 Bonus Issue

New Delhi, October 31, 2025: Moneyboxx Finance Limited has posted its unaudited standalone financial results for the quarter and half-year period ending September 30, 2025. The company registered a decline in quarterly profits. In addition, the board passed several major resolutions at its October 30, 2025, meeting, including a 1:1 bonus share issue and an increase in authorised capital.

Moneyboxx Finance Limited is a publicly traded Non-Banking Financial Company dedicated to supporting small and micro-entrepreneurs with unsecured and secured loans. The company has a listing on the BSE and NSE under the code MONEYBOXX.

Key Financial Performance For Q2FY26

The company reported a net profit of ₹27.85 lakh in Q2 FY26, a sharp decline from ₹203.26 lakh in the corresponding quarter last year. However, statutory total income rose 11.1% year-on-year to ₹5,506.28 lakh, driven mainly by higher interest and fee income.

Interest income climbed to ₹4,987.43 lakh from ₹4,065.92 lakh a year earlier, while fees and commissions contributed ₹369.75 lakh. The rise in impaired financial instruments to ₹526.59 lakh weighed heavily on profitability.

Balance Sheet Highlights

As of September 30, 2025, the company’s total assets stood at ₹92,955.57 lakh, with a net worth of ₹26,205.11 lakh. Total borrowings, including debt securities, amounted to ₹62,597.75 lakh. The debt-to-equity ratio of 2.41x reflects a balanced leverage position, while the capital adequacy ratio of 27.14% underscores the company’s strong and stable financial standing.

Key Announcements

The Board has announced three key updates. The first is the approval of a 1:1 bonus share issue, meaning shareholders will receive one additional equity share for every share held. To fund this, the company will capitalise around ₹37.50 crore from its securities premium account. Following the issuance, the paid-up capital will increase from ₹32.70 crore to ₹65.41 crore. The bonus allotment is expected to be completed by December 30, 2025.

The company also announced a revision in its authorised capital, which has been raised from ₹40 crore to ₹100 crore to support future growth and fundraising initiatives.

Additionally, there has been a change in the Internal Auditor position. Mr Saurabh Agarwal has stepped down, and Mr Kumud Kumar, AVP – Finance, will take over as the new Internal Auditor. With over 25 years of experience in finance, audit, and risk management, Mr Kumar is well-equipped to oversee internal controls and compliance functions.

Share Market Performance

At 11:40, the share price of Moneyboxx Finance Limited traded at ₹163, down ₹6.75 or 3.98% from the previous close of ₹169.75. The stock opened at ₹160.15 and has traded between ₹160.15 and ₹166.95 so far. The company’s market cap was at ₹548.80 crore. Its PE ratio was negative at 195.50, and trading volume was 1,250 shares.

REF: https://nsearchives.nseindia.com/corporate/MONEYBOXX_30102025182519_Outcome_of_Board_Meeting.pdf

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