SG Finserve Q2FY26 Net Profit Surges 16% QoQ to ₹28.4 Crore; Stock Jumps 5.3%

Ghaziabad, October 14, 2025: Shares of SG Finserve Limited (NSE: SGFIN, BSE: 539199) increased 5.3% to ₹397 as of 1:34 PM on Tuesday following the robust Q2FY26 results of the company, wherein the company’s quarterly profit rose 16% sequentially to ₹28.4 crore.

SG Finserve Limited is a Delhi-headquartered RBI-registered NBFC with expertise in MSME supply chain financing. The company caters to more than 1,000 MSMEs through a digital lending platform with pan-India reach across 25 cities, including Mumbai, Delhi-NCR, Bengaluru, and Ahmedabad. It is rated AA(CE)/A1+ by ICRA and CRISIL, and is widening its loan book through tie-ups with leading corporates such as Bajaj Electricals, Tata Motors, Whirlpool, Oppo, and Kajaria.

Quarterly Financial Highlights (Q2FY26 vs Q1FY26)

SG Finserve Limited delivered a strong Q2FY26 performance, with operating income increasing 11% to ₹74.72 crore from ₹67.59 crore in Q1FY26. The net interest income increased 4% to ₹44.39 crore, and the profit after tax increased 16% to ₹28.40 crore. The loan book increased 15% to ₹2,878 crore with the help of gross disbursals at ₹5,846 crore, which increased 11% on a quarter-on-quarter basis. Gross NPAs remained nil.

The Return on Assets (ROA) of the non-banking finance company (NBFC) remained at 4.5%, and Return on Equity (ROE) at 10.7%, showing constant productivity improvements in the MSME lending book.

Half-Yearly Performance (H1FY26 vs H1FY25)

SG Finserve Limited reported healthy H1FY26 performance, with operating Income rising by 91% to ₹142.31 crore from ₹74.43 crore in the comparable period of FY25. The net interest income rose by 40% to ₹87.18 crore, and profit after tax grew by 58% to ₹52.92 crore. The loan book rose significantly year-on-year by 250% to ₹2,878 crore.

SG Finserve’s loan book expanded 3.5x YoY, driven by accelerated MSME supply-chain financing and digital platform adoption. The company maintained a 100% digital lending process through its proprietary platform, integrating automated credit scoring, AI-led credit monitoring, and real-time loan disbursement systems.

Management Commentary

We’re pleased to observe the company’s gradual growth pattern. The growth in loan book and profitability indicates the efficacy of our digital and risk-mitigated model of MSME financing,” stated Sahil Sikka, COO & CFO of SG Finserve Limited. Its Chief Executive Officer, Sorabh Dhawan, also mentioned, “Our associations with marquee anchors like the TATA Group, JSW, Vedanta, and Ashok Leyland fortify our network in the realm of supply chain financing.

Strategic Developments

• Secured equity commitment of ₹450 crore in the form of share warrants; ₹112 crore already received, balance by April 2026.
• Credit Ratings: CRISIL and ICRA reaffirmed at AA(CE)/A1.
• Banking Limits: Targeting growth of the overall banking lines to ₹4,500 crore to sustain FY27 growth.
• Anchor Partnerships: Memorandums of Understanding (MOUs) worth ₹6,550 crore with major corporates in the construction material, auto, and electronic industry segments.

SG Finserve Share Price Update

SG Finserve Limited shares are trading at ₹397.65, up 5.58% as of 1:46 PM. SG Finserve Limited shares gained 6.36% in the last month, 10% in the last 5 days.

REF: https://nsearchives.nseindia.com/corporate/SGFINSERVE_13102025220819_Investor_Intimation.pdf

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