Viji‍‌‍‍‌‍‌‍‍‌ Finance Reports Narrowed Q2 Loss at ₹9.69 Lakh; Revenue Remains Stable

November 4, 2025 – Viji Finance Limited (BSE: 537820 | NSE: VIJIFIN) reported a net loss of ₹9.69 lakh for the quarter ended September 30, 2025, as compared to a net loss of ₹24.07 lakh in Q2 of the previous year. The performance of the company has grown sequentially from a net loss of ₹33 lakh in Q1 FY26, backed by stable revenue and cost control.

Steady Revenue Performance Despite Cost Pressures

The total income of the firm has risen marginally at ₹65.60 lakh against ₹61.92 lakh YOY. With the increase mainly due to the maintenance of interest income. However, higher operating costs have been a thorn in the side of profitability.

The interest income for the quarter stood at – ₹57.25 lakh against ₹55.98 lakh in Q2 FY25. Other income, mainly from fixed deposits – was ₹8.02 lakh as against ₹1.10 lakh YoY. Thus lending moderate support to the overall revenue trend.

Balance Sheet Snapshot Shows Lower Borrowings

The total assets stood at ₹3,444.14 lakh as of September 30, 2025, down from ₹3,505.39 lakh as of March 31, 2025. Its loan book remained steady at ₹2,693.02 lakh while borrowings fell to ₹1,154.90 lakh from ₹1,259.72 lakh at the end of FY25.

The unaudited financial results for the quarter and half year ended September 30, 2025, were approved in the meeting of the Board of Directors held on November 3, 2025. Further, it was informed that Mr. Aryaman Kothari has resigned from the position of Non-Executive Non-Independent Director and, subsequently, the Finance Committee of the Company was reconstituted with Mr. Vijay Kothari as the Chairperson and Mr. Nitesh Gupta as its Member.

Improvement in Cash Flows Indicates Operational Stability

Net cash used in operating activities for H1 FY26 was Rs 90.78 lakhs compared to negative Rs 328.02 lakhs in H1 FY25, marking a good turnaround that the company has achieved in these six months. The company ended the first half of the year with cash and cash equivalents of ₹535.36 lakh, indicating better liquidity management.

Stock Performance: Shares Trade Near 52-Week Low

Viji Finance shares closed at ₹2.92, up by 1.74% in early action following the announcement of earnings. Market capitalization ranges between ₹40-55 crore. The scrip is witnessing low trading volume due to subdued participation by investors.

Viji Finance Limited, based at Indore – is a registered NBFC engaged in the business of providing all kinds of services relating to lending and finance. The company’s shares are listed on BSE, NSE, and CSE. It is still focusing on improving operational efficiency and financial performance in a competitive NBFC ‍‌‍‍‌‍‌‍‍‌market.

REF: https://nsearchives.nseindia.com/corporate/VIJIFIN_04112025105303_Outcome_result.pdf

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