Bajaj Finserv Closes Lower on Thursday; Q4 FY26 PAT Surges 5%

Mumbai, April 30: Bajaj Finserv closed at ₹1,747.20 on Thursday, shedding ₹17 or 0.96% from its previous close, with the live price at ₹1,741.70, down a further ₹22.50 or 1.28% at the time of capture.  

The stock opened strongly near ₹1,795 — spiking briefly to an intraday high of approximately ₹1,795 in the pre-market window — before sellers stepped in decisively, pushing the stock below its previous close line of ₹1,762 within the first 30 minutes of trade. The stock then traded in a rangebound band between ₹1,750 and ₹1,765 through most of the mid-session before a sharp late-afternoon sell-off around 2 pm drove it to a session low of approximately ₹1,720, recovering partially into the close at ₹1,747. The intraday chart reflects a session dominated by selling pressure, with the stock spending the bulk of the day in the red zone below the previous close reference line. 

Weekly Trend 

The weekly chart tells a broadly negative story for Bajaj Finserv. The stock opened the week of April 23 near ₹1,786 before declining to ₹1,777 on April 24, recovering modestly to ₹1,774 on April 27, then briefly recouping to ₹1,780 on April 28 — before Thursday’s sharp drop to ₹1,761 erased the week’s tentative recovery. The one-week return stands at -2.84%, meaningfully underperforming the Nifty 50’s one-week decline of 0.73%. 

Order Book 

At session close, the order book showed a sole ask of ₹1,747.20 for a quantity of 20 shares with no bid activity visible — a 100% sell-side skew on the order book, consistent with the bearish price action seen through the session. Total quantity on the buy side was nil, reflecting residual selling pressure at the close. 

Q4 PAT Rises 5% YoY to ₹2,539 Cr; Revenue Up 5.7% on Steady Business Growth 

Bajaj Finserv Limited reported a consolidated Profit After Tax (PAT) of ₹2,539 crore for the fourth quarter ended March 31, 2026, up 5.0% from ₹2,417 crore in Q4 FY25, as steady performance across its lending, insurance and housing finance subsidiaries offset some mark-to-market losses on investment portfolios driven by geopolitical tensions. Consolidated total revenue for Q4 FY26 stood at ₹38,508 crore, up 5.7% from ₹36,434 crore in Q4 FY25. On an adjusted basis — stripping out temporary MTM losses at Bajaj Life and Bajaj General — adjusted total revenue came in at ₹41,534 crore, up a sharper 13.9% YoY, and adjusted PAT stood at ₹3,032 crore, rising 24.2% from ₹2,442 crore in Q4 FY25. Consolidated net worth as at March 31, 2026, stood at ₹77,915 crore, up 7.6% from ₹72,395 crore a year ago, reflecting continued retained earnings accretion across the group. 

Full Year FY26 

For the full year FY26, consolidated total revenue rose 13.2% to ₹1,50,530 crore from ₹1,32,944 crore in FY25, while reported PAT grew 10.5% to ₹9,801 crore from ₹8,872 crore. Adjusted PAT for FY26 was ₹11,211 crore, up a stronger 20.4% YoY. Bajaj Finserv’s consolidated AUM crossed ₹7,05,800 crore and its group customer franchise exceeded 18 crore as at March 31, 2026. The company carries the highest credit ratings of AAA (Stable) and A1+ across all its lending and insurance entities. 

Dividend 

Bajaj Finserv’s board recommended a final dividend of ₹1.50 (150%) per share for FY26, including a special payout of ₹0.20 (20%) in celebration of 100 years of the Bajaj Group, with June 30, 2026, fixed as the record date and dividend payment targeted on or before August 4, 2026. The company has a total market capitalisation of ₹2.79 lakh crore as of April 30, 2026. 

Source: https://www.nseindia.com/get-quote/equity/BAJAJFINSV/Bajaj-Finserv-Limited