City Union Bank Shares Price Jump Nearly 5% After Strong Q2FY26 Earnings; Asset Quality Boosts Investor Confidence

Chennai, November 4, 2025: City Union Bank Limited (NSE: CUB | BSE: 532210) shares increased by 5% on Tuesday, hitting a new 52-week high at ₹253. The increase came after the company announced its Q2 FY26 financial results. The company generated 15% more net profit on a year-on-year basis.

Q2FY26 Financial Highlights (₹ crore)

For the Q2FY26, the company reported total income of ₹1,912 crore, which is an up of 15% on a year-on-year basis. During the quarter, the net interest income also jumped by 14% to ₹667 crore. Further, the profit after tax of the company climbed 15% reaching ₹329 crore. The operating profits of the company were also steady for the period, increasing 10%, while it moved up by ₹471 crore. The non-interest income was also on the rise by 14% reaching ₹259 crore.

Operational Performance

On the operational front, the company has a Net Interest Margin of 3.63% up from 3.54% in Q1FY26. Its Cost-to-Income Ratio was at 49.16%. The Return on Assets and Return on Equity were at 1.59% and 13.15%, respectively. The Capital Adequacy Ratio was 21.68% (Tier-I: 20.71%). The management expressed enthusiasm towards the improved operational performance. It stated that this was because of the repricing of deposits and the migration of gold loans to fixed rates.

Market Snapshot

As of November 04, 2025, 10:36 am, the share price of City Union Bank Limited was trading at ₹246.50. This is a 4.43% or ₹10.46 rise from its previous close of ₹236.04. The intraday range so far is between ₹243.15 and ₹253.00. The company touched a new 52-week high of ₹253.00. It has had a positive trading session so far with a total market capitalisation of ₹18,207.57 crore. Its total traded value and volume are ₹288.87 crore and 116.50 lakh shares, respectively.

City Union Bank Limited is a private sector bank. It operates 889 branches across 18 states and 4 Union Territories. It primarily serves SME, agri, and trade clients. The bank was founded in 1904 and is headquartered in Kumbakonam, Tamil Nadu. It operated on both NSE and BSE under the tickers CUB and 532210, respectively. It is also part of the Nifty Smallcap 250 index. The bank is a key player in India’s old private sector banking space.

REF: https://nsearchives.nseindia.com/corporate/CUB_03112025180741_PRESSRELEASESEPCUB2025.pdf

Disclaimer: At HDFC SKY, we take utmost care and due diligence in curating and presenting news and market-related content. However, inadvertent errors or omissions may occasionally occur.

If you have any concerns, questions, or wish to point out any discrepancies in our content, please feel free to write to us at content@hdfcsec.com.

Please note that the information shared is intended solely for informational purposes and does not make any investment recommendations