HDFC Bank Reaches 52-Week High After Solid Q2FY26 Results; Profit Rise 10.8% YoY

Mumbai, October 20, 2025 – HDFC Bank Ltd stock price (NSE: HDFCBANK) advanced to a fresh 52-week high of ₹1,020 on Monday’s trade after the private sector bank reported a 10.8% year-on-year (YoY) growth in consolidated net profit for September 2025 quarter (Q2FY26). The stock last traded at ₹1,003.80, up ₹1.25 or 0.12%, at 11:42 a.m. IST.

Financial Performance in Q2FY26

For the quarter-ended September 2025, HDFC Bank has posted a consolidated net profit of ₹18,641.3 crore compared to ₹16,821.0 crore in the same period of the previous year. The bank’s net interest income (NII) was ₹31,551.5 crore, up by 4.8% from ₹30,113.9 crore in Q2FY25.

Provisions and buffer provisions grew considerably by 29.6% to ₹3,500.5 crore from ₹2,700.5 crore during the previous year, reflecting the conservative stance of the bank in regard to potential credit risk. Despite provisioning higher, the asset quality of the lender was healthy, and gross NPA declined to 1.24% from 1.40% and net NPA to 0.42% from 0.47% quarter on quarter.

The improvement in profit was driven by robust interest income, good loan growth, and controlled operating expenses, proving the bank’s ability to balance growth and prudence in a difficult economic scenario.

Stock Performance and Market Information

Shares in HDFC Bank witnessed tremendous buying interest following the earnings. As of 3:05 PM IST on October 20, the stock is trading at ₹1,001.90, down ₹0.65 or 0.065% for the day. It opened at ₹997.00, reached an intraday high of ₹1,020.00 and a low of ₹997.00. The company’s market capitalization stands at ₹7.68 lakh crore, with a P/E ratio of 21.80.

The stock has risen from the 52-week low of ₹812.15 (13 January 2025) to its present high in the past 12 months, reflecting the optimism of investors over the bank’s sound performance.

The lender’s market cap continued at ₹15.41 lakh crore, strengthening its position as India’s largest private sector bank by market capitalization. The P/E ratio was at 21.09, while the average traded volume was at 98.7 lakh shares and deliverable portion was at 66.74%, representing strong long-term investor interest.

Management Commentary

HDFC Bank’s management said quarter-on-quarter expansion was varied in retail and wholesale lending businesses. The bank also experienced sustained momentum in deposits and enhanced credit quality, in evidence of its healthy balance sheet.

The management underlined that the increase in provisions was part of the risk management culture of the bank to enhance its buffer against potential credit shocks in the evolving macroeconomic environment.

About HDFC Bank

Set up in 1994 and listed on Indian exchanges from November 8, 1995, HDFC Bank Ltd has emerged as the largest private sector bank in India by market capitalization. It offers the entire gamut of financial services ranging from retail banking, wholesale banking, to treasury operations.

The bank is included in the NIFTY 50 index, and its consistent business resilience and financial well-being have made it a top contributor to the private banking success narrative of India.

REF: https://nsearchives.nseindia.com/corporate/HDFCBANK_18102025154503_SE_Intimation_earningcall_presentation.pdf

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