Indian Bank FY25 BRSR: Strong ESG Governance, ₹25.56 Cr CSR Spend, ₹57,028 Cr Net Worth

CHENNAI, May 25 – Indian Bank (NSE: INDIANB, BSE: 532814) has released its Business Responsibility and Sustainability Report (BRSR) for the financial year 2024–25, reaffirming its commitment to responsible banking, inclusive development, and environmental stewardship.

Business Highlights

• Net Worth: ₹57,028.96 crore
• Total Revenue (FY25): ₹71,225.64 crore (domestic: ₹68,793.11 crore)
• Paid-up Capital: ₹1,346.96 crore
• Branches and Offices: 6,435 domestic locations; operations in two international geographies plus one IBU at GIFT City
• Primary Business: 100% of operations in banking and financial services (NIC Code: 64191)

Employee Composition

Category	Total	Male (%)	Female (%)
Permanent Employees	40,788	70.19	29.80
Differently-abled	1,163	78.33	21.67
Average Turnover Ratio FY25		Male: 4.00%	Female: 3.63%

CSR Initiatives (Total Spend: ₹25.56 crore)

Focus Area	Spend (₹ Lakh)
Financial literacy & vocational skills	1,808.89
Inclusive development	183.17
Health and welfare	197.79
Green initiatives and sustainability	107.37
Gender equality & women empowerment	28.74
Donations	230.00

ESG & Risk Management

Indian Bank continues to strengthen its ESG governance via a board-level committee led by the Executive Director. Key risks identified include:

• Data Privacy and Cybersecurity: Comprehensive cybersecurity policies and monitoring mechanisms are in place.
• Climate Risk: Integration of climate risk frameworks, green cell establishment, and GHG footprint monitoring across portfolios.
• Social Impact: Inclusive banking products and policies targeting marginalised communities and MSMEs.
• Workforce Development: 25,499 employees received training, with over 89% receiving training in safety and human rights.

Stakeholder Engagement

The bank identifies its primary stakeholders as:

• Customers (urban and rural)
• Government & regulators
• Shareholders
• Employees
• Vendors and value-chain partners

Engagement channels include email, meetings, surveys, social media, and investor conferences. Indian Bank has also adopted structured grievance redressal mechanisms for customers and employees alike, including digital complaint platforms and an internal ombudsman.

Governance & Human Rights

• Whistleblower Policy: Functional with dedicated email channels and anonymity assurance
• Equal Opportunity Policy: In line with the Rights of Persons with Disabilities Act, 2016
• Internal Complaints Committee: Ensures zero tolerance for sexual harassment at workplace

Green Banking & Circular Economy Measures

• Investment of ₹26.32 crore towards green technology, mobile apps, and ATM infrastructure
• Disposal of e-waste through authorised recyclers
• Paper waste recycling programs in the corporate office
• Installation of a 17,000-litre daily sewage treatment plant at Chennai HQ

Indian Bank continues to uphold its motto “Your Own Bank, Always With You” by anchoring its strategic priorities in sustainability, compliance, and social responsibility, reflecting a future-forward vision of Indian banking.

REF: https://www.bseindia.com/xml-data/corpfiling/AttachLive/272902fa-f89c-423e-9a2c-d7d3d3f7f899.pdf