Sammaan Capital Share Price

Sammaan Capital Limited, together with its subsidiaries, operates as a non-banking financial company in India.It is involved in the business of providing finance, as well as undertakes lending and finance to individuals, companies, institutions, and firms The company was formerly known as Indiabulls Housing Finance Limited and changed its name to Sammaan Capital Limited in May 2024. Sammaan Capitalshare price on the NSE and BSE is a reflection of how market participants respond to a company’s performance and broader business developments within its industry. It captures the sentiment of the investors based on financial results, operational updates, macroeconomic factors, and trends specific to sectors. Movements in the share price͏ reveal how the market evaluates the company’s current position and its future prospects, making ͏it a key indicator of market perception across various industries.

Sammaan Capital stock price is influenced by various factors such as earnings, loan disbursement growth, asset quality, interest rate movements, and regulatory changes. Over the longer term, strategies related to loan book expansion, funding costs, and portfolio quality affect stock market sentiments. All these factors must be closely monitored to have an idea about the Sammaan Capital stock price movements.

Sammaan Capital live share price provides real-time information about the last price traded, bid price, ask price, and volume traded. These indicators represent trading activity and liquidity and the reaction of investors to corporate announcements, quarterly results, and sector news. Constant ͏monitoring of Sammaan Capital live price helps observe short-term price fluctuations and understand how the stock is moving in relation to the broader market.

Furthermore, monitoring the Sammaan Capital share͏ price today helps investors understand real-time market sentiment, price volatility, and trading behaviour. It allows market participants to evaluate short-term performance, identifypossible entry or exit points, and respond to news, quarterly results or sector trends that may affect the company’s valuation and overall investment outlook.

Sammaan Capital Limited Company Fundamentals

Sammaan Capital Company Background

Sammaan Capital Limited (SCL), formerly known as Indiabulls Housing Finance Limited, is a mortgagefocused nonbanking financial company (NBFC) headquartered in New Delhi, India. Incorporated on 10 May 2005, the company operates under the regulatory framework of the Reserve Bank of India and holds credit ratings from leading agencies such as CRISIL and ICRA. Its core business involves providing mortgagebacked loans, primarily home loans and loans against property, to individual and corporate borrowers across the country. As of March 31, 2025, Sammaan Capital’s balance sheet stood at approximately ₹0.70 trillion, and it has served more than 1.4 million customers through a network of over 200 offices across India. Over the years, the company has grown its presence in the affordable housing segment and diversified into loans for rural housing, NRI home loans, home renovation and extension loans, and balance transfers, among others. Sammaan’s transition from Indiabulls Housing Finance to Sammaan Capital in July 2024 marked a strategic rebranding, reflecting its broader focus on inclusive home and property financing across diverse customer segments. The company also places emphasis on digital tools such as loan calculators and online account services to facilitate borrower decisionmaking and streamline loan processing

Sammaan Capital Company Product Lines

Sammaan Capital’s offerings cover a spectrum of mortgagebacked and allied financial products designed for individual and business needs:

• Home Loans – Financing for individuals to purchase or construct residential property with flexible tenures and competitive interest rates.
• Rural Home Loans – Tailored home financing for borrowers residing in rural locations.
• NRI Home Loans – Mortgage solutions catering to NonResident Indians with customized repayment terms.
• Home Renovation Loans – Funding for property upgrades or refurbishment work.
• Home Extension Loans – Loans to expand existing residential structures.
• Home Loan Balance Transfer – Facility to transfer existing home loans from other lenders for better terms.
• Loan Against Property (LAP) – Secured loans leveraging residential or commercial property, with processing geared toward fast approval and flexible repayment.
• Corporate Mortgage Loans – Financing for corporates through mortgagebacked lending.

These products, supported by online tools like EMI and eligibility calculators, enhance accessibility and customer experience

Sammaan Capital Company Revenue Model

Sammaan Capital’s revenue model is primarily based on interest income and feebased services, characteristic of the mortgage finance sector:

• Interest Income on Loans – The principal source of revenue comes from interest earned on advances such as home loans, rural loans, NRI loans, LAP, and corporate mortgage loans. Interest spreads between lending and borrowing costs are critical to profitability.
• Processing Fees – Upfront charges levied on loan origination including home loans and LAP, contributing to noninterest income.
• Service and Account Fees – Fees for documentation, account servicing, loan transfers, and other ancillary services.
• Securitisation and Coorigination Revenue – Income from selling or cooriginating loans with partner banks or institutional investors.
• Foreign Bond Issuances – Capital raised through overseas bond issuances increases liquidity and may generate net interest margin benefits when deployed effectively.
• Corporate Mortgage Solutions – Fee and interest income from commercial mortgage products tailored to corporate borrowers.

Sammaan Capital Geographic Presence

• Major Offices and Branches: The company has established over 200 offices across India, enabling localized loan origination and customer service.
• Urban and SemiUrban Coverage: Branches cover major metropolitan areas such as New Delhi, Mumbai, Bengaluru, Chennai, Hyderabad, Pune, and Kolkata, among others.
• Regional and Tier2/3 Expansion: The presence extends into tier2 and tier3 cities, supporting affordable housing finance and rural housing initiatives.
• PanIndia Loan Accessibility: Home loan locations listed include cities across North, South, East, and West India, ensuring broad geographic penetration.
• Rural Outreach: Dedicated products like rural home loans enhance lending access outside major urban centers

Sammaan Capital Leadership 

Some of the key leaders of Sammaan Capital as of February 2026 are:

• Gagan Banga – MD & CEO
• Sachin Chaudhary – Chief Operating Officer
• Himanshu Mody – Deputy CEO
• Mukesh Garg – Chief Financial Officer
• Ramnath Shenoy – Head, Analytics
• Ashwin Mallick – Head, Liabilities and Treasury
• Rajiv Gandhi – Head, Commercial Credit
• Vinay Gupta – Chief Compliance Officer
• Naveen Uppal – Chief Risk Officer
• Shailesh Kumar Yadav – Collections Head, Mortgages
• Niharika Bhardwaj – Head, Human Resources
• Hemal Zaveri – Head, Banking
• Sunil Kumar Gupta – National Business Manager DSA, Sales
• Niraj Tyagi – General Counsel, Legal
• Nitin Arora – Head, Contact Centre
• Amit Chaudhari – Head, Credit (Commercial Credit)
• Mukesh Chaliha – Head, Operations

Sammaan Capital Key Milestones

• 2005: Company incorporated as Indiabulls Housing Finance Limited on 10 May 2005.
• 2006: Received certificate for commencement of business on 10 January 2006.
• 2012: Merger of Indiabulls Financial Services Limited with the company effective 1 April 2012.
• 2013–14: Awarded Fastest Growing Housing Finance Company for 2013–14 by NAREDCO.
• 2015: Acquired ~40% stake in UKbased OakNorth Bank for USD 100 million.
• 2016: Expanded tieups and raised funds via rupeedenominated Masala bonds.
• 2017: Inducted into NSE’s Nifty 50 index.
• 2017: Issued India’s first Social Affordable Housing Bond of ₹1000 crore.
• 2019: Merger with Lakshmi Vilas Bank effective 3 May 2019.
• 2021: Sold majority stake in OakNorth Holdings Ltd.
• 2024: Officially renamed Sammaan Capital Limited in July 2024.
• 2025: Rights issue of ₹3693 crore and dollar bond issuance of $35 million completed.
• 2024–25: Legacy wholesale loan business transferred from Sammaan Finserve Limited via Business Transfer Agreement dated 13 November 2024.

Industry Perspective

Sammaan Capital operates within India’s housing finance and mortgage lending industry, which has been experiencing robust expansion driven by rising residential property demand, favourable demographics, and supportive regulatory initiatives. As of FY2024, the Indian housing finance market was valued at approximately ₹33 trillion (₹33 lakh crore), with projections indicating it may more than double to ₹77–81 trillion by FY2030, growing at a Compound Annual Growth Rate (CAGR) of around 15–16% between FY2025 and FY2030. Housing finance companies (HFCs) and NBFCs have been steadily increasing their share in this market, with loan portfolios growing by over 12% in recent periods, supported by expanding retail and affordable housing segments. Banks maintain the largest market share—around 74.5%—but HFCs have shown consistent growth and improved asset quality. Separate industry forecasts also suggest strong growth in mortgage loans provided by NBFCs and AHFCs, with expected annual expansion ranging between 17% and 22% through FY2028, and the affordable housing finance sector projected to reach an AUM of ₹2.5 lakh crore by FY2028. These trends reflect significant untapped potential in India’s mortgage market, driven by urbanisation, rising incomes, and enhanced financial inclusion.

Sammaan Capital Limited Stock Market Presence: Listings & Index Representation

Sammaan Capital is listed on the National Stock Exchange (NSE) under the symbol SAMMAANCAP and on the Bombay Stock Exchange (BSE) under the scrip code 540679.

Sammaan Capital Limited is an established entity in the Indian stock market, listed on major exchanges. Its inclusion in several prominent indices underscores its relevance within specific segments of India’s financial services sector. The company is part of indices such as the Nifty Smallcap 250, Nifty 500, S&P BSE 400 MidSmallCap Index, Nifty Housing, Nifty500 LargeMidSmall Equal-Cap Weighted, Nifty500 Equal Weight, Nifty MidSmallcap 400, S&P BSE SmallCap Select Index, S&P BSE SmallCap, S&P BSE Finance, BSE 1000, S&P BSE 250 SmallCap Index, Nifty Total Market, and S&P BSE MidSmallCap.

The Sammaan Capital stock price is tracked by investors focused on the small-cap and housing finance segments. Its inclusion in these indices reflects its defined market capitalisation and operational focus. Listing on the NSE and BSE ensures liquidity, while its presence in thematic and small-cap indices aligns it with specific investment strategies.

Sammaan Capital Limited Stock Performance and Share Price History

The Sammaan Capital share price reflects its position as a specialized housing finance company. Its performance is driven by factors such as loan growth, net interest margins, asset quality, and funding costs. Investors often compare the Sammaan Capital share price today with broader indices and sectoral peers to gauge relative performance.

Underlying business factors are visible through market movements across different periods. For instance, the Sammaan Capital share price increased by 82.38% in 2017, supported by strong earnings growth of 24.9%. Conversely, the Sammaan Capital stock price decreased by 59.87% in 2019, a year when earnings declined by 13.81%. Similar trends are observed during other earnings-driven movements. Broader sector strength or weakness has also played a role in supporting or pressuring the Sammaan Capital share price.

Corporate actions can also impact Sammaan Capital share price movements in the short term. This shows how specific events can trigger swings, even within a sector influenced by interest rates and housing demand cycles.

While short-term movements reflect events, longer-term valuation trends are visible through the Sammaan Capital share price 52-week high and low, providing context beyond daily changes. These levels capture the impacts of monetary policy, economic growth expectations, and company-specific earnings visibility, providing context for the stock’s historical performance.

Sammaan Capital’s stock performance reflects the trading behavior of a housing finance NBFC. The company’s focused lending portfolio and niche in the housing market have shaped its Sammaan Capital share price history. Over time, the stock has experienced periods of significant gains and phases of sharp correction.

The stock demonstrated strong growth in 2014, with the Sammaan Capital share price increasing by 112.85%, supported by a 105.25% expansion in market capitalisation. Another period of notable performance occurred in 2017, where the Sammaan Capital stock price rose by 82.38%. However, the Sammaan Capital share price faced considerable pressure in 2019, declining by 59.87%, and again in 2022, falling by 29.98%, often aligning with challenging market conditions for the sector.

Sammaan Capital’s stock performance has followed economic and sector-specific cycles. The Sammaan Capital share price reached an all-time high of ₹1,041.45 on January 29, 2018. Over longer investment horizons, the stock has delivered varied returns, including a gain of 39.85% over three years but a decline of 24.41% over five years and 73.62% over ten years as of February 2026. These returns highlight the volatility and cyclicality associated with the stock.

Despite market disruptions, the Sammaan Capital share price showed resilience in 2021 with a 2.39% gain. While the broader NBFC sector faced asset quality concerns, the company’s specific portfolio and adjustments helped the stock navigate the pandemic-induced market volatility in 2020, a year which saw the Sammaan Capital stock price decrease by 28.28%.

Sammaan Capital Limited Investor Relevance and Portfolio Role

Sammaan Capital can serve as a thematic holding within small-cap or sector-specific portfolios, offering targeted exposure to the housing finance segment in India. Its inclusion in indices like Nifty Smallcap 250 and Nifty Housing underscores its relevance within these specific investment themes. Factors such as its focused business model and niche market position make it a stock monitored by investors seeking exposure to this segment of the financial ecosystem.

Sammaan Capital equity is held by a mix of domestic and international institutional investors. Top institutional stakeholders include BlackRock, Inc., Capital Research and Management Company, Life Insurance Corporation of India, Plutus Wealth Management LLP, The Vanguard Group, Inc., TreeTop Asset Management S.A., Star Funds SA SICAV SIF – Star International Fund “Sub-fund A”, Société Générale Société anonyme, Alrox Enterprises Private Limited, and Brep Asia Ii Indian Holding Co V (Nq) Pte. Ltd.

Prominent mutual fund holders include Vanguard STAR Funds – Vanguard Total International Stock ETF, SBI Mutual Fund – SBI Arbitrage Opportunities Fund, Kotak Mahindra Mutual Fund – Kotak Equity Arbitrage Fund, Vanguard International Equity Index Funds – Vanguard FTSE Emerging Markets ETF, Vanguard Investment Series Public Limited Company – Vanguard Emerging Markets Stock Index Fund, PIMCO Equity Series – PIMCO RAE Emerging Markets Fund, Edelweiss Mutual Fund – Edelweiss Large & Mid Cap Fund, ICICI Prudential Mutual Fund – ICICI Prudential Equity – Arbitrage Fund, Aditya Birla Sun Life Mutual Fund – Aditya Birla Sun Life Enhanced Arbitrage Fund, and iShares, Inc. – iShares Core MSCI Emerging Markets ETF.

Beyond fundamentals and ownership, technical indicators such as the Sammaan Capital RSI, MACD, and MFI can provide additional insight into short-term momentum shifts in the Sammaan Capital stock price. While primarily used for near-term trading, these tools can also help gauge market sentiment and potential volatility around major events.

Sammaan Capital’s beta has generally remained high, reflecting its nature as a smaller, more volatile stock within the financial sector. Historical beta figures show that the long-term beta is 2.43. Other calculated beta values include 1.48 for the daily one-month range, 1.35 for the daily three-month range, 2.24 for the weekly one-year range, 2.03 for the weekly two-year range, 1.99 for the two-week two-year range, and 2.26 for the monthly two-year range. These figures, all significantly above 1.0, indicate a high degree of volatility and a strong correlation with broader market swings, highlighting the stock’s sensitivity to market movements.

Sammaan Capital Limited Sectoral Relevance and Peer Positioning

Sammaan Capital’s sector relevance stems from its specialized role in housing finance, establishing it as a focused player within India’s broader NBFC ecosystem. Peer comparisons with other housing finance and NBFC companies such as HDFC Limited, LIC Housing Finance, Indiabulls Housing Finance, PNB Housing Finance, and Can Fin Homes often focus on loan book composition, net interest margins, asset quality, and cost of funds rather than short-term stock moves. These benchmarks help investors assess operational scale, efficiency, and sector-specific risks. Institutional tracking of housing credit growth, affordability trends, and regulatory developments further highlights the company’s positioning within India’s housing finance market.

Sammaan Capital market cap history shows significant volatility, reflecting its share price movements. The market cap grew from ₹79.52 billion in 2013 to a peak of ₹509.35 billion in 2017, an increase of 86.05% in that year alone. It then underwent substantial changes, declining to ₹133.83 billion in 2019, recovering to ₹104.85 billion in 2023, and standing at ₹120.34 billion as of February 2026. Yearly changes have been pronounced, including a 105.25% increase in 2014 and decreases of 63.30% in 2019 and 28.11% in 2022.

Sammaan Capital earnings history demonstrates considerable fluctuation over the past decade. Earnings grew from ₹58.87 billion in 2014 to a high of ₹146.24 billion in 2018. However, earnings have trended downward since that peak, falling to ₹126.04 billion in 2019 and further to ₹76.89 billion in 2021. In 2024, earnings were ₹24.04 billion, representing a decrease of 64.40% from the previous year. The trailing twelve months figure for 2025 shows earnings of -₹11.51 billion.

Sammaan Capital EPS history provides a per-share perspective on profitability. EPS increased from ₹78.27 in 2016 to ₹107.19 in 2017, a 36.95% rise. It further grew to ₹110.95 in 2018. Data for the intervening years is not provided in the reference, but the TTM EPS for 2025 is reported at -₹30.53. This sharp contrast highlights a significant shift in the company’s earnings generation on a per-share basis over this period.

Sammaan Capital P/E ratio reveals extreme variations, influenced heavily by changes in both the Sammaan Capital share price and its earnings. The P/E ratio was 7.95 in 2016, rose to 11.70 in 2017, and then fell to 7.71 in 2018. More recent fiscal year-end figures show a P/E of 3.86 in March 2023, 7.08 in March 2024, and -4.01 in March 2025. The trailing twelve months P/E as of the latest data is -4.52. These figures, including the negative values, reflect the challenges in applying traditional valuation metrics during periods of low or negative earnings.

Summary

Sammaan Capital Limited is a listed housing finance company in India. Its share price is influenced by sector-specific factors, earnings performance, and broader economic conditions. The stock is represented in several small-cap and thematic indices and is held by various institutional and mutual fund investors. The company’s market cap, earnings, and valuation metrics have shown significant variation over its history. Monitoring the Sammaan Capital share price requires consideration of its high beta and its positioning within the cyclical housing finance sector.