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Bank of India Overnight Reg Mly IDCW-P

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Scheme Information

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Bank of India Overnight Reg Mly IDCW-P

as of 24 Jul 2026, 03:44 AM

Scheme Asset Size₹81.70 Cr
Expense Ratio0.1%
Cash Holding100%
Fund TypeOpen-End
PlanDividend
BenchmarkCRISIL Overnight Index TR INR
Launch Date2021-06-16
Exit LoadExit load of 0.00% for investments if redeemed within 1 Years

SIP Calculator

12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return

Invested Amount

₹6,00,000

Est. Return

₹5,61,695

Total Value

₹11,61,695

Invested Amount
Estimated Return
Invest Now

Scheme Ratings

-

rated by Value Research

Scheme Riskometer

Your principal will be at Low Risk

Investment Returns

Absolute Returns

CAGR

In the last 1 months 0.38%
In the last 3 months 1.24%
In the last 6 months 2.61%
In the last 1 Years 5.57%
In the last 3 Years 0.20%
In the last 5 Years 0.00%

Company Holdings

Company Name
Sector
Instrument
Assets
Repo-CR92.97%
Tbill-BT5.12%
Net Receivables / (Payables)-C1.89%
Treps-CR0.01336%
05/03/2026 Maturing 182 DTB-BT-

Sector Holding Analysis

Equity / Debt / Cash Split

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Cash

100%

Fund House Contact Details

Websitehttps://www.boimf.in/
Phone022-61249000
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Bank of India Investment Managers Private Limited

Asset Management Company

About Bank of India Overnight Reg Mly IDCW-P

Investment Objective of the Scheme

The investment objective of the scheme is to generate income commensurate with low risk and high liquidity by investing in overnight securities having residual maturity of 1 business day. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not assure or guarantee any returns.

Key Features of The Fund

5-year return

-

Fund Manager

Mithraem Bharucha

Risk Profile

Low Risk

Expense Ratio

0.10%

Fund Size

₹81.70 Cr

Bank of India Overnight Reg Mly IDCW-P Summary

Bank of India Overnight Reg Mly IDCW-P NAV, Returns, Performance & Details

Bank of India Overnight Reg Mly IDCW-P is currently priced at ₹1,003.39, as of 24 Jul 2026, 03:44 AM. The fund has recorded a change of ₹0.14 (0.01%), indicating its recent movement in the market.

Tracking NAV trends helps investors understand short-term price movement, while long-term performance gives a better picture of wealth creation potential.

Bank of India Overnight Reg Mly IDCW-P Fund Details and Key Information

Bank of India Overnight Reg Mly IDCW-P is an open-ended mutual fund that invests based on its stated objective and benchmark.

Key details:

  • Asset Size: ₹81.70 Cr

  • Expense Ratio: 0.10%

  • Cash Holding: 100.00%

  • Plan Type: Dividend

  • Benchmark: CRISIL Overnight Index TR INR

  • Launch Date: 2021-06-16

  • Exit Load: 0.00

These factors help investors evaluate cost, scale, and fund positioning before making an investment decision.

Bank of India Overnight Reg Mly IDCW-P Returns and Performance

Bank of India Overnight Reg Mly IDCW-P has delivered returns across multiple timeframes, reflecting its ability to perform across different market conditions.

Returns:

  • 1 Month: 0.38%

  • 3 Months: 1.24%

  • 6 Months: 2.61%

  • 1 Year: 5.57%

  • 3 Years: 0.20%

  • 5 Years: -

Short-term returns indicate recent momentum, while long-term returns show consistency and wealth creation ability.

Bank of India Overnight Reg Mly IDCW-P Risk Level and Volatility

Understanding risk is important before investing. Bank of India Overnight Reg Mly IDCW-P falls under: For investors in the 20–40 age group, selecting a fund with the right risk level is important based on financial goals, investment horizon, and comfort with market movements.

Risk Level: Low Risk

The riskometer helps investors understand how stable or volatile the fund can be based on its investment strategy and asset allocation. Funds with higher risk levels may offer better return potential over time, but they can also experience sharper short-term fluctuations. This classification reflects the volatility associated with the fund. Higher risk funds may offer higher returns but come with greater fluctuations.

Bank of India Overnight Reg Mly IDCW-P Portfolio Allocation

The asset allocation of Bank of India Overnight Reg Mly IDCW-P shows how investments are distributed across asset classes.

  • Equity Allocation: -

  • Cash Allocation: 100.00%

This allocation plays a key role in determining the fund’s risk and return profile.

Bank of India Overnight Reg Mly IDCW-P Sector Allocation

Bank of India Overnight Reg Mly IDCW-P diversifies its investments across sectors to reduce risk.

Sector Holding Detail

-

Sector allocation data helps investors understand which industries the fund is focusing on.

Bank of India Overnight Reg Mly IDCW-P Fund House

Bank of India Overnight Reg Mly IDCW-P is managed by:

AMC Name: Bank of India Investment Managers Private Limited

A strong fund house with a proven track record can improve investor confidence.

Bank of India Overnight Reg Mly IDCW-P Minimum Investment

Investors can start investing in Bank of India Overnight Reg Mly IDCW-P with:

Minimum Investment: ₹5,000

This makes the fund accessible for both beginners and experienced investors.

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