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Scheme Information
HSBC Banking & PSU Debt Wk IDCW-R
as of 27 May 2026, 17:21 PM
Scheme Asset Size₹4019.38 Cr
Expense Ratio0.59%
Cash Holding16.29531%
Fund TypeOpen-End
PlanDividend
BenchmarkNIFTY Banking and PSU Debt A-II TR INR
Launch Date2007-09-20
Exit LoadExit load of 0.00% for investments if redeemed within 1 Years
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
2
rated by Value Research
Scheme Riskometer
Your principal will be at Moderate Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months -0.19%
In the last 3 months 0.06%
In the last 6 months 0.76%
In the last 1 Years 3.44%
In the last 3 Years 0.20%
In the last 5 Years 0.27%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| Export Import Bank Of India | - | B | 4.46% |
| 6.48% Govt Stock 2035 | - | BT | 4.24% |
| Indian Oil Corporation Limited | - | B | 3.97% |
| Indian Railway Finance Corporation Limited | - | B | 2.67% |
| Power Finance Corporation Limited | - | B | 2.66% |
| Housing And Urban Development Corporation Limited | - | B | 2.60% |
| Rec Limited | - | B | 2.51% |
| Bharti Telecom Limited | - | B | 2.50% |
| 7.04% Govt Stock 2029 | - | BT | 2.48% |
| ICICI Bank Ltd. | - | B | 2.35% |
| Small Industries Development Bank Of India | - | B | 2.24% |
| SHIVSHAKTI SECURITISATION TRUST | - | BY | 2.10% |
| Housing And Urban Development Corporation Limited | - | B | 1.94% |
| National Bank For Agriculture And Rural Development | - | B | 1.90% |
| Export Import Bank Of India | - | B | 1.89% |
| Indian Railway Finance Corporation Limited | - | B | 1.74% |
| National Bank For Agriculture And Rural Development | - | B | 1.70% |
| Small Industries Development Bank Of India | - | B | 1.56% |
| 7.49% Maharashtra Sgs 2030 | - | BT | 1.39% |
| Rec Limited | - | B | 1.39% |
| Rec Limited | - | B | 1.34% |
| Rec Limited | - | B | 1.34% |
| HDFC Bank Limited | - | B | 1.31% |
| Indian Railway Finance Corporation Limited | - | B | 1.30% |
| Small Industries Development Bank Of India | - | B | 1.29% |
| 7.26% Govt Stock 2033 | - | BT | 1.29% |
| Small Industries Development Bank Of India | - | B | 1.29% |
| 7.61% Gujarat Sdl 2032 | - | BT | 1.28% |
| National Bank For Agriculture And Rural Development | - | B | 1.27% |
| 6.78% Maharashtra Sdl 2031 | - | BT | 1.26% |
| Indian Railway Finance Corporation Limited | - | B | 1.26% |
| National Bank For Agriculture And Rural Development | - | B | 1.25% |
| National Housing Bank | - | B | 1.25% |
| Bajaj Finance Limited | - | B | 1.25% |
| Rec Limited | - | B | 1.25% |
| National Housing Bank | - | B | 1.25% |
| Embassy Office Parks Reit | - | B | 1.25% |
| 6.36% Govt Stock 2031 | - | BT | 1.24% |
| National Bank For Agriculture And Rural Development | - | B | 1.24% |
| Maharashtra (Government of) 7.91% | - | DS | 1.02% |
| SIDDHIVINAYAK SECURITISATION TRUST | - | BY | 0.99% |
| Power Grid Corporation Of India Limited | - | B | 0.78% |
| Indian Railway Finance Corporation Limited | - | B | 0.75% |
| Indian Railway Finance Corporation Limited | - | B | 0.67% |
| Bajaj Finance Limited | - | B | 0.64% |
| National Bank For Agriculture And Rural Development | - | B | 0.63% |
| Power Finance Corporation Limited | - | B | 0.63% |
| Power Finance Corporation Limited | - | B | 0.63% |
| Embassy Office Parks Reit | - | B | 0.62% |
| 6.01% Govt Stock 2030 | - | BT | 0.62% |
| Kotak Mahindra Prime Limited | - | B | 0.52% |
| Small Industries Development Bank Of India | - | B | 0.52% |
| National Bank For Agriculture And Rural Development | - | B | 0.51% |
| Embassy Office Parks Reit | - | B | 0.45% |
| Tamil Nadu (Government of) 6.64% | - | DS | 0.37% |
| SBI Funds Management Private Ltd | - | B | 0.34% |
| Power Grid Corporation Of India Limited | - | B | 0.27% |
| National Bank For Agriculture And Rural Development | - | B | 0.25% |
| HDFC Bank Limited | - | CD | 3.18% |
| Treps | - | CR | 3.11% |
| Export-Import Bank Of India | - | CD | 2.36% |
| Canara Bank | - | CD | 1.78% |
| ICICI Bank Limited | - | CD | 1.54% |
| Axis Bank Limited | - | CD | 1.19% |
| Union Bank Of India | - | CD | 1.19% |
| Canara Bank | - | CD | 1.18% |
| Canara Bank | - | CD | 0.59% |
| Axis Bank Limited | - | CD | 0.25% |
| Net Current Assets (Including Cash & Bank Balances) | - | C | 0.06% |
| 7.07% Gujarat Sgs 2034 | - | BT | - |
| Karnataka State Development Loans | - | BT | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Debt
83.7%
Cash
16.3%
Fund House Contact Details
Websitehttps://www.assetmanagement.hsbc.co.in/en/mutual-funds
Phone+91 22 66145000
HSBC Asset Management (India) Private Ltd
Asset Management Company
Funds in this Category
DSP Credit Risk Fund Reg Gr
Debt
Min. Investment
₹100
Category Returns
10.94%
15.46%
3Y Returns
+15.46%
DSP Credit Risk Fund Reg Mly IDCW-R
Debt
Min. Investment
₹100
Category Returns
10.94%
15.46%
3Y Returns
+15.34%
DSP Credit Risk Fund Reg Mly IDCW-P
Debt
Min. Investment
₹100
Category Returns
10.94%
15.46%
3Y Returns
+15.34%
About HSBC Banking & PSU Debt Wk IDCW-R
Investment Objective of the Scheme
To generate reasonable returns by primarily investing in debt and money market securities that are issued by Banks, Public Sector Undertakings (PSUs) and Public Financial Institutions (PFIs) in India.There is no assurance that the investment objective of the scheme will be realized.
Key Features of The Fund
5-year return
+4.86%
Fund Manager
Mahesh Chhabria
Risk Profile
Moderate Risk
Expense Ratio
0.59%
Fund Size
₹4019.38 Cr
FAQ's
What has been the returns generated by HSBC Banking & PSU Debt Wk IDCW-R over different time periods?
The HSBC Banking & PSU Debt Wk IDCW-R has given returns
1-Year
3.44
3-Year
6.16
5-Year
4.86
What is the expense ratio of HSBC Banking & PSU Debt Wk IDCW-R?
The expense ratio of HSBC Banking & PSU Debt Wk IDCW-R is 0.59%.
What is the AUM (Assets Under Management) of HSBC Banking & PSU Debt Wk IDCW-R?
The AUM, short for Assets Under Management of HSBC Banking & PSU Debt Wk IDCW-R is ₹4019.38 Cr as of 09 Sep 3243.
What are the top stock holdings of HSBC Banking & PSU Debt Wk IDCW-R?
The HSBC Banking & PSU Debt Wk IDCW-R has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| Export Import Bank Of India | 4.46% |
| 6.48% Govt Stock 2035 | 4.24% |
| Indian Oil Corporation Limited | 3.97% |
| Indian Railway Finance Corporation Limited | 2.67% |
| Power Finance Corporation Limited | 2.66% |
| Housing And Urban Development Corporation Limited | 2.60% |
| Rec Limited | 2.51% |
| Bharti Telecom Limited | 2.50% |
| 7.04% Govt Stock 2029 | 2.48% |
| ICICI Bank Ltd. | 2.35% |
| Small Industries Development Bank Of India | 2.24% |
| SHIVSHAKTI SECURITISATION TRUST | 2.10% |
| Housing And Urban Development Corporation Limited | 1.94% |
| National Bank For Agriculture And Rural Development | 1.90% |
| Export Import Bank Of India | 1.89% |
| Indian Railway Finance Corporation Limited | 1.74% |
| National Bank For Agriculture And Rural Development | 1.70% |
| Small Industries Development Bank Of India | 1.56% |
| 7.49% Maharashtra Sgs 2030 | 1.39% |
| Rec Limited | 1.39% |
| Rec Limited | 1.34% |
| Rec Limited | 1.34% |
| HDFC Bank Limited | 1.31% |
| Indian Railway Finance Corporation Limited | 1.30% |
| Small Industries Development Bank Of India | 1.29% |
| 7.26% Govt Stock 2033 | 1.29% |
| Small Industries Development Bank Of India | 1.29% |
| 7.61% Gujarat Sdl 2032 | 1.28% |
| National Bank For Agriculture And Rural Development | 1.27% |
| 6.78% Maharashtra Sdl 2031 | 1.26% |
| Indian Railway Finance Corporation Limited | 1.26% |
| National Bank For Agriculture And Rural Development | 1.25% |
| National Housing Bank | 1.25% |
| Bajaj Finance Limited | 1.25% |
| Rec Limited | 1.25% |
| National Housing Bank | 1.25% |
| Embassy Office Parks Reit | 1.25% |
| 6.36% Govt Stock 2031 | 1.24% |
| National Bank For Agriculture And Rural Development | 1.24% |
| Maharashtra (Government of) 7.91% | 1.02% |
| SIDDHIVINAYAK SECURITISATION TRUST | 0.99% |
| Power Grid Corporation Of India Limited | 0.78% |
| Indian Railway Finance Corporation Limited | 0.75% |
| Indian Railway Finance Corporation Limited | 0.67% |
| Bajaj Finance Limited | 0.64% |
| National Bank For Agriculture And Rural Development | 0.63% |
| Power Finance Corporation Limited | 0.63% |
| Power Finance Corporation Limited | 0.63% |
| Embassy Office Parks Reit | 0.62% |
| 6.01% Govt Stock 2030 | 0.62% |
| Kotak Mahindra Prime Limited | 0.52% |
| Small Industries Development Bank Of India | 0.52% |
| National Bank For Agriculture And Rural Development | 0.51% |
| Embassy Office Parks Reit | 0.45% |
| Tamil Nadu (Government of) 6.64% | 0.37% |
| SBI Funds Management Private Ltd | 0.34% |
| Power Grid Corporation Of India Limited | 0.27% |
| National Bank For Agriculture And Rural Development | 0.25% |
| HDFC Bank Limited | 3.18% |
| Treps | 3.11% |
| Export-Import Bank Of India | 2.36% |
| Canara Bank | 1.78% |
| ICICI Bank Limited | 1.54% |
| Axis Bank Limited | 1.19% |
| Union Bank Of India | 1.19% |
| Canara Bank | 1.18% |
| Canara Bank | 0.59% |
| Axis Bank Limited | 0.25% |
| Net Current Assets (Including Cash & Bank Balances) | 0.06% |
| 7.07% Gujarat Sgs 2034 | - |
| Karnataka State Development Loans | - |
What is the risk level of HSBC Banking & PSU Debt Wk IDCW-R?
This is a Banking & PSU fund comes with Moderate Risk.
Who are the fund managers of HSBC Banking & PSU Debt Wk IDCW-R?
HSBC Banking & PSU Debt Wk IDCW-R fund managers are Mahesh Chhabria, Mohd Asif Rizwi.
Is there a minimum SIP amount to invest in HSBC Banking & PSU Debt Wk IDCW-R?
The minimum SIP amount to start investment in HSBC Banking & PSU Debt Wk IDCW-R is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in HSBC Banking & PSU Debt Wk IDCW-R both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in HSBC Banking & PSU Debt Wk IDCW-R on the basis of your investment objective and risk tolerance.
How to invest in HSBC Banking & PSU Debt Wk IDCW-R?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in HSBC Banking & PSU Debt Wk IDCW-R:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of HSBC Banking & PSU Debt Wk IDCW-R.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of HSBC Banking & PSU Debt Wk IDCW-R?
The exit load of HSBC Banking & PSU Debt Wk IDCW-R is as follows:
Exit load of 0.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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