Axis Bank Stock Down by More Than 4% Today, After June Quarter Result
By Ankur Chandra | Published at: Jul 18, 2025 12:36 PM IST
Mumbai, July 18, 2025 –Axis Bank Ltd (NSE: AXISBANK) shares dropped sharply by ₹47 to ₹1,112 at 12:13 PM IST, reflecting a 4.09% fall, after the private lender posted weaker-than-expected earnings for Q1 FY26. Axis Bank’s net profit in the quarter came down year-on-year by 3.79% to Rs 5,806.14 crore. Asset quality deteriorated. Gross NPA increased by .03%, y-o-y, to 1.57%. Net NPA increased by 0.11% to 0.45%.
At 12:30 p.m. IST, 18th July, the stock was down by 4.11%, trading at Rs 1,112.20
Q1 FY26 Financial Highlights (Standalone)
| Particulars | Q1 FY26 | Q4 FY25 | Q1 FY25 | YoY Change | QoQ Change |
|---|---|---|---|---|---|
| Net Profit (₹ Cr) | 5,806.14 | 7,117.50 | 6,034.64 | -3.79% | -18.44% |
| Total Income (₹ Cr) | 38,321.57 | 38,022.03 | 35,844.22 | +6.91% | +0.79% |
| Operating Profit (₹ Cr) | 11,515.16 | 10,752.37 | 10,106.24 | +13.93% | +7.10% |
| Provisions & Contingencies (₹ Cr) | 3,947.66 | 1,359.35 | 2,039.28 | +93.63% | +190.41% |
| Gross NPA (%) | 1.57 | 1.28 | 1.54 | +3 bps | +29 bps |
| Net NPA (%) | 0.45 | 0.33 | 0.34 | +11 bps | +12 bps |
| RoA (%) | 1.47 | 1.83 | 1.65 | -18 bps | -36 bps |
Consolidated Performance
- The bank reported a consolidated net profit of ₹6,243.72 crore for Q1 FY26.
- Net profit declined from ₹7,475.13 crore in Q4 FY25 and ₹6,436.43 crore in Q1 FY25.
- Other income rose to ₹8,052.69 crore during the quarter.
- The group’s total income stood at ₹40,401 crore.
- Total income reflects a 6.9% year-on-year increase.
Segment-wise Breakdown (Standalone)
| Segment | Q1 FY26 Revenue (₹ Cr) | Q1 FY26 PBT (₹ Cr) |
|---|---|---|
| Retail Banking | 35,631.60 | 1,435.87 |
| Corporate/Wholesale | 11,806.71 | 2,737.21 |
| Treasury | 8,419.72 | 2,423.32 |
| Digital Banking | 9,405.36 | 576.45 |
| Other Banking Business | 1,036.21 | 949.84 |
Management Commentary
Axis Bank did not include specific quotes from executives in the published results. However, the bank confirmed that results were reviewed and approved during its board meeting on July 17, 2025, and that the figures were subject to limited review by its joint statutory auditors, M M Nissim & Co. LLP and KKC & Associates LLP. The review report carried an unmodified opinion.
Balance Sheet Position (Standalone)
- Total Assets: ₹16.03 lakh crore
- Net Worth: ₹1.79 lakh crore
- Deposits: ₹11.61 lakh crore
- Advances: ₹10.59 lakh crore
- Capital Adequacy Ratio (Basel III): 16.85%
Axis Bank Stock Performance
The stock was under pressure not only due to earnings disappointment but also amidst broader weakness in banking counters. As of 12:13 PM IST, Axis Bank’s shares are trading at ₹1,112, representing a 4.09% decline. Axis Bank shares have dipped 15% in the last year, gained 3.7% in the year-to-date, and down 8.89% in the previous month. The stock has recorded its 52-week high of ₹1,309.00, while the 52-week low stands at ₹933.50. The market capitalization currently stands at ₹3.45 lakh crore.
About Axis Bank
Axis Bank Limited, incorporated in 1993 and listed on Indian stock exchanges since 1998, is a leading private sector bank in India. It is part of the NIFTY 50 index and operates across retail, corporate, and digital banking segments. The bank has no Government of India holding and maintains a face value of ₹2 per share.
REF: https://nsearchives.nseindia.com/corporate/AXISBANK1_17072025153857_Signed_UFR_and_Audit_report_Q1FY26.pdf
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