HDFC Bank Shares Jump 2.22% After Q1FY26 PAT Rises 12.2% YoY to ₹18,160 Cr; Board Approves ₹5 Interim Dividend and 1:1 Bonus Issue

Mumbai, July 21, 2025 – The shares of HDFC Bank Ltd (NSE: HDFCBANK) surged 2.22% in early trade to ₹2,000.90, after the announcement of strong Q1FY26 results. Besides this, the bank also announced a special interim dividend of ₹5 per share and a bonus issue (1:1).

Q1FY26 Financial Highlights (Standalone)

HDFC Bank has reported a robust financial performance for the first quarter of the financial year 2025-26 (Q1FY26), posting significant growth across key metrics. The bank’s net revenue stood at ₹53,170 crore, marking a 31.3% increase compared to ₹40,510 crore in the same quarter last year (Q1FY25). Net Interest Income (NII)-a key indicator of the bank’s core lending business-rose to ₹31,440 crore, reflecting a 5.4% year-on-year growth from ₹29,840 crore. Operating expenses for the quarter came in at ₹17,430 crore, up 4.9% from ₹16,620 crore in the corresponding quarter last year. HDFC Bank also reported a solid improvement in profitability, with Profit After Tax (PAT) climbing to ₹18,160 crore, an increase of 12.2% over ₹16,180 crore in Q1FY25.

These results highlight the bank’s continued momentum in revenue generation and profitability, despite a moderate rise in expenses.

Shareholder Rewards

• Interim Dividend: ₹5 per equity share (face value ₹1), pre-bonus
• Bonus Issue: 1:1 (1 new share for each existing share), subject to shareholder and regulatory approval

Subsidiary Performance (Q1FY26 PAT)

Strategic Outlook

HDFC Bank’s strong top-line growth was bolstered by transaction gains from its HDB subsidiary’s IPO, steady loan book expansion, and stable asset quality. The Board’s decision to reward shareholders with a bonus issue and interim dividend reinforces confidence in long-term value creation. With capital adequacy at 19.9%, the bank remains well-positioned for future growth.

HDFC Bank Ltd, listed on NSE, BSE, and NYSE, is India’s largest private sector bank by market capitalisation. Established in 1994, the bank provides a comprehensive suite of banking services to retail, SME, and corporate customers across urban and rural India.

REF: https://www.hdfcbank.com/content/bbp/repositories/723fb80a-2dde-42a3-9793-7ae1be57c87f/?path=/Footer/About Us/Investor Relation/Detail PAges/financial results/PDFs/2025/jul/Press-Release-June-2025.pdf

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