Kotak Banking & Financial Svcs RegIDCW-P

Kotak Banking & Financial Svcs RegIDCW-P Fund Details and Key Information

Kotak Banking & Financial Svcs RegIDCW-P is an open-ended mutual fund that invests based on its stated objective and benchmark.

Key details:

• Asset Size: ₹1445.59 Cr

• Expense Ratio: 2.14%

• Cash Holding: 1.88%

• Plan Type: Growth

• Benchmark: Nifty Financial Services TR INR

• Launch Date: 2023-02-27

• Exit Load: 0.50

These factors help investors evaluate cost, scale, and fund positioning before making an investment decision.

Kotak Banking & Financial Svcs RegIDCW-P Returns and Performance

Kotak Banking & Financial Svcs RegIDCW-P has delivered returns across multiple timeframes, reflecting its ability to perform across different market conditions.

Returns:

• 1 Month: 8.84%

• 3 Months: 13.61%

• 6 Months: 1.25%

• 1 Year: 6.38%

• 3 Years: 0.44%

• 5 Years: -

Short-term returns indicate recent momentum, while long-term returns show consistency and wealth creation ability.

Kotak Banking & Financial Svcs RegIDCW-P Risk Level and Volatility

Understanding risk is important before investing. Kotak Banking & Financial Svcs RegIDCW-P falls under: For investors in the 20–40 age group, selecting a fund with the right risk level is important based on financial goals, investment horizon, and comfort with market movements.

Risk Level: Very High Risk

The riskometer helps investors understand how stable or volatile the fund can be based on its investment strategy and asset allocation. Funds with higher risk levels may offer better return potential over time, but they can also experience sharper short-term fluctuations. This classification reflects the volatility associated with the fund. Higher risk funds may offer higher returns but come with greater fluctuations.

Kotak Banking & Financial Svcs RegIDCW-P Portfolio Allocation

The asset allocation of Kotak Banking & Financial Svcs RegIDCW-P shows how investments are distributed across asset classes.

• Equity Allocation: 98.12%

• Cash Allocation: 1.88%

This allocation plays a key role in determining the fund’s risk and return profile.

Kotak Banking & Financial Svcs RegIDCW-P Sector Allocation

Kotak Banking & Financial Svcs RegIDCW-P diversifies its investments across sectors to reduce risk.

Sector Holding Detail

• Financial Services: 95.41%

• Technology: 2.71%

Sector allocation data helps investors understand which industries the fund is focusing on.

Kotak Banking & Financial Svcs RegIDCW-P Fund House

Kotak Banking & Financial Svcs RegIDCW-P is managed by:

AMC Name: Kotak Mahindra Asset Management Co Ltd

A strong fund house with a proven track record can improve investor confidence.

Kotak Banking & Financial Svcs RegIDCW-P Minimum Investment

Investors can start investing in Kotak Banking & Financial Svcs RegIDCW-P with:

Minimum Investment: ₹100

This makes the fund accessible for both beginners and experienced investors.