RBL Bank Share Price

RBL Bank Ltd, a private sector Indian bank headquartered in Mumbai, provides an array of banking products and services across various divisions. The bank operates in retail,  c͏ommercial, c͏orporate, and institutional banking in addition to treasury services, serving an array of individual, small-medium enterprise (SME) and corporate customers. Rua] The RBL Bank share price in NSE and BSE shows the reaction of market participants to these operating results, balance sheet evolutions and broad-based changes in the pr͏ivat͏e banki͏ng s͏ector of India.

RBL Bank stock price is affected by factors such as quarterly earnings, loan growth in retail and wholesale segments, deposit growth, net interest margins, asset quality indicators, and regulatory actions. Over longer time periods, strategic priorities such as portfolio diversification, risk management practices, digital banking initiatives, and capital strengthening influence how the stock is perceived in the equity market. Tracking these factors assists in following the trends in the share price of RBL Bank across various market cycles.

RBL Bank live share price provides you with the details of the last traded price, quantity, value, bid price, ask price and traded volumes. These indic͏ators reflect liquidity and short-term market acti͏vit͏y, shaped by corporate disclosures, macroeconomic signals, and ͏sector-specific ͏developments. Monitoring RBL Bank share price today also enables comparisons with other listed private sector banks and relevant market indices, displaying how the stock is trading within the banking sector and relative to the broader equity market.

Further, you can monitor the RBL Bank share price today to check how it is performing compared to other listed companies and relevant market indices. This comparison shows how the stock is performing within the banking sector and in relation to the broader equity market.

͏͏RBL Bank Limited Company Fundamentals

Company Background

Incorporated in 1943, RBL Bank is headquartered in Mumbai. It has evolved into a dynamic financial institution offering a comprehensive suite of banking products and services. These cater to diverse customer segments, ranging from small farmers to high-net-worth individuals, as well as small and medium enterprises, large corporations, and governments. The Bank provides a full range of banking, investment management, trade, and other financial solutions.

With a strong focus on innovation, customer-centricity, and digital transformation, the Bank serves over 14.98 million customers. It does this through a robust network of 564 branches and 1,347 business correspondent branches, which include 283 banking outlets spread across 28 Indian states and union territories. RBL Bank is committed to being a ‘Bank of Choice’ by fostering enduring relationships built on trust, transparency, and responsiveness. Guided by its core values of Professionalism, Respect, Excellence, Entrepreneurial spirit, and Teamwork (PREET), the Bank continues to drive financial inclusion. RBL Bank is listed on both the NSE and BSE.

Company Product Lines

Personal Banking

• Accounts

• • Savings Accounts

• • Salary Accounts

• • Current Accounts

• • Special Institutions Account

• • Safe Deposit Lockers

• Term Deposits

• • Raksha Kavach Fixed Deposits

• • Digital Fixed Deposits

• • ACE Fixed Deposits

• • Smart Recurring Deposits

• • Money Max Deposits

• • Flexi Sure Fixed Deposits

• • Regular Fixed Deposits

• • Tax Saving Fixed Deposits

• • Senior Citizen Fixed Deposits (Wealth Secure)

• • Super Senior Citizen Fixed Deposits (Akshay Nidhi)

• • Recurring Deposits

• Cards

• • Credit Cards

• • Debit Cards

• • Commercial Cards

• • Prepaid Cards

• Loans

• • Business Loan

• • Education Loan

• • Loan Against Gold Ornaments

• • Small & Micro Loan Against Property

• • Car Loan

• • Two-Wheeler Loan

• • Loan Against Property

• • EasyGain Overdraft

• • Rural Vehicle Finance

• • Housing Loan

• • Personal Loan

• Insurance

• • Life Insurance

• • General Insurance

• • Health Insurance

• Investments

• • Investment Services

• • Mutual Funds

• • e-ASBA

• • National Pension System

• Demat

• Convenience Banking

• • Tax Payment

• • Bill Payment

• • Self Service Kiosk

• • Re-KYC

• • Bharat QR

• • Missed Call Recharge

• • BHIM UPI @RBL Bank

• • Verified by Visa / 3D Secure

• • Payment Gateway

• • Missed Call Facility

• Ways to Banking

• • Online Banking

• • Mobile Banking

• • Chat with RBL Cares

• • Bank in Person

• Forex Services

• • Outward Remittance

• • Borderless Prepaid Forex Card

NRI Banking

• • NRI Savings Account

• • NRE Savings Account

• • NRO Savings Account

• • Seafarer Account

• • Portfolio Investment Scheme (PIS)

• • NRI Deposits

• • NRE Deposits

• • NRO Deposits

• • FCNR(B) Deposits

• • Yield Maximiser

• • NRO Tax Saver Fixed Deposits

• • NRI Money Transfer

• • Wire Transfers

• • Foreign Currency Cheques

• • Returning NRIs

• • GIFT City for NRIs

Preferred Banking

• • Insignia Banking

• • Signature Banking

• • Aspire Banking

Business Banking

• • Business Banking Group

• • Agri Banking

• • Agri Business

• • Developmental Banking & Financial Inclusion

• • Government Sponsored Schemes

• • PM Employment Generation Programme

• • Pradhan Mantri Mudra Yojana

• • PM Street Vendor’s Atmanirbhar Nidhi Scheme

• • Maharashtra Chief Minister Employment Generation Programme

• • Pradhan Mantri Formalization Of Micro Food Processing Enterprises Scheme

• • Agriculture Infrastructure Fund

• • Business

• • Partnering your Growth

• • Convenience

• • Specialized Packages

• • Credit Guarantee Schemes

• • Credit Guarantee Fund Trust for Micro and Small Enterprises

• • National Credit Guarantee Trustee Company

Wholesale Banking

• Clients

Corporate Banking

• Corporate Banking
• Commercial Banking
• Government Banking
• Financial Institutions Group
• Multinational Corporates
• Inclusive Finance Institutions
• Corporate Finance
• Transaction Banking
• Financial Markets & Treasury
• Wholesale Client Services
• Commercial Cards
• Corporate Internet Banking
• BizBank App

Special Segments

• India Startup Club
• Gift City

RBL Bank Limited Company Revenue Model

Net Interest Income (Primary Revenue Source)

• Interest earned on loans and advances to individuals and businesses (personal loans, home loans, vehicle loans, business loans).
• Interest on investment securities (government and corporate bonds).
• Interest earned on balances with the Reserve Bank of India and inter-bank placements.

Non-Interest Income (Fee & Other Earnings)

• Fees and commissions from banking services (account maintenance, credit/debit cards, ATMs, lockers, remittances).
• Treasury and investment gains (profits from trading portfolio and sale of securities).
• Service charges on deposits and other banking operations.

Other Income Components

• Foreign exchange and derivatives income (earningsfrom forex transactions and hedging products).
• Miscellaneous operating revenue (penalty income, third-party product commissions, other banking charges).

Business Verticals Contributing to Revenue

• Retail Banking: Savings accounts, salary accounts, personal loans, home loans, credit cards.
• Corporate & Institutional Banking: Corporate loans, trade finance, credit facilities.
• Business Banking: Mid-sized business loans, working capital financing, MSME loans.
• Treasury & Financial Markets: Investment income, trading gains, forex operations.
• NRI Banking: NRE/NRO deposits, foreign remittances, portfolio investment schemes.
• Preferred Banking: Insignia, Signature, and Aspire banking services.

Digital & Convenience Banking Revenue

• Online banking, mobile banking, UPI transactions, Bharat QR payments.

Payment gateway services and merchant solutions.

RBL Bank Limited Geographic Presence

PanIndia Network

• RBL Bank operatesacross 28 Indian states and Union Territories, making it a panIndia private sector bank.

Headquarters & Core Markets

• Headquartered in Mumbai, Maharashtra — central hub for management and strategy.

Branches & Physical Footprint

• 564 bank branches spread across cities, towns, and regions throughout India.

• 1064 business correspondent (BC) branches, including banking outlets, that extend services into semiurban and rural markets. 283 BC outlets.

Digital & ATM Presence

• RBL Bank’s network includes hundreds of ATMs nationwide to support cash access and selfservicebanking .

Service Reach

• Through its BC and banking partners, RBL Bank serves customers in many semiurban and rural districts beyond just urban centers.
• The bank’s services reach a diverse customer base across the entire country across various geography types — metro, urban, semiurban, and rural.

RBL Bank Leadership 

Some of the key leaders of RBL Bank, as of January 2026, are –

• R Subramaniakumar – Managing Director & Chief Executive Officer
• Rajeev Ahuja – Executive Director
• Chandan Sinha – Non-Executive Independent Director (Part-Time Chairman)
• Veena Mankar – Non-Executive Non-Independent Director
• Ranjana Agarwal – Non-Executive Independent Director
• Manjeev Singh Puri – Non-Executive Independent Director
• Dr. Sivakumar Gopalan – Non-Executive Independent Director
• Gopal Jain – Non-Executive Non-Independent Director

RBL Bank Limited Key Milestone

• 1943: Incorporated as Ratnakar Bank Ltd in Kolhapur, Maharashtra.
• 2010: Began transformational journey under a new management team.
• 9 August 2013: Announced acquisition of Royal Bank of Scotland’s Business Banking, Credit Cards & Mortgage portfolio in India (subject to approvals).
• 10 April 2014: Completed Rs 328 crore capital infusion led by CDC Group Plc, Asia Capital & Advisors Pte Ltd; existing investors IFC and Gaja Capital also participated.
• 24 November 2014: Name changed from Ratnakar Bank to RBL Bank.
• 20 December 2015: Completed Rs 488 crore pre-IPO preferential placement to international investors including ADB and CDC Group Plc.
• August 2016: Maiden IPO oversubscribed 70 times; stock debuted at Rs 273.70 on BSE.
• 27 September 2016: Raised Rs 330 crore via Basel III compliant Tier II capital from CDC Group Plc.
• 3 October 2016:Acquired 9.99% stake in Utkarsh Micro Finance Ltd to expand reach to unbanked segments.
• 7 October 2016: Partnered with NeoGrowth Credit and OPIC to provide SME financing.
• 28 November 2016: Launched co-branded credit cards with Bajaj Finance Ltd.
• 30 November 2016: First bank in India to launch Aadhaar Payment Bridge System (APBS) for microfinance loan disbursements.
• 6 April 2017: Opened IFSC Banking Unit (IBU) at GIFT City, Gujarat.
• 14 August 2017: Completed Rs 1,680 crore capital infusion through preferential equity shares.
• 27 November 2017: Increased stake in SwadhaarFinservePvt. Ltd from 30% to 60.48%, making it a subsidiary.
• FY 2018: Total deposits grew 26.93% to Rs 43,902.26 crore; net advances up 36.74% to Rs 40,267.84 crore.
• 31 March 2018: Distribution network: 265 branches, 807 BC branches, 388 ATMs.
• 2018: Won multiple awards including Most Promising Company of the Year, Best Bank of the Year, and High Growth Private Sector Bank.
• FY 2019: Total deposits grew 33.01% to Rs 58,394.42 crore; net advances up 34.87% to Rs 54,308.24 crore.
• 28 June 2018:Acquired 100% stake in SwadhaarFinservePvt. Ltd (now RBL FinserveLimited).
• 31 March 2019: Distribution network: 324 branches, 993 BC branches, 341 ATMs.
• 2019: Received awards including Most Promising Company of the Year and India’s Best Bank for Microfinance.
• 31 March 2020: Distribution network: 386 branches, 1,245 BC branches, 389 ATMs.
• 2024: Distribution network: 545 branches, 1,272 BC branches, 395 ATMs; launched 7 new retail products including Housing Loans, Vehicle Loans, Education Loans, and RuPay NCMC card.
• FY 2024-25: Deposits grew 7.2% to Rs 1,10,944 crore; total advances grew 10.3% to Rs 92,618 crore; opened 562 branches, 1,177 BC points, and 415 ATMs; launched 6 new products in Vehicle Loans, Prepaid & Commercial Cards, and GIFT City offerings; added 1,000 back-office seats.

Industry Perspective

RBL Bank operates in the banking and financial services industry in India, a core part of the country’s Banking, Financial Services and Insurance (BFSI) sector, which has expanded dramatically over the past two decades in market size and importance. The Indian banking industry is projected to grow strongly, with total industry assets expected to expand at a 1516% compound annual growth rate (CAGR) through 202930, driven by rising credit demand, digitisation, and increased financial inclusion.

Within this industry, retail and private banking segments also show robust prospects; for example, some reports forecast the India private banking market growing at around 8–9% CAGR through 2030, reflecting rising wealth and demand for personalised services. The broader Indian banking sector continues to show resilience, with improving asset quality and strong balance sheets, underpinning future credit growth and industry expansion

RBL Bank Limited Stock Market Presence: Listings & Index Representation

RBL Bank Limited is listed on the Bombay Stock Exchange and the National Stock Exchange of India following its publiclisting in 2016. The bank’s equity shares trade on the NSE under the symbol RBLBANK and on the BSE under the code 540065. Since listing, RBL Bank has remained part of India’s regulated equity markets, with disclosures and reporting aligned with SEBI and RBI requirements.

RBL Bank is included in several recognised stock market indices, reflecting its participation in India’s broader equity universe. The bank forms part of indices such as the Nifty 500, Nifty Smallcap 100, Nifty Private Bank, Nifty Midcap Liquid 15, Nifty Smallcap 250, and Nifty Smallcap 50. Index inclusion places RBL Bank within benchmark-tracked portfolios and sectoral indices covering private banking and small-cap stocks.

RBL Bank stock price receives attention from market participants tracking private sector banking stocks. Its presence on both NSE and BSE supports liquidity and transparent price discovery, while index representation links the stock to passive investment flows and institutional benchmarks. Together, exchange listings and index inclusion highlight RBL Bank’s established position within India’s listed banking space.

RBL Bank Limited Stock Performance and Share Price History

RBL Bank’s stock performance reflects the journey of a private sector bank navigating growth, stress, recovery, and consolidation within India’s banking system. Since its listing in 2016, the RBL Bank share price history has shown sharp upswings during expansion phases and deep corrections during periods of asset quality pressure and earnings volatility. Tracking the RBL share price helps investors monitor trends and compare performance against other private sector banks.

Between 2016 and 2017, RBL Bank delivered strong gains, with annual performance of 11.92 percent in 2016 and 52.43 percent in 2017. This phase coincided with rapid balance sheet expansion and rising investor confidence in private sector lenders. In 2018, the RBL stock price gained 13.28 percent, before entering a prolonged correction. Monitoring the RBL stock price allows comparison of performance during such volatile periods.

The RBL Bank share price faced further pressure in 2021, declining by 44.97 percent as asset quality concerns, leadership transitions, and the impact of COVID-19 weighed on sentiment. In 2022, the RBL share price recovered with a 35.14 percent gain, supported by stabilising operations and improved balance sheet indicators. The recovery continued in 2023, with a 55.07 percent rise, as earnings visibility improved. Observing the RBL stock price trends during this recovery highlights how market sentiment responds to operational performance.

However, 2024 saw another sharp decline of 44.12 percent, driven by weaker profitability and cautious outlook. In contrast, 2025 marked a strong rebound, with the RBL Bank share price rising by 100.13 percent, reflecting renewed confidence in operational recovery. In 2026 to date, performance has remained marginally negative at -1.05 percent, indicating consolidation after the sharp prior-year rally. Analysts and investors continue to track the RBL share price to assess the bank’s position in the private banking sector, while the RBL stock price provides a reference for sectoral comparison.

The RBL Bank share price reached its highest end-of-day level of ₹683.17 on May 28, 2019, during a period of strong growth optimism. The lowest end-of-day price of ₹76.17 was recorded on June 20, 2022, during heightened stress and uncertainty. These extremes underline the cyclical nature of the RBL stock price, shaped by internal execution and external economic conditions. Monitoring the RBL share price and RBL stock price together gives a clear picture of historical performance and market volatility, enabling better observation of trends over time.

RBL Bank Limited Investor Relevance and Portfolio Role

RBL Bank occupies a place in portfolios seeking exposure to India’s private sector banking space, particularly within the mid-cap and small-cap segments. Its inclusion in indices such as the Nifty Private Bank and Nifty Smallcap indices positions the stock within sector-focused and benchmark-linked portfolios, reflecting its role in India’s evolving BFSI landscape.

RBL Bank equity is held by a mix of domestic and global institutional investors, indicating sustained institutional engagement. Key institutional holders include Quant Money Managers, Nippon Life India Asset Management, British International Investment, Tata Asset Management, HSBC Global Asset Management, Mahindra & Mahindra, Kotak Mahindra Asset Management, Franklin Resources, SBI Funds Management, and Morgan Stanley.

Mutual fund participation further reflects the stock’s presence across diversified and sector-focused schemes. Prominent mutual fund holders include Quant Mutual Fund – Quant Small Cap Fund, Franklin Templeton Investments Funds, Kotak Mutual Fund – Kotak Multicap Fund, Aditya Birla Sun Life Arbitrage Fund, Nippon India Small Cap Fund, SBI Small Cap Fund, Cohesion India Best Ideas Fund, Kotak Equity Arbitrage Fund, Vanguard Total International Stock ETF, and Vanguard International Equity Index Funds.

RBL Bank stock is also tracked in the derivatives market, where futures and options activity provides insight into near-term expectations. Open interest trends, rollover behaviour, and option positioning often reflect market views on earnings releases, asset quality updates, and sector-level developments affecting private banks.

Volatility characteristics of RBL Bank are reflected in its beta values across timeframes. The long-term beta stands at 1.83, indicating higher volatility compared to the broader market. Daily beta ranges include 1.71 over one month and 1.54 over three months, while weekly beta ranges show 1.30 over one year and 1.69

RBL Bank Limited Sectoral Relevance and Peer Positioning

RBL Bank’s sectoral relevance arises from its participation in retail lending, credit cards, microfinance, and commercial banking within India’s private banking ecosystem. Peer comparisons with ICICI Bank, Axis Bank, Kotak Mahindra Bank, Federal Bank, and IDFC First Bank focus on asset quality, capital adequacy, margins, and operational efficiency rather than short-term stock movements. These benchmarks help place RBL Bank within the competitive landscape of private sector lenders, highlighting its operational scale, efficiency, and systemic relevance. Institutional tracking of credit growth, deposit mobilisation, capital adequacy, and financial inclusion further underscores its position within India’s financial markets.

RBL Bank P/E ratio demonstrates how the market values its earnings relative to its operations. As of January 2026, RBL Bank’s P/E (TTM) stands at 21.8. Historically, the ratio moved from 37.3 in 2017 to 30.0 in 2018, rising to 32.7 in 2019, before declining sharply during 2020–2022 due to earnings stress, and stabilising through 2023–2025. These trends indicate periods of growth optimism, corrections, and subsequent recovery in market valuation.

RBL Bank EPS reflects operational performance over time. EPS increased from ₹3.71 in 2010 to ₹26.49 in 2019, followed by declines and a negative EPS of ₹3.31 in 2022. Recovery occurred in 2023 with ₹16.96, further improving to ₹22.81 in 2024, and moderating to ₹12.55 in 2025, showing normalisation of earnings along side operational and sectoral trends.

RBL Bank’s market capitalisation reached ₹200.32 billion in January 2026, positioning it as a significant mid-cap private bank in India. Historical market cap movements show growth from ₹108.85 billion in 2016 to ₹244.88 billion in 2018, followed by corrections in subsequent years, and recovery through 2025, reflecting operational performance and market sentiment.

RBL Bank Earnings history highlights pretax earnings of ₹4.80 billion in 2019, ₹5.04 billion in 2020, a negative ₹5.01 billion in 2021, rising to ₹10.94 billion in 2022, and ₹12.53 billion in 2023, before moderating to ₹10.88 billion in 2024 and ₹4.97 billion (TTM) in 2025. These figures capture cyclical performance, credit trends, and broader sectoral pressures, establishing RBL Bank as a mid-cap private sector bank with a notable presence in India’s banking landscape.

SUMMARY

RBL Bank Limited, headquartered in Mumbai and incorporated in 1943, is a mid-sized private sector bank in India offering retail, business, corporate, and treasury services. It operates across 28 states with 564 branches, 1,347 BC branches, and hundreds of ATMs, serving over 14.98 million customers. Revenue comes from interest on loans, fees, trading gains, and digital banking services. Listed on NSE and BSE, it is part of key indices and tracked by institutional investors.