Bajaj Finserv shares down by more than 1% today
By Ankur Chandra | Updated at: Oct 28, 2025 01:05 PM IST
Bajaj Finserv shares are declining today. At 11:55 a.m. IST, 28th October, 2025, the stock price is down by 1.34%, trading at Rs 2,139.50. Nifty 50 index is down by 0.36% at this time. The stock is the top loser at Nifty 50 at this time.
Bajaj Finserv among the best performing stocks in Financial services sector, in 2025
The stock is probably seeing profit booking today. It has gained 5.56% in the past one month. Year-to-date Bajaj Finserv shares have gained 35.58% in 2025. Nifty 50 index has gained 8.97% in this period. The stock has outperformed the Nifty 50 index by a wide margin in this period.
Nifty Financial Services index has gained 10.67% year-to-date (YTD) in 2025. Bajaj Finserv has 2.53% weight in Nifty Financial Services index. The stock has outperformed its benchmark index by more than 25% this year. That makes it one of the best performing stocks in the financial services sector this year.
That may also explain the relatively high Price-to-Earnings (P/E) ratio at which Bajaj Finserv shares are currently trading. They are trading at a 12-months trailing P/E ratio of around 36. Average P/E ratio at which stocks in Nifty Financial Services index are currently trading is 17.14.
Low interest rate scenario may benefit Bajaj Finserv
US Federal Reserve will be holding its monetary policy meeting, today and tomorrow. It is highly expected that it will go for a 25 basis points (0.25%) rate cut in this meeting. Other central banks, such as RBI, may in that case also follow the US central bank in cutting down interest rates.
Lower interest rates may lower the cost of raising funds for Bajaj Finserv. The company is a Non- Banking Financial Services company (NBFC). It offers a range of loan products such as home loans, personal loans, vehicle loans etc. If its cost of funding goes down, then it may have a positive impact on its Net interest income (NII). NII is the difference between the interest that Bajaj Finserv charges on the loans that it gives and the interest that it pays on the money that it raises for giving loans.
Disclaimer : This content is only for informational purpose. It does not make any recommendation to act or invest.
Source: NSE; Bajaj Finserv
