Paisalo Digital Raises Rs 34 Crore Through NCDs

New Delhi, August 8, 2025 – Paisalo Digital Limited has raised Rs 34 crore through private placement of Non Convertible Debentures (NCDs). The coupon rate that it will pay on these NCDs is 9.75%.

Paisalo Digital Limited Share Price Performance

As of noon on 8 August 2025, the share price of Paisalo Digital Limited traded at ₹30.58, reflecting a slight decrease of 0.36% from its previous close of ₹30.69. The share price opened at ₹30.76 and fluctuated between ₹30.45 and ₹30.94, which are the lowest and highest prices recorded so far.

Effects on Investors

This NCD issuance is designed for investors seeking medium-term fixed-income products, offering an attractive annual interest rate of 9.75%. Its structure, combined with the planned listing on the BSE, is likely to appeal to both institutional investors and retail participants who are looking for accessible, reliable fixed-income opportunities in the current market environment.

Key Allotment Details

The NCDs are listed, senior, secured, redeemable, taxable, and transferable. The 36-month NCDs have an annual coupon rate of 9.75%, which is to be paid quarterly and is secured by a first-ranking pari-passu first on a loan receivables charge with 1.10x cover. August 8, 2028, is the maturity date of redemption. Consequent upon the delay, there is a coupon plus 2% p.a.

The secured NCDs are secured by hypothecated receivables, ensuring adequate security cover for at least 1.10 times the principal amount outstanding during the tenor of the NCDs, with the principal amount repayable in one installment on maturity and interest paid quarterly.

Paisalo Digital is a non-banking finance company (NBFC) that provides small-ticket loans to entrepreneurs, small businesses, and individuals in pursuit of financial inclusion as a part of its mission to provide access to credit to small businesses.

REF: https://nsearchives.nseindia.com/corporate/PAISALO_08082025111831_BSE_NSE_Outcome_08082025.pdf

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