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Scheme Information
Aditya BSL Credit Risk Reg IDCW-R
as of 12 May 2026, 05:41 AM
Scheme Asset Size₹1197.37 Cr
Expense Ratio1.66%
Cash Holding17.65761%
Fund TypeOpen-End
PlanDividend
BenchmarkCRISIL Credit Risk Debt TR INR
Launch Date2015-04-17
Exit LoadExit load of 3.00% for investments if redeemed within 1 Years
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
3
rated by Value Research
Scheme Riskometer
Your principal will be at High Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months 0.48%
In the last 3 months 1.58%
In the last 6 months 6.40%
In the last 1 Years 12.10%
In the last 3 Years 0.34%
In the last 5 Years 0.50%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| GMR Airports Limited | - | B | 3.99% |
| Jubilant Bevco Limited | - | B | 3.22% |
| 6.48% Govt Stock 2035 | - | BT | 2.93% |
| IKF Finance Limited | - | B | 2.57% |
| Hinduja Leyland Finance Limited | - | B | 2.54% |
| National Bank For Agriculture And Rural Development | - | B | 2.53% |
| Kogta Financial (India) Limited | - | B | 2.37% |
| GAursons India Private Limited | - | B | 2.34% |
| Vedanta Limited | - | B | 2.24% |
| Vedanta Limited | - | B | 2.22% |
| Jtpm Metal TRaders Limited | - | B | 2.22% |
| Hero Housing Finance Limited | - | B | 2.22% |
| Sis Limited | - | B | 2.21% |
| IndiGrid Infrastructure Trust Units Series - IV | Utilities | E | 2.21% |
| JSW Energy Limited | - | B | 2.21% |
| Narayana Hrudayalaya Limited | - | B | 2.21% |
| Oxyzo Financial Services Limited | - | B | 2.19% |
| Hinduja Housing Finance Limited | - | B | 2.15% |
| Adani Power Limited | - | B | 2.15% |
| SK Finance Limited | - | B | 1.99% |
| 7.95% Telangana Sdl 2035 | - | BT | 1.87% |
| 7.82% Andhra Sgs 2035 | - | BT | 1.86% |
| Avanse Financial Services Limited | - | B | 1.85% |
| National Bank For Agriculture And Rural Development | - | B | 1.84% |
| National Bank For Agriculture And Rural Development | - | B | 1.83% |
| Bajaj Housing Finance Limited | - | B | 1.82% |
| Indian Railway Finance Corporation Limited | - | B | 1.80% |
| Indus Infra Trust Unit | Financial Services | E | 1.71% |
| Nuvama Wealth Finance Limited | - | B | 1.64% |
| IKF Finance Limited | - | B | 1.59% |
| Avanse Financial Services Limited | - | B | 1.48% |
| JSW Energy Limited | - | B | 1.44% |
| 6.68% Govt Stock 2040 | - | BT | 1.39% |
| Nexus Select Trust Reits | Real Estate | ER | 1.39% |
| Adani Airport Holdings Limited | - | B | 1.36% |
| Embassy Office Parks REIT | Real Estate | ER | 1.20% |
| TATA Projects Limited | - | B | 1.11% |
| GMR Airports Limited | - | B | 1.00% |
| Eris Lifesciences Limited | - | B | 1.00% |
| Eris Lifesciences Limited | - | B | 1.00% |
| National Bank For Financing Infrastructure And Development | - | B | 0.93% |
| 7.1% Govt Stock 2034 | - | BT | 0.74% |
| Vedanta Limited | - | B | 0.74% |
| Adani Power Limited | - | B | 0.73% |
| Power Finance Corporation Limited | - | B | 0.71% |
| IRB InvIT Fund Units 2017-Series IV | Industrials | E | 0.42% |
| Raajmarg Infra Investment Trust | - | EX | 0.41% |
| Sbi - Corporate Debt Market Development Fund - A2 Units | - | EX | 0.26% |
| State Government Of Tamil Nadu | - | BT | 0.16% |
| Rajasthan (Government of ) | - | DS | 0.10% |
| Power Finance Corporation Limited | - | B | 0.08% |
| Clearing Corporation Of India Limited | - | CR | 15.06% |
| Net Receivables / (Payables) | - | C | 0.75% |
| Aditya Birla Real Estate Limited | - | B | - |
| GAursons India Private Limited | - | B | - |
| Tamil Nadu (Government of) | - | DS | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Equity
6.93%
Debt
74.74%
Cash
17.66%
Others
0.67%
Equity sector allocation
Loading chart…
Financial Services
1.71%
Industrials
0.42%
Real Estate
2.59%
Utilities
2.21%
Others
93.07%
Fund House Contact Details
Websitehttps://mutualfund.adityabirlacapital.com/
Phone+91 22 4356 8008/ 8000
Aditya Birla Sun Life AMC Ltd
Asset Management Company
Funds in this Category
DSP Credit Risk Fund Reg Mly IDCW-R
Debt
Min. Investment
₹100
Category Returns
11.09%
15.67%
3Y Returns
+15.67%
DSP Credit Risk Fund Reg Mly IDCW-P
Debt
Min. Investment
₹100
Category Returns
11.09%
15.67%
3Y Returns
+15.67%
DSP Credit Risk Fund Reg Gr
Debt
Min. Investment
₹100
Category Returns
11.09%
15.67%
3Y Returns
+15.59%
About Aditya BSL Credit Risk Reg IDCW-R
Investment Objective of the Scheme
The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.
Key Features of The Fund
5-year return
+8.51%
Fund Manager
Sunaina Cunha
Risk Profile
High Risk
Expense Ratio
1.66%
Fund Size
₹1197.37 Cr
FAQ's
What has been the returns generated by Aditya BSL Credit Risk Reg IDCW-R over different time periods?
The Aditya BSL Credit Risk Reg IDCW-R has given returns
1-Year
12.10
3-Year
10.22
5-Year
8.51
What is the expense ratio of Aditya BSL Credit Risk Reg IDCW-R?
The expense ratio of Aditya BSL Credit Risk Reg IDCW-R is 1.66%.
What is the AUM (Assets Under Management) of Aditya BSL Credit Risk Reg IDCW-R?
The AUM, short for Assets Under Management of Aditya BSL Credit Risk Reg IDCW-R is ₹1197.37 Cr as of 07 Jun 2349.
What are the top stock holdings of Aditya BSL Credit Risk Reg IDCW-R?
The Aditya BSL Credit Risk Reg IDCW-R has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| GMR Airports Limited | 3.99% |
| Jubilant Bevco Limited | 3.22% |
| 6.48% Govt Stock 2035 | 2.93% |
| IKF Finance Limited | 2.57% |
| Hinduja Leyland Finance Limited | 2.54% |
| National Bank For Agriculture And Rural Development | 2.53% |
| Kogta Financial (India) Limited | 2.37% |
| GAursons India Private Limited | 2.34% |
| Vedanta Limited | 2.24% |
| Vedanta Limited | 2.22% |
| Jtpm Metal TRaders Limited | 2.22% |
| Hero Housing Finance Limited | 2.22% |
| Sis Limited | 2.21% |
| IndiGrid Infrastructure Trust Units Series - IV | 2.21% |
| JSW Energy Limited | 2.21% |
| Narayana Hrudayalaya Limited | 2.21% |
| Oxyzo Financial Services Limited | 2.19% |
| Hinduja Housing Finance Limited | 2.15% |
| Adani Power Limited | 2.15% |
| SK Finance Limited | 1.99% |
| 7.95% Telangana Sdl 2035 | 1.87% |
| 7.82% Andhra Sgs 2035 | 1.86% |
| Avanse Financial Services Limited | 1.85% |
| National Bank For Agriculture And Rural Development | 1.84% |
| National Bank For Agriculture And Rural Development | 1.83% |
| Bajaj Housing Finance Limited | 1.82% |
| Indian Railway Finance Corporation Limited | 1.80% |
| Indus Infra Trust Unit | 1.71% |
| Nuvama Wealth Finance Limited | 1.64% |
| IKF Finance Limited | 1.59% |
| Avanse Financial Services Limited | 1.48% |
| JSW Energy Limited | 1.44% |
| 6.68% Govt Stock 2040 | 1.39% |
| Nexus Select Trust Reits | 1.39% |
| Adani Airport Holdings Limited | 1.36% |
| Embassy Office Parks REIT | 1.20% |
| TATA Projects Limited | 1.11% |
| GMR Airports Limited | 1.00% |
| Eris Lifesciences Limited | 1.00% |
| Eris Lifesciences Limited | 1.00% |
| National Bank For Financing Infrastructure And Development | 0.93% |
| 7.1% Govt Stock 2034 | 0.74% |
| Vedanta Limited | 0.74% |
| Adani Power Limited | 0.73% |
| Power Finance Corporation Limited | 0.71% |
| IRB InvIT Fund Units 2017-Series IV | 0.42% |
| Raajmarg Infra Investment Trust | 0.41% |
| Sbi - Corporate Debt Market Development Fund - A2 Units | 0.26% |
| State Government Of Tamil Nadu | 0.16% |
| Rajasthan (Government of ) | 0.10% |
| Power Finance Corporation Limited | 0.08% |
| Clearing Corporation Of India Limited | 15.06% |
| Net Receivables / (Payables) | 0.75% |
| Aditya Birla Real Estate Limited | - |
| GAursons India Private Limited | - |
| Tamil Nadu (Government of) | - |
In which sectors has Aditya BSL Credit Risk Reg IDCW-R invested in?
The Aditya BSL Credit Risk Reg IDCW-R has invested the majority of its money in the stocks of the following sectors -
| Company | Percentage of Portfolio |
|---|---|
| Basic Materials | - |
| Communication Services | - |
| Consumer Cyclical | - |
| Consumer Defensive | - |
| Energy | - |
| Financial Services | 1.71% |
| Healthcare | - |
| Industrials | 0.42% |
| Real Estate | 2.59% |
| Technology | - |
| Utilities | 2.21% |
What is the risk level of Aditya BSL Credit Risk Reg IDCW-R?
This is a Credit Risk fund comes with High Risk.
Who are the fund managers of Aditya BSL Credit Risk Reg IDCW-R?
Aditya BSL Credit Risk Reg IDCW-R fund managers are Sunaina Cunha, Mohit Sharma.
Is there a minimum SIP amount to invest in Aditya BSL Credit Risk Reg IDCW-R?
The minimum SIP amount to start investment in Aditya BSL Credit Risk Reg IDCW-R is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in Aditya BSL Credit Risk Reg IDCW-R both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in Aditya BSL Credit Risk Reg IDCW-R on the basis of your investment objective and risk tolerance.
How to invest in Aditya BSL Credit Risk Reg IDCW-R?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in Aditya BSL Credit Risk Reg IDCW-R:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of Aditya BSL Credit Risk Reg IDCW-R.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of Aditya BSL Credit Risk Reg IDCW-R?
The exit load of Aditya BSL Credit Risk Reg IDCW-R is as follows:
Exit load of 3.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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