Bank of India Mid &SmallCpEq&DbtRegIDCWR

Bank of India Mid &SmallCpEq&DbtRegIDCWR Fund Details and Key Information

Bank of India Mid &SmallCpEq&DbtRegIDCWR is an open-ended mutual fund that invests based on its stated objective and benchmark.

Key details:

• Asset Size: ₹1554.32 Cr

• Expense Ratio: 1.76%

• Cash Holding: 9.83%

• Plan Type: Dividend

• Benchmark: CRISIL Short Term Bond TR INR

• Launch Date: 2016-07-20

• Exit Load: 1.00

These factors help investors evaluate cost, scale, and fund positioning before making an investment decision.

Bank of India Mid &SmallCpEq&DbtRegIDCWR Returns and Performance

Bank of India Mid &SmallCpEq&DbtRegIDCWR has delivered returns across multiple timeframes, reflecting its ability to perform across different market conditions.

Returns:

• 1 Month: 3.61%

• 3 Months: 14.07%

• 6 Months: 7.53%

• 1 Year: 8.25%

• 3 Years: 0.67%

• 5 Years: 1.00%

Short-term returns indicate recent momentum, while long-term returns show consistency and wealth creation ability.

Bank of India Mid &SmallCpEq&DbtRegIDCWR Risk Level and Volatility

Understanding risk is important before investing. Bank of India Mid &SmallCpEq&DbtRegIDCWR falls under: For investors in the 20–40 age group, selecting a fund with the right risk level is important based on financial goals, investment horizon, and comfort with market movements.

Risk Level: Very High Risk

The riskometer helps investors understand how stable or volatile the fund can be based on its investment strategy and asset allocation. Funds with higher risk levels may offer better return potential over time, but they can also experience sharper short-term fluctuations. This classification reflects the volatility associated with the fund. Higher risk funds may offer higher returns but come with greater fluctuations.

Bank of India Mid &SmallCpEq&DbtRegIDCWR Portfolio Allocation

The asset allocation of Bank of India Mid &SmallCpEq&DbtRegIDCWR shows how investments are distributed across asset classes.

• Equity Allocation: 78.48%

• Cash Allocation: 9.83%

This allocation plays a key role in determining the fund’s risk and return profile.

Bank of India Mid &SmallCpEq&DbtRegIDCWR Sector Allocation

Bank of India Mid &SmallCpEq&DbtRegIDCWR diversifies its investments across sectors to reduce risk.

Sector Holding Detail

• Basic Materials: 13.91%

• Communication Services: 0.42%

• Consumer Cyclical: 10.21%

• Consumer Defensive: 3.01%

• Energy: 0.98%

• Financial Services: 16.24%

• Healthcare: 10.42%

• Industrials: 16.69%

• Real Estate: 0.90%

• Technology: 4.93%

• Utilities: 0.77%

Sector allocation data helps investors understand which industries the fund is focusing on.

Bank of India Mid &SmallCpEq&DbtRegIDCWR Fund House

Bank of India Mid &SmallCpEq&DbtRegIDCWR is managed by:

AMC Name: Bank of India Investment Managers Private Limited

A strong fund house with a proven track record can improve investor confidence.

Bank of India Mid &SmallCpEq&DbtRegIDCWR Minimum Investment

Investors can start investing in Bank of India Mid &SmallCpEq&DbtRegIDCWR with:

Minimum Investment: ₹5,000

This makes the fund accessible for both beginners and experienced investors.