Gold Rate in Mumbai Today, July 21, 2026: Gold Prices Edge Up Slightly

Mumbai, July 21: Gold prices in Mumbai recorded another quiet session on Tuesday, with retail rates moving up by just ₹1 per gram across all major purity categories. The increase was modest, but it extended the positive movement seen over the last two trading sessions.

According to today’s rates, 24-karat gold is selling at ₹14,347 per gram, up by ₹1 from Monday. 22-karat gold has climbed to ₹13,151 per gram, while 18-karat gold is now priced at ₹10,760 per gram, also higher by ₹1.

The market has slowed considerably compared to the sharp swings seen earlier in July. Over the past few days, daily changes have been minimal, suggesting that both buyers and traders are waiting for fresh global cues before prices make a stronger move in either direction.

Mumbai Gold Rate Today

Gold Prices Have Stabilised After a Volatile Start to July

The first half of July saw gold prices move sharply in both directions, making it difficult for buyers to judge the right time to purchase. That pace has eased over the past few sessions.

Instead of large gains or losses, prices are now changing only by a few rupees each day. Tuesday’s ₹1 increase is another sign that the market is taking a breather after last week’s fluctuations.

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Gold Price in Mumbai Per Gram

What Would 10 Grams of 22K Jewellery Cost Today?

The retail gold rate is only one part of the final jewellery bill. Jewellers also add making charges and GST, which increase the overall cost.

Based on today’s gold rate, 12% making charges and 3% GST, here’s an estimated calculation:

The final amount may vary depending on the jeweller, jewellery design, wastage charges and making charges applied.

10-Day Gold Price Trend

• July 21: ₹14,347 (+₹1)
• July 20: ₹14,346 (+₹17)
• July 19: ₹14,329 (No change)
• July 18: ₹14,329 (+₹76)
• July 17: ₹14,253 (-₹76)
• July 16: ₹14,329 (-₹28)
• July 15: ₹14,357 (+₹77)
• July 14: ₹14,280 (-₹11)
• July 13: ₹14,291 (-₹142)
• July 12: ₹14,433 (No change)

The last ten trading sessions show that gold has gradually settled after a period of heavy volatility. Prices recovered from last week’s decline but have since moved within a narrow range. With only small daily changes now, the market appears to be waiting for a fresh trigger before taking its next direction.

July Performance So Far

Although prices have recovered from the month’s lows, gold is still trading below where it started July. That means buyers are still paying slightly less than they would have at the beginning of the month despite the rebound seen over the past few sessions.

Why Do Gold Prices Change Every Day?

Gold prices are influenced by several domestic and global factors. International bullion rates, the rupee’s movement against the US dollar, import duties, inflation expectations, central bank policy decisions and geopolitical developments all contribute to daily price movements. As these factors change, retail gold prices across Indian cities are updated accordingly.

Conclusion

Gold prices in Mumbai remained almost unchanged on July 21, with all three purity categories gaining just ₹1 per gram. While the increase is minor, it reflects the steady tone that has returned to the market after a volatile first half of the month. Unless fresh global developments influence bullion prices, gold is likely to continue trading within a limited range in the near term.

Source: Goodreturns | Gold prices updated for July 21, 2026.