IndusInd Bank Q1FY26: Net Advances Fall 3.9% YoY; CASA Ratio Declines to 31.49%
By Shishta Dutta | Published at: Jul 5, 2025 12:38 PM IST
Mumbai, July 5, 2025: IndusInd Bank Ltd (NSE: INDUSINDBK, BSE: 532187) reported key operational metrics for the quarter ended June 30, 2025 (Q1FY26), highlighting a contraction in both advances and deposits, alongside a dip in CASA ratio, as per its regulatory filing under SEBI (LODR) norms.
Key Performance Metrics (₹ in Crore)
| Particulars | 30 Jun 2024 | 31 Mar 2025 | 30 Jun 2025 | YoY % | QoQ % |
|---|---|---|---|---|---|
| Net Advances | 3,47,898 | 3,45,019 | 3,34,477 | -3.9% | -3.1% |
| Deposits | 3,98,513 | 4,10,862 | 3,97,233 | -0.3% | -3.3% |
| CASA Ratio | 36.67% | 32.81% | 31.49% | — | — |
Summary:
- Net advances declined sequentially and annually, reflecting a 14.4% YoY and 6.2% QoQ drop in corporate banking.
- Consumer loan growth remained positive on a YoY basis (4.8%) but saw a 0.9% sequential decline.
- Deposits fell 3.3% QoQ, with retail and small business deposits nearly flat at ₹1,84,709 crore (vs ₹1,85,133 crore in Q4FY25).
- CASA ratio continued to slide, indicating a shift in deposit mix.
Liquidity Profile
- The daily average Liquidity Coverage Ratio (LCR) stood at 141.27% during Q1FY26 and 145.26% as of June 30, 2025 — well above regulatory thresholds, reflecting healthy liquidity buffers.
Regulatory Disclosure
This update complies with Regulation 8 of SEBI (Prohibition of Insider Trading) Regulations, 2015 and is subject to limited review by statutory auditors.
About IndusInd Bank
IndusInd Bank Limited is a publicly listed Indian private sector bank, headquartered in Pune, with a strong presence across retail and corporate banking. The bank’s equity shares are listed on NSE and BSE under the symbol ‘INDUSINDBK’.
REF: https://nsearchives.nseindia.com/corporate/INDUSINDBK3_04072025205241_SEIntimationKeyNumbers.pdf
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