Kotak Mahindra Bank Q2 FY26 Profit Slips 3% to ₹3,253 Crore; NII Rises 4%
By Shishta Dutta | Published at: Oct 27, 2025 11:20 AM IST
New Delhi, October 27: Kotak Mahindra Bank has released its financial results for the quarter ended 30 September, reporting a 3% year-on-year decline in standalone net profit to ₹3,523 crore, compared with ₹3,344 crore in the corresponding quarter of the previous year.
Total Income At ₹16,239 Crore While PAT Falls 11% YoY
Kotak Mahindra Bank reported a total income of ₹16,239 crore in Q2 FY26, slightly higher than ₹15,900 crore in Q2 FY25. Interest income rose to ₹13,649 crore from ₹13,216 crore a year earlier. Net Interest Income (NII) increased 4% year-on-year to ₹7,311 crore compared with ₹7,020 crore in the same quarter last year. However, the Net Interest Margin (NIM) declined to 4.54% from 4.91%. Asset quality improved during the quarter, with the Gross Non-Performing Assets (NPA) ratio easing to 1.39% from 1.49% a year ago. Net NPA fell to 0.32% from 0.43%.
On a consolidated basis, the bank’s net profit dropped 11% year-on-year to ₹4,468 crore compared with ₹5,044 crore in Q2 FY25. The Return on Assets (ROA) also fell to 1.97% from 2.53%.
Shares Fall By 1.50%
As of 9:55 AM, Kotak Mahindra Bank Ltd share price was down by 1.50%, or 32.70 points, and was trading at ₹2,154,30. Until now, the shares have traded within a range of ₹2,186 and ₹2,122. The traded volume stood at 9.50 lakh shares, with the company’s market cap at ₹4,34,913 crore. The shares of the company have their 52-week high at ₹2,301.90 and their 52-week low at ₹1,679.05.
REF: https://nsearchives.nseindia.com/corporate/Kotakmahindrabank_25102025122822_MediaReleaseQ2FY26signed.pdf
https://nsearchives.nseindia.com/corporate/Kotakmahindrabank_25102025122320_FinancialResultssigned.pdf
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