PTC India Financial Services Shares Soar More Than 11% On Good Q2 Earnings And Positive Asset Quality Breadth

New Delhi, October 24, 2025 – Shares of PTC India Financial Services Ltd (NSE: PFS | BSE: 533344) gained 11.16% at Friday’s early trade after the firm posted healthy numbers for the second quarter of FY26. The numbers reflect 86% year-on-year growth in net profits and improved asset quality.

Market Snapshot

During the morning session, the share opened at ₹36.77 and touched an intra-day high of ₹39.49 before trading at ₹38.85, higher by ₹3.90 from the last close of ₹34.95. The counter witnessed strong buying interest, with over 12.4 lakh shares traded on the buy side versus 7.66 lakh on the sell side.

At current levels, the company’s market capitalisation stood at ₹2,493.99 crore, with a P/E ratio of 6.87, reflecting investor optimism after a turnaround in profitability and asset health.

As of 10:22 AM IST, the stock traded at ₹39.73, up 13.68%. It moved within a range of ₹40.40 high and ₹36.65 low so far during the session, with a trading volume of 22.92 lakh shares. The company’s market capitalisation stood at ₹2,493.99 crore, near its 52-week high of ₹46.

Key Reasons Behind The Rally

For Q2 FY26, PFS net profit was ₹88.14 crore, up 86% year on year from ₹47.34 crore in Q2 FY25, driven by the resolution of legacy issues and improved operating metrics.

The company sanctioned loans amounting to ₹1,048 crore and disbursed ₹326 crore during the quarter. This shows strong improvement in business operations from the nil levels in Q2 FY25.

Gross Stage III assets reduced by 75% year on year to ₹193 crore. Net Stage III assets reduced by 83% to ₹47 crore. Overall, this reflects a cleaner balance sheet and stronger provisioning.

Return on Net Worth improved to 12.3%, and ROA more than doubled to 6.5%, underscoring better profitability. NIM also expanded to 4.63% on a stronger earnings portfolio.

PTC India Financial Services Ltd is a listed Non-Banking Financial Company, a subsidiary of PTC India Ltd, registered with the Reserve Bank of India as an Infrastructure Finance Company. The company provides customised financing solutions for infrastructure sectors with a growing focus on renewable energy, electric mobility, and green projects. The company is listed on the BSE (533344) and NSE (PFS).

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