IDBI SIP Calculator

Estimate Your Investment Growth with IDBI Mutual Fund SIPs

The IDBI SIP Calculator helps you forecast the maturity value, total invested amount, and returns earned through a Systematic Investment Plan (SIP) in IDBI Mutual Fund schemes. Whether you’re saving for retirement, your child’s education, or long-term wealth creation, this tool shows how small, regular investments can grow significantly over time.

What Is an IDBI Mutual Fund SIP?

A Systematic Investment Plan (SIP) lets you invest a fixed amount at regular intervals—usually monthly—into a mutual fund scheme. SIPs in IDBI Mutual Funds allow you to:

• Start investing with as little as ₹500/month
• Benefit from rupee cost averaging
• Harness the power of compounding
• Achieve long-term goals through disciplined investing

How the IDBI SIP Calculator Works

Inputs Required:

• Monthly SIP amount
• Investment tenure (in years)
• Expected annual return (%)

Formula Used:

Future Value = P × [{(1 + r)^n – 1} / r] × (1 + r)

Where:

• P = Monthly investment amount
• r = Expected monthly return = annual return ÷ 12 ÷ 100
• n = Total number of months = tenure × 12

Output Provided:

• Total amount invested
• Total returns earned
• Final corpus value at maturity

Example

If you invest ₹5,000 per month in an IDBI SIP for 10 years at a 12% annual return:

• Total invested = ₹6 lakh
• Maturity value = ₹11.6 lakh (approx.)
• Returns earned = ₹5.6 lakh

Benefits of Using the IDBI SIP Calculator

• Helps plan for specific financial goals
• Instantly estimates long-term returns
• Easy to use and customizable
• Encourages disciplined investing and wealth creation

Disclaimer : The results given by the above calculator are for illustration purpose only. They are often based on a number of assumptions. The results given are in no way any guarantee of the returns that will be given. Investments in stock markets and securities markets are subject to market risks and other risks. There is no guarantee of the return that will be actually given. Investment in other financial products may also be subject to market risks and other risks. There is no guarantee of the returns that will be given by them. The calculator also does not make any recommendation directly or indirectly. Please consult a registered Financial Advisor before taking any investment decision.