Aditya Birla SIP Calculator

Aditya Birla SIP Calculator

The Aditya Birla SIP Calculator is a simple online tool designed to estimate the future value of your investments through a Systematic Investment Plan (SIP) in Aditya Birla mutual funds. It helps you plan your long-term financial goals by showing how much wealth you can accumulate over time with consistent monthly investments.

How the Aditya Birla SIP Calculator Works

This calculator uses the compound interest formula to project the expected returns on your mutual fund SIP. You input three key parameters:

• Monthly Investment (SIP amount): The fixed amount you invest every month.
• Investment Period: The total duration (in years) you plan to invest.
• Expected Annual Return (% p.a.): The estimated average annual return, typically 10%–14% for equity funds.

Based on these, the SIP calculator estimates the future value of your investment, including both principal and capital gains.

SIP Formula Used

The calculator applies the future value of a SIP formula:

FV = P × [(1 + r)^n – 1] × (1 + r) / r

Where:

• FV = Future Value of the investment
• P = Monthly investment amount
• r = Expected monthly return (annual rate ÷ 12 ÷ 100)
• n = Total number of payments (months)

For example, investing ₹5,000 monthly for 10 years at 12% annual return can generate a corpus of approximately ₹11.6 lakh.

Benefits of Using the SIP Calculator

• Goal-based Planning: Estimate how much you need to invest monthly to achieve future goals.
• Quick Comparison: Compare potential returns across various durations or return rates.
• No Manual Calculations: Saves time and eliminates errors.
• Accessible Anytime: Use it online for free to plan your Aditya Birla mutual fund SIPs.

Default Values (As of Q1 FY 2024–25)

• Default SIP Amount: ₹5,000
• Default Investment Duration: 10 years
• Expected Return Range: 10%–14% annually, based on historical mutual fund performance

These are only estimates. Actual returns depend on market performance, fund selection, and consistency in investing.

Disclaimer : The results given by the above calculator are for illustration purpose only. They are often based on a number of assumptions. The results given are in no way any guarantee of the returns that will be given. Investments in stock markets and securities markets are subject to market risks and other risks. There is no guarantee of the return that will be actually given. Investment in other financial products may also be subject to market risks and other risks. There is no guarantee of the returns that will be given by them. The calculator also does not make any recommendation directly or indirectly. Please consult a registered Financial Advisor before taking any investment decision.