PNB SIP Calculator

Estimate Your Investment Returns with PNB Mutual Fund SIPs

The PNB SIP Calculator helps you project the future value of your investments made through Systematic Investment Plans (SIPs) in PNB Mutual Fund schemes. Whether you’re investing for retirement, a child’s education, or long-term wealth creation, this calculator enables you to estimate potential returns based on your investment amount, duration, and expected returns.

What Is a PNB Mutual Fund SIP?

A Systematic Investment Plan (SIP) allows you to invest a fixed amount at regular intervals—usually monthly—into a mutual fund scheme. SIPs with PNB Mutual Fund offer:

• Consistent wealth creation through disciplined investing
• Benefits of rupee cost averaging
• Compounding growth over time
• Flexibility to start with as low as ₹500/month

How the PNB SIP Calculator Works

To use the calculator, enter:

• Monthly SIP amount
• Investment duration (in years)
• Expected annual rate of return (%)

Formula Used:

Future Value = P × [{(1 + r)^n – 1} / r] × (1 + r)

Where:

• P = Monthly SIP amount
• r = Monthly return rate = annual return ÷ 12 ÷ 100
• n = Total number of months = years × 12

Output Provided:

• Total amount invested
• Estimated returns earned
• Final maturity amount

Example

If you invest ₹5,000 per month in a PNB Mutual Fund SIP for 15 years at an expected return of 12% per annum:

• Total investment = ₹9 lakh
• Estimated maturity amount = ₹20.3 lakh
• Returns earned = ₹11.3 lakh (approx.)

Benefits of Using the PNB SIP Calculator

• Quick Forecasts: Get instant estimates of how your SIP can grow
• Goal-Based Planning: Align investments with financial goals
• Flexible Inputs: Adjust SIP amount, duration, and returns
• Visual Clarity: Understand the power of compounding over time

Disclaimer : The results given by the above calculator are for illustration purpose only. They are often based on a number of assumptions. The results given are in no way any guarantee of the returns that will be given. Investments in stock markets and securities markets are subject to market risks and other risks. There is no guarantee of the return that will be actually given. Investment in other financial products may also be subject to market risks and other risks. There is no guarantee of the returns that will be given by them. The calculator also does not make any recommendation directly or indirectly. Please consult a registered Financial Advisor before taking any investment decision.