ICICI SIP Calculator

Estimate Your Wealth Growth with ICICI Mutual Fund SIPs

The ICICI SIP Calculator helps you estimate the future value of your monthly investments in ICICI Prudential Mutual Fund schemes. It is a simple yet powerful tool to understand how consistent investing through SIPs can help you achieve long-term financial goals like retirement, education, or wealth creation.

What Is an ICICI Mutual Fund SIP?

A Systematic Investment Plan (SIP) is a disciplined method of investing a fixed amount in a mutual fund scheme at regular intervals, typically monthly. SIPs in ICICI Prudential Mutual Funds help you:

• Build wealth gradually
• Manage market volatility through rupee cost-averaging
• Benefit from compounding over time

You can start a SIP with as little as ₹500, depending on the scheme.

How the ICICI SIP Calculator Works

To use the calculator, enter:

• Monthly SIP amount
• Investment duration (in years)
• Expected annual return (%)

Formula Used:

Future Value = P × [{(1 + r)^n – 1} / r] × (1 + r)

Where:

• P = Monthly investment
• r = Monthly rate of return (annual return ÷ 12 ÷ 100)
• n = Total number of months (years × 12)

Output Provided:

• Total amount invested
• Estimated returns earned
• Final corpus value at the end of the tenure

Example

If you invest ₹10,000 per month in an ICICI SIP for 10 years at an expected return of 12% per annum:

• Total investment = ₹12 lakh
• Estimated maturity amount = ₹23.2 lakh
• Returns earned = ₹11.2 lakh (approx.)

Benefits of Using the ICICI SIP Calculator

• Quick Forecasting: Visualize your corpus growth instantly
• Flexible Input: Adjust SIP amount, time horizon, and return assumptions
• Goal Planning: Match investments with specific life goals
• Compare Scenarios: Evaluate different ICICI fund options with varying returns

Disclaimer : The results given by the above calculator are for illustration purpose only. They are often based on a number of assumptions. The results given are in no way any guarantee of the returns that will be given. Investments in stock markets and securities markets are subject to market risks and other risks. There is no guarantee of the return that will be actually given. Investment in other financial products may also be subject to market risks and other risks. There is no guarantee of the returns that will be given by them. The calculator also does not make any recommendation directly or indirectly. Please consult a registered Financial Advisor before taking any investment decision.