Cholamandalam Financial Holdings Q2FY26 Profit Rises 8% YoY to ₹1,214 Crore

Chennai, November 7, 2025: Cholamandalam Financial Holdings Ltd (CFHL) reported a solid 8% year-on-year increase in its consolidated profit after tax, reaching ₹1,214 crore for Q2FY26, ended September 30, 2025. The growth was driven by strong performance across its lending and insurance subsidiaries.

Key Financial Highlights

Consolidated total income rose 17% YoY to ₹9,589 crore in Q2FY26, reflecting robust performance in both financing and insurance segments. For H1FY26, total income and PAT increased steadily by 20% and 8%, respectively, to ₹18,972 crore and ₹2,474 crore, up from ₹2,285 crore in H1FY25, highlighting consistent profitability growth.

Segment-Wise Performance

The flagship subsidiary recorded Q2FY26 revenue of ₹24,442 crore, slightly up from ₹24,314 crore a year ago. Profit after tax surged to ₹1,155 crore for the quarter and ₹2,291 crore for H1FY26. Assets under management (AUM) grew 21% to ₹2,14,906 crore as of September 30, 2025.

Cholamandalam MS General Insurance Co. Ltd

The general insurance unit posted a 3% YoY rise in gross written premium to ₹2,278 crore for Q2FY26. However, PAT declined to ₹46 crore from ₹153 crore due to a ₹99 crore mark-to-market investment loss. H1FY26 PAT stood at ₹165 crore versus ₹364 crore in H1FY25, with an investment book of ₹18,859 crore.

Cholamandalam MS Risk Services Ltd.

The joint venture (49.5% share) registered a revenue of ₹22.89 crore during Q2FY26, as compared to ₹20.44 crore in the previous year, with PAT slightly low at ₹1.45 crore. In the case of H1FY26, the PAT was ₹2.68 crore compared to ₹1.61 crore a year ago.

Standalone Performance

CFHL’s standalone net profit rose to ₹27.16 crore in Q2FY26 from ₹23.52 crore in Q2FY25, supported by steady dividend and service income. Total income was ₹30.07 crore, marginally higher than ₹29.13 crore in the previous year, indicating stable performance.

As of 15:55 IST, the share price of Cholamandalam Financial Holdings Ltd was closed at ₹1,882, down 90.60 or 4.59% from its previous close of ₹1,972.60. The share opened at ₹1,972.60 and traded between ₹1,972.60 and ₹1,870.00, high and low.

REF: https://nsearchives.nseindia.com/corporate/CHOLAHLDNG_07112025141818_Outcome_of_BM.pdf

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