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Scheme Information
Union Retirement Reg Gr
as of 23 Apr 2026, 08:54 AM
Scheme Asset Size₹177.41 Cr
Expense Ratio2.4%
Cash Holding2.03794%
Fund TypeOpen-End
PlanGrowth
BenchmarkBSE 500 India TR INR
Launch Date2022-09-22
Exit LoadExit load of 0.00% for investments if redeemed within 1 Years
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
-
rated by Value Research
Scheme Riskometer
Your principal will be at Very High Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months 8.16%
In the last 3 months 3.95%
In the last 6 months -0.12%
In the last 1 Years 9.56%
In the last 3 Years 0.65%
In the last 5 Years 0.00%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| ICICI Bank Ltd | Financial Services | E | 5.74% |
| HDFC Bank Ltd | Financial Services | E | 5.53% |
| State Bank of India | Financial Services | E | 2.98% |
| Acutaas Chemicals Ltd | Basic Materials | E | 2.88% |
| Reliance Industries Ltd | Energy | E | 2.76% |
| Multi Commodity Exchange of India Ltd | Financial Services | E | 2.69% |
| NTPC Ltd | Utilities | E | 2.22% |
| Infosys Ltd | Technology | E | 2.22% |
| Bharat Electronics Ltd | Industrials | E | 2.15% |
| Tata Consumer Products Ltd | Consumer Defensive | E | 2.12% |
| Larsen & Toubro Ltd | Industrials | E | 1.98% |
| Solar Industries India Ltd | Basic Materials | E | 1.80% |
| Karur Vysya Bank Ltd | Financial Services | E | 1.78% |
| Muthoot Finance Ltd | Financial Services | E | 1.78% |
| GE Vernova T&D India Ltd | Industrials | E | 1.74% |
| Navin Fluorine International Ltd | Basic Materials | E | 1.74% |
| Bharti Airtel Ltd | Communication Services | E | 1.71% |
| SJS Enterprises Ltd | Consumer Cyclical | E | 1.57% |
| Titan Co Ltd | Consumer Cyclical | E | 1.56% |
| ZF Commercial Vehicle Control Systems India Ltd | Consumer Cyclical | E | 1.55% |
| Mphasis Ltd | Technology | E | 1.48% |
| Max Financial Services Ltd | Financial Services | E | 1.47% |
| JK Cement Ltd | Basic Materials | E | 1.46% |
| Phoenix Mills Ltd | Real Estate | E | 1.36% |
| Torrent Pharmaceuticals Ltd | Healthcare | E | 1.32% |
| Max Healthcare Institute Ltd Ordinary Shares | Healthcare | E | 1.29% |
| UltraTech Cement Ltd | Basic Materials | E | 1.24% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | Financial Services | E | 1.22% |
| Maruti Suzuki India Ltd | Consumer Cyclical | E | 1.18% |
| Jio Financial Services Ltd | Financial Services | E | 1.15% |
| KFin Technologies Ltd | Technology | E | 1.14% |
| HDFC Asset Management Co Ltd | Financial Services | E | 1.12% |
| Cummins India Ltd | Industrials | E | 1.09% |
| Azad Engineering Ltd | Industrials | E | 1.09% |
| Mahindra & Mahindra Ltd | Consumer Cyclical | E | 1.08% |
| 360 One Wam Ltd Ordinary Shares | Financial Services | E | 1.07% |
| Avenue Supermarts Ltd | Consumer Defensive | E | 1.05% |
| JSW Steel Ltd | Basic Materials | E | 1.04% |
| Ajanta Pharma Ltd | Healthcare | E | 1.04% |
| Kirloskar Oil Engines Ltd | Industrials | E | 1.03% |
| Gabriel India Ltd | Consumer Cyclical | E | 1.00% |
| Jyoti CNC Automation Ltd | Industrials | E | 1.00% |
| Eureka Forbes Ltd | Consumer Cyclical | E | 0.99% |
| Sun Pharmaceuticals Industries Ltd | Healthcare | E | 0.99% |
| Shriram Finance Ltd | Financial Services | E | 0.98% |
| LG Electronics India Ltd | Technology | E | 0.97% |
| Tata Steel Ltd | Basic Materials | E | 0.97% |
| TVS Motor Co Ltd | Consumer Cyclical | E | 0.97% |
| Amber Enterprises India Ltd Ordinary Shares | Consumer Cyclical | E | 0.96% |
| Oil India Ltd | Energy | E | 0.94% |
| DOMS Industries Ltd | Industrials | E | 0.93% |
| HCL Technologies Ltd | Technology | E | 0.91% |
| Tata Motors Ltd | Consumer Cyclical | E | 0.89% |
| CarTrade Tech Ltd | Consumer Cyclical | E | 0.88% |
| Blue Star Ltd | Industrials | E | 0.87% |
| Godrej Consumer Products Ltd | Consumer Defensive | E | 0.86% |
| Hindalco Industries Ltd | Basic Materials | E | 0.85% |
| Cholamandalam Investment and Finance Co Ltd | Financial Services | E | 0.76% |
| KSB Ltd | Industrials | E | 0.76% |
| Info Edge (India) Ltd | Communication Services | E | 0.71% |
| Dixon Technologies (India) Ltd | Technology | E | 0.65% |
| Lupin Ltd | Healthcare | E | 0.65% |
| Endurance Technologies Ltd | Consumer Cyclical | E | 0.62% |
| Schneider Electric Infrastructure Ltd | Industrials | E | 0.60% |
| Data Patterns (India) Ltd | Industrials | E | 0.60% |
| KEI Industries Ltd | Industrials | E | 0.57% |
| Home First Finance Co India Ltd --- | Financial Services | E | 0.56% |
| CG Power & Industrial Solutions Ltd | Industrials | E | 0.55% |
| Persistent Systems Ltd | Technology | E | 0.55% |
| Tech Mahindra Ltd | Technology | E | 0.55% |
| Computer Age Management Services Ltd Ordinary Shares | Technology | E | 0.53% |
| Eternal Ltd | Consumer Cyclical | E | 0.45% |
| Tata Motors Passenger Vehicles Ltd | Consumer Cyclical | E | 0.42% |
| 16/04/2026 Maturing 364 DTB | - | BT | 0.09% |
| Tvs Motor Company Limited | - | P | 0.01319% |
| Treps | - | CR | 2.10% |
| Net Receivable / Payable | - | CA | 0.15% |
| JSW Energy Ltd | - | E | - |
| ITC Hotels Ltd | - | E | - |
| ELANTAS Beck India Ltd | - | E | - |
| Trent Ltd | - | E | - |
| Bajaj Finance Ltd | - | E | - |
| Hindustan Petroleum Corp Ltd | - | E | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Equity
97.95%
Cash
2.04%
Equity sector allocation
Loading chart…
Basic Materials
11.99%
Communication Services
2.42%
Consumer Cyclical
14.13%
Consumer Defensive
4.02%
Energy
3.7%
Financial Services
28.85%
Healthcare
5.29%
Industrials
14.95%
Real Estate
1.36%
Technology
9%
Utilities
2.22%
Others
2.07%
Fund House Contact Details
Websitewww.unionmf.com/
Phone+91 022 67483333
Union Asset Management Co. Pvt. Ltd.
Asset Management Company
Funds in this Category
ICICI Pru Ret Pure Eq Plan Reg Gr
Allocation
Min. Investment
₹5000
Category Returns
20.26%
26.41%
3Y Returns
+26.41%
ICICI Pru Ret Pure Eq Plan Reg IDCW-P
Allocation
Min. Investment
₹5000
Category Returns
20.26%
26.41%
3Y Returns
+26.41%
SBI Children's Bnf - IP Reg Gr
Allocation
Min. Investment
₹5000
Category Returns
20.26%
26.41%
3Y Returns
+23.83%
About Union Retirement Reg Gr
Investment Objective of the Scheme
The investment objective of the Scheme is to generate long term capital gains by investing in a mix of securities comprising of equity, equity related securities and debt instruments as per the asset allocation pattern of the Scheme with a view to provide a retirement investment solution to investors. However, there is no assurance that the Investment Objective of the Scheme will be achieved.
Key Features of The Fund
5-year return
-
Fund Manager
Pratik Dharmshi
Risk Profile
Very High Risk
Expense Ratio
2.40%
Fund Size
₹177.41 Cr
FAQ's
What is the expense ratio of Union Retirement Reg Gr?
The expense ratio of Union Retirement Reg Gr is 2.4%.
What is the AUM (Assets Under Management) of Union Retirement Reg Gr?
The AUM, short for Assets Under Management of Union Retirement Reg Gr is ₹177.41 Cr as of 22 Mar 2026.
What are the top stock holdings of Union Retirement Reg Gr?
The Union Retirement Reg Gr has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| ICICI Bank Ltd | 5.74% |
| HDFC Bank Ltd | 5.53% |
| State Bank of India | 2.98% |
| Acutaas Chemicals Ltd | 2.88% |
| Reliance Industries Ltd | 2.76% |
| Multi Commodity Exchange of India Ltd | 2.69% |
| NTPC Ltd | 2.22% |
| Infosys Ltd | 2.22% |
| Bharat Electronics Ltd | 2.15% |
| Tata Consumer Products Ltd | 2.12% |
| Larsen & Toubro Ltd | 1.98% |
| Solar Industries India Ltd | 1.80% |
| Karur Vysya Bank Ltd | 1.78% |
| Muthoot Finance Ltd | 1.78% |
| GE Vernova T&D India Ltd | 1.74% |
| Navin Fluorine International Ltd | 1.74% |
| Bharti Airtel Ltd | 1.71% |
| SJS Enterprises Ltd | 1.57% |
| Titan Co Ltd | 1.56% |
| ZF Commercial Vehicle Control Systems India Ltd | 1.55% |
| Mphasis Ltd | 1.48% |
| Max Financial Services Ltd | 1.47% |
| JK Cement Ltd | 1.46% |
| Phoenix Mills Ltd | 1.36% |
| Torrent Pharmaceuticals Ltd | 1.32% |
| Max Healthcare Institute Ltd Ordinary Shares | 1.29% |
| UltraTech Cement Ltd | 1.24% |
| Ujjivan Small Finance Bank Ltd Ordinary Shares | 1.22% |
| Maruti Suzuki India Ltd | 1.18% |
| Jio Financial Services Ltd | 1.15% |
| KFin Technologies Ltd | 1.14% |
| HDFC Asset Management Co Ltd | 1.12% |
| Cummins India Ltd | 1.09% |
| Azad Engineering Ltd | 1.09% |
| Mahindra & Mahindra Ltd | 1.08% |
| 360 One Wam Ltd Ordinary Shares | 1.07% |
| Avenue Supermarts Ltd | 1.05% |
| JSW Steel Ltd | 1.04% |
| Ajanta Pharma Ltd | 1.04% |
| Kirloskar Oil Engines Ltd | 1.03% |
| Gabriel India Ltd | 1.00% |
| Jyoti CNC Automation Ltd | 1.00% |
| Eureka Forbes Ltd | 0.99% |
| Sun Pharmaceuticals Industries Ltd | 0.99% |
| Shriram Finance Ltd | 0.98% |
| LG Electronics India Ltd | 0.97% |
| Tata Steel Ltd | 0.97% |
| TVS Motor Co Ltd | 0.97% |
| Amber Enterprises India Ltd Ordinary Shares | 0.96% |
| Oil India Ltd | 0.94% |
| DOMS Industries Ltd | 0.93% |
| HCL Technologies Ltd | 0.91% |
| Tata Motors Ltd | 0.89% |
| CarTrade Tech Ltd | 0.88% |
| Blue Star Ltd | 0.87% |
| Godrej Consumer Products Ltd | 0.86% |
| Hindalco Industries Ltd | 0.85% |
| Cholamandalam Investment and Finance Co Ltd | 0.76% |
| KSB Ltd | 0.76% |
| Info Edge (India) Ltd | 0.71% |
| Dixon Technologies (India) Ltd | 0.65% |
| Lupin Ltd | 0.65% |
| Endurance Technologies Ltd | 0.62% |
| Schneider Electric Infrastructure Ltd | 0.60% |
| Data Patterns (India) Ltd | 0.60% |
| KEI Industries Ltd | 0.57% |
| Home First Finance Co India Ltd --- | 0.56% |
| CG Power & Industrial Solutions Ltd | 0.55% |
| Persistent Systems Ltd | 0.55% |
| Tech Mahindra Ltd | 0.55% |
| Computer Age Management Services Ltd Ordinary Shares | 0.53% |
| Eternal Ltd | 0.45% |
| Tata Motors Passenger Vehicles Ltd | 0.42% |
| 16/04/2026 Maturing 364 DTB | 0.09% |
| Tvs Motor Company Limited | 0.01% |
| Treps | 2.10% |
| Net Receivable / Payable | 0.15% |
| JSW Energy Ltd | - |
| ITC Hotels Ltd | - |
| ELANTAS Beck India Ltd | - |
| Trent Ltd | - |
| Bajaj Finance Ltd | - |
| Hindustan Petroleum Corp Ltd | - |
In which sectors has Union Retirement Reg Gr invested in?
The Union Retirement Reg Gr has invested the majority of its money in the stocks of the following sectors -
| Company | Percentage of Portfolio |
|---|---|
| Basic Materials | 11.99% |
| Communication Services | 2.42% |
| Consumer Cyclical | 14.13% |
| Consumer Defensive | 4.02% |
| Energy | 3.70% |
| Financial Services | 28.85% |
| Healthcare | 5.29% |
| Industrials | 14.95% |
| Real Estate | 1.36% |
| Technology | 9.00% |
| Utilities | 2.22% |
What is the risk level of Union Retirement Reg Gr?
This is a Retirement fund comes with Very High Risk.
Who are the fund managers of Union Retirement Reg Gr?
Union Retirement Reg Gr fund managers are Pratik Dharmshi, Pratit Vajani.
Is there a minimum SIP amount to invest in Union Retirement Reg Gr?
The minimum SIP amount to start investment in Union Retirement Reg Gr is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in Union Retirement Reg Gr both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in Union Retirement Reg Gr on the basis of your investment objective and risk tolerance.
How to invest in Union Retirement Reg Gr?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in Union Retirement Reg Gr:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of Union Retirement Reg Gr.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of Union Retirement Reg Gr?
The exit load of Union Retirement Reg Gr is as follows:
Exit load of 0.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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