IIFL Finance Stock Price Up by More Than 14% in the Past 5 Days, After RBI Relaxes Gold Loan Regulations
By Ankur Chandra | Published at: Jun 10, 2025 12:02 PM IST
Mumbai, June 10, 2025: IIFL Finance Ltd (NSE: IIFL | BSE: 532636) stock has gained more than 14% in the past 5 days. This after RBI relaxed gold loan regulations.
As of 9:30 am IST on June 10, 2025, shares of IIFL Finance Ltd were trading at ₹487.75, showing a marginal uptick of ₹0.30 or 0.062% for the day. The company’s market capitalisation stood at ₹20,740 crore. With a P/E ratio of 55.87, the stock remains near the upper end of its 52-week range of ₹279.80 to ₹560.60.
| Metric | Value (₹) |
|---|---|
| Previous Close | 451.05 |
| Open | 458.00 |
| Day’s High | 490.00 |
| Day’s Low | 457.75 |
| Close Price | 487.45 |
| VWAP | 479.02 |
| Day Change (%) | +35.85 (+7.95%) |
Earnings Recovery Supports Sentiment
The bullish momentum is partly fuelled by a rebound in Q4 FY25 earnings. The company posted a net profit of ₹25,136 lakh, with earnings per share (EPS) of ₹4.89 on a consolidated basis, marking a significant turnaround from earlier fiscal setbacks.
Recent Standalone Financials
| Quarter Ended | Total Income (₹ lakh) | Net Profit/Loss (₹ lakh) | EPS (₹) |
|---|---|---|---|
| Mar 2025 | 1,14,068.00 | 3,842.00 | 0.91 |
| Dec 2024 | 94,389.00 | 1,597.00 | 0.38 |
| Sep 2024 | 1,00,390.00 | -44,130.00 | -10.40 |
The March quarter’s improvement stands in stark contrast to the ₹44,130 lakh loss in Q2 FY25, indicating a firm turnaround.
Shareholding Pattern Remains Consistent
Despite the rally, promoter shareholding has held steady at 24.89% as of March 31, 2025, with public holding at 75.11% — unchanged across the past five quarters. This indicates there has been no material insider buying or dilution, even as the stock scaled up rapidly.
| Shareholding Category | Mar 31, 2025 | Dec 31, 2024 | Jun 30, 2024 |
|---|---|---|---|
| Promoter & Promoter Group | 24.89% | 24.90% | 24.91% |
| Public | 75.11% | 75.10% | 75.09% |
What Lies Ahead?
While strong quarterly earnings provide a solid base, the rapid re-rating in the stock hints at heightened technical buying and speculative flows. Going forward, the key question is whether IIFL can sustain this momentum, especially amid tighter oversight and possible portfolio rebalancing by institutional investors.
About IIFL Finance Ltd
IIFL Finance Ltd is a prominent Non-Banking Financial Company (NBFC) in India, offering a diversified range of retail financial products, including gold loans, housing finance, and business loans. Listed on both NSE and BSE, the stock often sees active trading and heightened investor participation during periods of elevated market volatility.
REF: https://www.nseindia.com/get-quotes/equity?symbol=IIFL
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