Franklin SIP Calculator

Franklin SIP Calculator

The Franklin SIP Calculator helps you estimate the future value of your mutual fund investments made through a Systematic Investment Plan (SIP) with Franklin Templeton Mutual Fund. It is a useful tool for investors looking to plan their wealth accumulation over a specific period by investing fixed amounts regularly.

How the Franklin SIP Calculator Works

This calculator computes the maturity amount of your SIP investment based on:

• Monthly investment amount (SIP)
• Investment tenure (in years)
• Expected annual rate of return

Using the compound interest formula, it estimates how much your invested capital will grow over time with the power of compounding and consistent investments.

Formula Used

The SIP amount is calculated using the following formula:

Future Value (FV) = P × [((1 + r)^n – 1) ÷ r] × (1 + r)

Where:

• FV = Maturity amount
• P = SIP installment (monthly investment)
• r = Expected rate of return per month (annual rate ÷ 12 ÷ 100)
• n = Total number of installments (months)

Example

If you invest ₹5,000 monthly for 10 years at an expected return of 12% p.a., the future value will be calculated as:

• P = ₹5,000
• r = 12 / 12 / 100 = 0.01
• n = 10 × 12 = 120

FV = 5000 × [((1 + 0.01)^120 – 1) ÷ 0.01] × (1 + 0.01)

FV ≈ ₹11,61,695

Key Inputs

Parameter – Description

Monthly SIP amount: The fixed amount you plan to invest every month

Investment duration: Total period of investment in years

Expected return (%): Anticipated annual rate of return

Benefits of Using the Franklin SIP Calculator

• Helps in financial planning and goal setting
• It gives a clear picture of investment growth over time
• Enables comparison with other investment options
• Useful for retirement, education, or wealth planning
• Saves time on complex manual calculations

Disclaimer : The results given by the above calculator are for illustration purpose only. They are often based on a number of assumptions. The results given are in no way any guarantee of the returns that will be given. Investments in stock markets and securities markets are subject to market risks and other risks. There is no guarantee of the return that will be actually given. Investment in other financial products may also be subject to market risks and other risks. There is no guarantee of the returns that will be given by them. The calculator also does not make any recommendation directly or indirectly. Please consult a registered Financial Advisor before taking any investment decision.