HSBC Equity Savings Qt IDCW-R

HSBC Equity Savings Qt IDCW-R Fund Details and Key Information

HSBC Equity Savings Qt IDCW-R is an open-ended mutual fund that invests based on its stated objective and benchmark.

Key details:

• Asset Size: ₹1016.10 Cr

• Expense Ratio: 1.29%

• Cash Holding: 44.89%

• Plan Type: Dividend

• Benchmark: NIFTY Equity Savings TR INR

• Launch Date: 2011-10-18

• Exit Load: 0.50

These factors help investors evaluate cost, scale, and fund positioning before making an investment decision.

HSBC Equity Savings Qt IDCW-R Returns and Performance

HSBC Equity Savings Qt IDCW-R has delivered returns across multiple timeframes, reflecting its ability to perform across different market conditions.

Returns:

• 1 Month: 1.96%

• 3 Months: 7.91%

• 6 Months: 7.28%

• 1 Year: 11.39%

• 3 Years: 0.44%

• 5 Years: 0.67%

Short-term returns indicate recent momentum, while long-term returns show consistency and wealth creation ability.

HSBC Equity Savings Qt IDCW-R Risk Level and Volatility

Understanding risk is important before investing. HSBC Equity Savings Qt IDCW-R falls under: For investors in the 20–40 age group, selecting a fund with the right risk level is important based on financial goals, investment horizon, and comfort with market movements.

Risk Level: Moderately High Risk

The riskometer helps investors understand how stable or volatile the fund can be based on its investment strategy and asset allocation. Funds with higher risk levels may offer better return potential over time, but they can also experience sharper short-term fluctuations. This classification reflects the volatility associated with the fund. Higher risk funds may offer higher returns but come with greater fluctuations.

HSBC Equity Savings Qt IDCW-R Portfolio Allocation

The asset allocation of HSBC Equity Savings Qt IDCW-R shows how investments are distributed across asset classes.

• Equity Allocation: 36.33%

• Cash Allocation: 44.89%

This allocation plays a key role in determining the fund’s risk and return profile.

HSBC Equity Savings Qt IDCW-R Sector Allocation

HSBC Equity Savings Qt IDCW-R diversifies its investments across sectors to reduce risk.

Sector Holding Detail

• Basic Materials: 6.63%

• Communication Services: 1.46%

• Consumer Cyclical: 7.07%

• Consumer Defensive: 2.58%

• Energy: 3.12%

• Financial Services: 36.32%

• Healthcare: 5.54%

• Industrials: 14.42%

• Technology: 0.16%

Sector allocation data helps investors understand which industries the fund is focusing on.

HSBC Equity Savings Qt IDCW-R Fund House

HSBC Equity Savings Qt IDCW-R is managed by:

AMC Name: HSBC Asset Management (India) Private Ltd

A strong fund house with a proven track record can improve investor confidence.

HSBC Equity Savings Qt IDCW-R Minimum Investment

Investors can start investing in HSBC Equity Savings Qt IDCW-R with:

Minimum Investment: ₹5,000

This makes the fund accessible for both beginners and experienced investors.