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Scheme Information
Nippon India Credit Risk Gr
as of 24 Apr 2026, 15:04 PM
Scheme Asset Size₹1057.55 Cr
Expense Ratio1.48%
Cash Holding11.89214%
Fund TypeOpen-End
PlanGrowth
BenchmarkCRISIL Credit Risk Debt B-II TR INR
Launch Date2005-06-08
Exit LoadExit load of 1.00% for investments if redeemed within 12 Months
SIP Calculator
12%
₹5,000
₹500₹10,00,000
10 Years
1 Year40 Years
Invested Amount
Estimated Return
Invested Amount
₹6,00,000
Est. Return
₹5,61,695
Total Value
₹11,61,695
Invested Amount
Estimated Return
Scheme Ratings
3
rated by Value Research
Scheme Riskometer
Your principal will be at High Risk
Investment Returns
Absolute Returns
CAGR
In the last 1 months 0.81%
In the last 3 months 1.95%
In the last 6 months 3.07%
In the last 1 Years 7.41%
In the last 3 Years 0.26%
In the last 5 Years 0.50%
Company Holdings
Company Name | Sector | Instrument | Assets |
|---|---|---|---|
| 7.02% Govt Stock 2031 | - | BT | 7.12% |
| Delhi International Airport Limited | - | B | 4.74% |
| Renew Solar Energy (Jharkhand Five) Private Limited | - | B | 4.31% |
| Muthoot Fincorp Limited | - | B | 4.21% |
| TRuhome Finance Limited | - | B | 3.80% |
| Navi Finserv Limited | - | B | 3.73% |
| GAursons India Private Limited | - | B | 3.71% |
| Vedanta Limited | - | B | 3.30% |
| Hiranandani Financial Services Private Limited | - | B | 3.28% |
| Auxilo Finserve Private Limited | - | B | 3.00% |
| Mancherial Repallewada Road Private Limited | - | B | 2.96% |
| Aditya Birla Real Estate Limited | - | B | 2.81% |
| 6.84% Rajasthan Sdl 2030 | - | BT | 2.77% |
| Rec Limited | - | B | 2.43% |
| Mindspace Business Parks Reit | - | B | 2.36% |
| Small Industries Development Bank Of India | - | B | 2.35% |
| AShoka Buildcon Limited | - | B | 2.34% |
| Adani Airport Holdings Limited | - | B | 2.34% |
| Jsw Kalinga Steel Limited | - | B | 2.33% |
| 6.57% Tamilnadu SDL 2031 | - | BT | 2.28% |
| GMR Airports Limited | - | B | 2.24% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | - | B | 2.17% |
| Nuvoco Vistas Corporation Limited | - | B | 2.09% |
| 7.32% Govt Stock 2030 | - | BT | 1.93% |
| GMR Airports Limited | - | B | 1.47% |
| Muthoot Microfin Limited | - | B | 1.38% |
| Jubilant Beverages Limited | - | B | 1.27% |
| Kosamattam Finance Limited | - | B | 1.10% |
| AShoka Buildcon Limited | - | B | 1.03% |
| Jtpm Metal TRaders Limited | - | B | 0.98% |
| 8.22% Karnataka Sdl 2031 | - | BT | 0.97% |
| 7.1% Govt Stock 2029 | - | BT | 0.96% |
| Andhra Pradesh State Beverages Corporation Limited | - | B | 0.95% |
| Power Finance Corporation Limited | - | B | 0.94% |
| Adani TRansmission Step-Two Limited | - | B | 0.94% |
| Niwas Housing Finance Private Limited | - | B | 0.75% |
| Suryapet Khammam Road Private Limited | - | B | 0.66% |
| Niwas Housing Finance Private Limited | - | B | 0.66% |
| 7.17% Govt Stock 2030 | - | BT | 0.48% |
| Andhra Pradesh State Beverages Corporation Limited | - | B | 0.47% |
| Vedanta Limited | - | B | 0.47% |
| Muthoot Mcred Limited | - | B | 0.45% |
| Telangana State Industrial Infrastructure Corporation Limited | - | B | 0.42% |
| Corporate Debt Market Development Fund Class A2 | - | EX | 0.28% |
| Jubilant Bevco Limited | - | B | 0.25% |
| Triparty Repo | - | CR | 6.48% |
| Net Current Assets | - | C | 1.13% |
| Trust Investment Advisors Private Limited | - | CP | 0.92% |
| Cash Margin - Ccil | - | CA | 0.00338% |
| Cash | - | C | 0% |
| Bank Of Baroda | - | CD | - |
Sector Holding Analysis
Equity / Debt / Cash Split
Loading chart…
Debt
87.83%
Cash
11.89%
Others
0.28%
Fund House Contact Details
Websitehttps://mf.nipponindiaim.com/
Phone022-6808 7000/18602660111
Nippon Life India Asset Management Ltd
Asset Management Company
Funds in this Category
DSP Credit Risk Fund Reg Mly IDCW-R
Debt
Min. Investment
₹100
Category Returns
11.14%
16.02%
3Y Returns
+16.02%
DSP Credit Risk Fund Reg Mly IDCW-P
Debt
Min. Investment
₹100
Category Returns
11.14%
16.02%
3Y Returns
+16.02%
DSP Credit Risk Fund Reg Gr
Debt
Min. Investment
₹100
Category Returns
11.14%
16.02%
3Y Returns
+15.95%
About Nippon India Credit Risk Gr
Investment Objective of the Scheme
The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.
Key Features of The Fund
5-year return
+8.41%
Fund Manager
Kinjal Desai
Risk Profile
High Risk
Expense Ratio
1.48%
Fund Size
₹1057.55 Cr
FAQ's
What has been the returns generated by Nippon India Credit Risk Gr over different time periods?
The Nippon India Credit Risk Gr has given returns
1-Year
7.41
3-Year
8.13
5-Year
8.41
What is the expense ratio of Nippon India Credit Risk Gr?
The expense ratio of Nippon India Credit Risk Gr is 1.48%.
What is the AUM (Assets Under Management) of Nippon India Credit Risk Gr?
The AUM, short for Assets Under Management of Nippon India Credit Risk Gr is ₹1057.55 Cr as of 15 Feb 2305.
What are the top stock holdings of Nippon India Credit Risk Gr?
The Nippon India Credit Risk Gr has invested the majority of its money in the stocks of the following companies:
| Company | Percentage of Portfolio |
|---|---|
| 7.02% Govt Stock 2031 | 7.12% |
| Delhi International Airport Limited | 4.74% |
| Renew Solar Energy (Jharkhand Five) Private Limited | 4.31% |
| Muthoot Fincorp Limited | 4.21% |
| TRuhome Finance Limited | 3.80% |
| Navi Finserv Limited | 3.73% |
| GAursons India Private Limited | 3.71% |
| Vedanta Limited | 3.30% |
| Hiranandani Financial Services Private Limited | 3.28% |
| Auxilo Finserve Private Limited | 3.00% |
| Mancherial Repallewada Road Private Limited | 2.96% |
| Aditya Birla Real Estate Limited | 2.81% |
| 6.84% Rajasthan Sdl 2030 | 2.77% |
| Rec Limited | 2.43% |
| Mindspace Business Parks Reit | 2.36% |
| Small Industries Development Bank Of India | 2.35% |
| AShoka Buildcon Limited | 2.34% |
| Adani Airport Holdings Limited | 2.34% |
| Jsw Kalinga Steel Limited | 2.33% |
| 6.57% Tamilnadu SDL 2031 | 2.28% |
| GMR Airports Limited | 2.24% |
| Bamboo Hotel And Global Centre (Delhi) Private Limited | 2.17% |
| Nuvoco Vistas Corporation Limited | 2.09% |
| 7.32% Govt Stock 2030 | 1.93% |
| GMR Airports Limited | 1.47% |
| Muthoot Microfin Limited | 1.38% |
| Jubilant Beverages Limited | 1.27% |
| Kosamattam Finance Limited | 1.10% |
| AShoka Buildcon Limited | 1.03% |
| Jtpm Metal TRaders Limited | 0.98% |
| 8.22% Karnataka Sdl 2031 | 0.97% |
| 7.1% Govt Stock 2029 | 0.96% |
| Andhra Pradesh State Beverages Corporation Limited | 0.95% |
| Power Finance Corporation Limited | 0.94% |
| Adani TRansmission Step-Two Limited | 0.94% |
| Niwas Housing Finance Private Limited | 0.75% |
| Suryapet Khammam Road Private Limited | 0.66% |
| Niwas Housing Finance Private Limited | 0.66% |
| 7.17% Govt Stock 2030 | 0.48% |
| Andhra Pradesh State Beverages Corporation Limited | 0.47% |
| Vedanta Limited | 0.47% |
| Muthoot Mcred Limited | 0.45% |
| Telangana State Industrial Infrastructure Corporation Limited | 0.42% |
| Corporate Debt Market Development Fund Class A2 | 0.28% |
| Jubilant Bevco Limited | 0.25% |
| Triparty Repo | 6.48% |
| Net Current Assets | 1.13% |
| Trust Investment Advisors Private Limited | 0.92% |
| Cash Margin - Ccil | 0.00% |
| Cash | 0.00% |
| Bank Of Baroda | - |
What is the risk level of Nippon India Credit Risk Gr?
This is a Credit Risk fund comes with High Risk.
Who are the fund managers of Nippon India Credit Risk Gr?
Nippon India Credit Risk Gr fund managers are Kinjal Desai, Sushil Budhia, Amber Singhania.
Is there a minimum SIP amount to invest in Nippon India Credit Risk Gr?
The minimum SIP amount to start investment in Nippon India Credit Risk Gr is ₹100 while ₹1,000 can be invested as Lumpsum amount.
Can I invest in Nippon India Credit Risk Gr both in SIP and lump sum?
You can opt for either SIP or Lumpsum to invest in Nippon India Credit Risk Gr on the basis of your investment objective and risk tolerance.
How to invest in Nippon India Credit Risk Gr?
Investing in mutual funds is easy on HDFC SKY.
Follow these simple steps to invest in Nippon India Credit Risk Gr:
- On HDFC SKY open your demat account if you don't have one.
- Check the performance of Nippon India Credit Risk Gr.
- Choose between SIP or Lumpsum and start your mutual fund investment journey on HDFC Sky.
Is there any exit load charges of Nippon India Credit Risk Gr?
The exit load of Nippon India Credit Risk Gr is as follows:
Exit load of 1.0%, if redeemed within 1 year
.What is the process to redeem my investment in HDFC SKY?
The following are the Steps to Redeem mutual funds on HDFC SKY:
1. Go to Mutual Funds > My Investments/Portfolio.
2. Select the fund and tap Redeem/Sell.
3. Choose Full, Units, or Amount.
4. Review NAV, units, and exit load.
5. Confirm. Amount (Units × NAV) is credited to the registered bank in T+1–T+3 days. ELSS has a 3-year lock-in.
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