Bajaj Finance Shares Rise 2.97% as AUM Surges 25% in Q1 FY26
By Shishta Dutta | Published at: Jul 4, 2025 10:43 AM IST
Mumbai, July 4, 2025 – In the early trades on Friday, the shares of Bajaj Finance Ltd (NSE: BAJFINANCE) surged 2.97% to reach ₹937.15. This was following the strong operational updates for Q1 FY26, which highlighted robust growth in the lending and deposits business. New loans have increased by almost 23% which points to strong retail credit demand.
There was also an expansion of the customer base by 4.7 million, which is an indication of higher revenue in the future. The strengthening of deposit books (by 15%) points to better liquidity and fund scalability.
Strong Operating Metrics Drive Rally
The company reported a 25% year-over-year increase in Assets Under Management (AUM), which rose to approximately ₹4.41 lakh crore as of June 30, 2025, up from ₹3.54 lakh crore as of June 30, 2024. AUM rose sequentially by ₹24,750 crore during the quarter, reflecting strong loan book momentum.
Other key operating highlights included:
| Metric | Q1 FY26 | Q1 FY25 | YoY Change |
|---|---|---|---|
| Customer Franchise | 106.51 million | 88.11 million | +21% |
| New Loans Booked | 13.49 million | 10.97 million | +23% |
| AUM | ₹4,41,400 crore | ₹3,54,192 crore | +25% |
| Deposit Book | ₹72,100 crore | ₹62,774 crore | +15% |
The company added 4.69 million new customers in the June quarter alone, underscoring its ability to scale distribution despite tight competition in the NBFC sector.
Stock Performance and Market Snapshot
As of 10:15 AM, the stock traded at 934.85 (2.71% higher than the previous close). At 09:44 IST today, Bajaj Finance was trading at ₹937.15, up ₹27.00 from the previous close of ₹910.15. The stock touched an intraday high of ₹940.70 and a low of ₹922.00. The volume-weighted average price (VWAP) stood at ₹933.38.
Key Market Metrics
| Metric | Value |
|---|---|
| Previous Close | ₹910.15 |
| Open | ₹922.00 |
| Day High / Low | ₹940.70 / ₹922.00 |
| Traded Volume | 39.89 lakh shares |
| Traded Value | ₹372.31 crore |
| Free Float Market Cap | ₹2.48 lakh crore |
| Delivery % | 44.80% |
| 52-Week High (09-Jun-2025) | ₹978.80 |
| 52-Week Low (16-Aug-2024) | ₹642.50 |
Outlook
Bajaj Finance’s consistent growth in customer base, loan disbursals, and deposit mobilisation continues to solidify its position as a leading NBFC. With its AUM crossing ₹4.4 lakh crore and improving customer acquisition trends, analysts are expected to closely track profitability metrics when the full Q1 financial results are declared.
Bajaj Finance Limited, listed on the NSE and part of the NIFTY 50 index, is a diversified non-banking financial company (NBFC) operating across consumer lending, SME financing, commercial lending, and deposits. It is a subsidiary of Bajaj Finserv Ltd and was incorporated in 1987.
REF: https://nsearchives.nseindia.com/corporate/BAJFINANCE_03072025180712_BFLPreResultsearningdisclsoureforQ1FY26.pdf
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